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County35th of 67 in Pennsylvania by approvalsFIPS 42131
SBA loans in Wyoming County, Pennsylvania
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 41 loans to businesses in Wyoming County, Pennsylvania, in FY2021 to FY2025, worth $10.1M: 37 under 7(a) and 4 under 504.
That is 64.8 approvals per 1,000 business establishments (633 establishments in 2023), above the Pennsylvania figure of 36.7 and above the national 41.0.
It ranks 35th of 67 Pennsylvania counties with approvals. In FY2025 there were 12.
16 lenders had approvals here; the most active were PS Bank (16), Manufacturers and Traders Trust Company (5) and Peoples Security Bank and Trust Company (4). The most common industry was general freight trucking.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Wyoming County
By number of approvals to businesses in the county, FY2021–FY2025; 16 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | PS BankWyalusing, PA | 16 | $1.0M | 39.0% | |
| 2 | Manufacturers and Traders Trust CompanyBuffalo, NY | 5 | $215K | 12.2% | |
| 3 | Peoples Security Bank and Trust CompanyScranton, PA | 4 | $1.1M | 9.8% | |
| 4 | Northeast BankLewiston, ME | 3 | $210K | 7.3% | |
| 5 | Northeastern Economic Development Company of PA-CDC, Inc.Dunmore, PA · CDC | 2 | — | 4.9% | |
| 6 | Haddon Savings BankHaddon Heights, NJ | 1 | — | 2.4% | |
| 7 | The Huntington National BankColumbus, OH | 1 | — | 2.4% | |
| 8 | Fulton Bank, National AssociationLancaster, PA | 1 | — | 2.4% | |
| 9 | Newtek Small Business Finance, Inc.Lake Success, NY | 1 | — | 2.4% | |
| 10 | NEPA Alliance Business Finance CorporationPittston, PA · CDC | 1 | — | 2.4% | |
| 11 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.4% | |
| 12 | Empire State Certified Development CorporationLatham, NY · CDC | 1 | — | 2.4% | |
| 13 | Lendistry SBLC, LLCLos Angeles, CA | 1 | — | 2.4% | |
| 14 | NEPA Alliance Business Finance CorporationPittston, PA | 1 | — | 2.4% | |
| 15 | Fidelity Deposit and Discount BankDunmore, PA | 1 | — | 2.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | General Freight TruckingNAICS 4841 | 5 | 12.2% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 5 | 12.2% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 4 | 9.8% | |
| 4 | Automobile DealersNAICS 4411 | 2 | 4.9% | |
| 5 | Beer, Wine, and Liquor StoresNAICS 4453 | 2 | 4.9% | |
| 6 | Personal Care ServicesNAICS 8121 | 2 | 4.9% | |
| 7 | Restaurants and Other Eating PlacesNAICS 7225 | 2 | 4.9% | |
| 8 | Architectural, Engineering, and Related ServicesNAICS 5413 | 2 | 4.9% | |
| 9 | Nonmetallic Mineral Mining and QuarryingNAICS 2123 | 2 | 4.9% | |
| 10 | RV (Recreational Vehicle) Parks and Recreational CampsNAICS 7212 | 1 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 8 | 19.5% | |
| 2 | Other Services (except Public Administration) | 7 | 17.1% | |
| 3 | Transportation and Warehousing | 6 | 14.6% | |
| 4 | Construction | 6 | 14.6% | |
| 5 | Accommodation and Food Services | 3 | 7.3% | |
| 6 | Manufacturing | 2 | 4.9% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 2 | 4.9% | |
| 8 | Professional, Scientific, and Technical Services | 2 | 4.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $564K | $28K | 0 | — | 10 | 18 |
| FY2025 | 12 | $1.2M | $58K | 0 | — | 12 | 43 |
| FY2024 | 8 | $1.8M | $200K | 0 | — | 8 | 70 |
| FY2023 | 7 | $1.3M | $25K | 0 | — | 7 | 16 |
| FY2022 | 2 | — | — | 3 | $3.3M | 5 | 107 |
| FY2021 | 8 | $1.7M | $69K | 1 | — | 9 | 99 |
| FY2020 | 6 | $394K | $57K | 1 | — | 7 | 115 |
| FY2019 | 6 | $1.1M | $59K | 0 | — | 6 | 17 |
| FY2018 | 4 | $523K | $137K | 0 | — | 4 | 31 |
| FY2017 | 4 | $1.1M | $95K | 0 | — | 4 | 43 |
| FY2016 | 1 | — | — | 0 | — | 1 | 1 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 22 approvals.
Against Pennsylvania and the country
| FY2021–FY2025 | Wyoming County | Pennsylvania | United States |
|---|---|---|---|
| Approvals | 41 | 11,283 | 342,825 |
| Approvals per 1,000 establishments | 64.8 | 36.7 | 41.0 |
| Median 7(a) approval | $99K | $150K | $190K |
| Median 504 approval | $533K | $607K | $657K |
| Average approval | $246K | $482K | $573K |
| 504 share of approvals | 9.8% | 6.5% | 11.0% |
| Jobs supported per approval, as reported | 8.2 | 10.3 | 10.5 |
| Share of state approvals | 0.4% | 100.0% | — |
Approval sizes
- $50,000 or less39.0%16
- $50,001 to $150,00022.0%9
- $150,001 to $350,00022.0%9
- $350,001 to $1 million12.2%5
- $1 million to $2 million2.4%1
- Over $2 million2.4%1
Age of the businesses
- Existing, more than 2 years old46.3%19
- New business, 2 years or less29.3%12
- Startup, loan funds will open the business12.2%5
- Change of ownership12.2%5
Questions and answers
Which lenders make the most SBA loans in Wyoming County?
By approvals in FY2021 to FY2025: PS Bank (16), Manufacturers and Traders Trust Company (5), Peoples Security Bank and Trust Company (4), Northeast Bank (3), Northeastern Economic Development Company of PA-CDC, Inc. (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Wyoming County?
The median 7(a) approval was $99K and the median 504 approval $533K; the Pennsylvania 7(a) median was $150K.
Which industries get the most SBA loans in Wyoming County?
General Freight Trucking (5); Building Equipment Contractors (5); Automotive Repair and Maintenance (4); Automobile Dealers (2); Beer, Wine, and Liquor Stores (2).
Is SBA lending in Wyoming County rising?
Approvals in the three latest complete fiscal years total 27, against 21 in the three before: rising (+29%).
How does Wyoming County compare with the rest of Pennsylvania?
64.8 approvals per 1,000 establishments against 36.7 statewide, and 41 of the state's 11,283 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error