States › Pennsylvania › Pike County
County42nd of 67 in Pennsylvania by approvalsFIPS 42103
SBA loans in Pike County, Pennsylvania
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Pike County, Pennsylvania, received 30 SBA loan approvals worth $10.4M in FY2021 to FY2025 (25 7(a), 5 504).
That is 30.2 approvals per 1,000 business establishments (995 establishments in 2023), below the Pennsylvania figure of 36.7 and below the national 41.0.
It ranks 42nd of 67 Pennsylvania counties with approvals. In FY2025 there were 10, about level with FY2024.
16 lenders had approvals here; the most active were NEPA Alliance Business Finance Corporation (4), NEPA Alliance Business Finance Corporation (4) and Readycap Lending, LLC (3). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Pike County
By number of approvals to businesses in the county, FY2021–FY2025; 16 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | NEPA Alliance Business Finance CorporationPittston, PA · CDC | 4 | $1.4M | 13.3% | |
| 2 | NEPA Alliance Business Finance CorporationPittston, PA | 4 | $408K | 13.3% | |
| 3 | Readycap Lending, LLCBerkeley Heights, NJ | 3 | $629K | 10.0% | |
| 4 | Manufacturers and Traders Trust CompanyBuffalo, NY | 3 | $250K | 10.0% | |
| 5 | Wayne BankHonesdale, PA | 2 | — | 6.7% | |
| 6 | KeyBank National AssociationCleveland, OH | 2 | — | 6.7% | |
| 7 | Northeast BankLewiston, ME | 2 | — | 6.7% | |
| 8 | TD Bank, National AssociationWilmington, DE | 2 | — | 6.7% | |
| 9 | Empire State Certified Development CorporationLatham, NY · CDC | 1 | — | 3.3% | |
| 10 | Citizens Bank, National AssociationProvidence, RI | 1 | — | 3.3% | |
| 11 | The Huntington National BankColumbus, OH | 1 | — | 3.3% | |
| 12 | Live Oak Banking CompanyWilmington, NC | 1 | — | 3.3% | |
| 13 | Trenton Business Assistance CorporationPrinceton, NJ | 1 | — | 3.3% | |
| 14 | Webster Bank National AssociationWaterbury, CT | 1 | — | 3.3% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 1 | — | 3.3% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 4 | 13.3% | |
| 2 | Residential Building ConstructionNAICS 2361 | 4 | 13.3% | |
| 3 | Beverage ManufacturingNAICS 3121 | 3 | 10.0% | |
| 4 | Other Food ManufacturingNAICS 3119 | 1 | 3.3% | |
| 5 | Waste CollectionNAICS 5621 | 1 | 3.3% | |
| 6 | Computer Systems Design and Related ServicesNAICS 5415 | 1 | 3.3% | |
| 7 | Other Amusement and Recreation IndustriesNAICS 7139 | 1 | 3.3% | |
| 8 | Iron and Steel Mills and Ferroalloy ManufacturingNAICS 3311 | 1 | 3.3% | |
| 9 | Traveler AccommodationNAICS 7211 | 1 | 3.3% | |
| 10 | Automotive Equipment Rental and LeasingNAICS 5321 | 1 | 3.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 6 | 20.0% | |
| 2 | Manufacturing | 5 | 16.7% | |
| 3 | Accommodation and Food Services | 5 | 16.7% | |
| 4 | Professional, Scientific, and Technical Services | 4 | 13.3% | |
| 5 | Arts, Entertainment, and Recreation | 3 | 10.0% | |
| 6 | Retail Trade | 3 | 10.0% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 1 | 3.3% | |
| 8 | Real Estate and Rental and Leasing | 1 | 3.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 7 | $853K | $70K | 1 | — | 8 | 66 |
| FY2025 | 10 | $1.8M | $101K | 0 | — | 10 | 64 |
| FY2024 | 8 | $569K | $50K | 2 | — | 10 | 39 |
| FY2023 | 5 | $569K | $85K | 2 | — | 7 | 38 |
| FY2022 | 1 | — | — | 1 | — | 2 | 8 |
| FY2021 | 1 | — | — | 0 | — | 1 | 0 |
| FY2020 | 1 | — | — | 0 | — | 1 | 26 |
| FY2019 | 1 | — | — | 0 | — | 1 | 6 |
| FY2018 | 7 | $5.3M | $40K | 0 | — | 7 | 136 |
| FY2017 | 7 | $5.5M | $150K | 1 | — | 8 | 17 |
| FY2016 | 3 | $1.4M | $15K | 0 | — | 3 | 20 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 20 approvals.
Against Pennsylvania and the country
| FY2021–FY2025 | Pike County | Pennsylvania | United States |
|---|---|---|---|
| Approvals | 30 | 11,283 | 342,825 |
| Approvals per 1,000 establishments | 30.2 | 36.7 | 41.0 |
| Median 7(a) approval | $85K | $150K | $190K |
| Median 504 approval | $373K | $607K | $657K |
| Average approval | $346K | $482K | $573K |
| 504 share of approvals | 16.7% | 6.5% | 11.0% |
| Jobs supported per approval, as reported | 5.0 | 10.3 | 10.5 |
| Share of state approvals | 0.3% | 100.0% | — |
Approval sizes
- $50,000 or less40.0%12
- $50,001 to $150,00020.0%6
- $150,001 to $350,00020.0%6
- $350,001 to $1 million16.7%5
- Over $2 million3.3%1
Age of the businesses
- Existing, more than 2 years old56.7%17
- New business, 2 years or less20.0%6
- Startup, loan funds will open the business16.7%5
- Change of ownership6.7%2
Questions and answers
Which lenders make the most SBA loans in Pike County?
By approvals in FY2021 to FY2025: NEPA Alliance Business Finance Corporation (4), NEPA Alliance Business Finance Corporation (4), Readycap Lending, LLC (3), Manufacturers and Traders Trust Company (3), Wayne Bank (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Pike County?
The median 7(a) approval was $85K and the median 504 approval $373K; the Pennsylvania 7(a) median was $150K.
Which industries get the most SBA loans in Pike County?
Restaurants and Other Eating Places (4); Residential Building Construction (4); Beverage Manufacturing (3); Other Food Manufacturing (1); Waste Collection (1).
Is SBA lending in Pike County rising?
Volumes are too small to compare periods.
How does Pike County compare with the rest of Pennsylvania?
30.2 approvals per 1,000 establishments against 36.7 statewide, and 30 of the state's 11,283 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error