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County1st of 46 in South Carolina by approvalsFIPS 45045
SBA loans in Greenville County, South Carolina
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 612 loans to businesses in Greenville County, South Carolina, in FY2021 to FY2025, worth $369M: 576 under 7(a) and 36 under 504.
That is 39.5 approvals per 1,000 business establishments (15,493 establishments in 2023), above the South Carolina figure of 30.7 and close to the national 41.0.
It ranks 1st of 46 South Carolina counties with approvals. In FY2025 there were 147, up 12% on FY2024.
77 lenders had approvals here; the most active were TD Bank, National Association (136), Countybank (60) and Pinnacle Bank (27). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Greenville County
By number of approvals to businesses in the county, FY2021–FY2025; 77 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 136 | $27.3M | 22.2% | |
| 2 | CountybankGreenwood, SC | 60 | $46.8M | 9.8% | |
| 3 | Pinnacle BankNashville, TN | 27 | $21.9M | 4.4% | |
| 4 | Bank of Travelers RestTravelers Rest, SC | 27 | $16.0M | 4.4% | |
| 5 | Appalachian Development CorporationGreenville, SC · CDC | 26 | $24.6M | 4.2% | |
| 6 | United Community BankGreenville, SC | 24 | $17.7M | 3.9% | |
| 7 | Readycap Lending, LLCBerkeley Heights, NJ | 24 | $8.6M | 3.9% | |
| 8 | Wells Fargo Bank National AssociationSioux Falls, SD | 24 | $3.0M | 3.9% | |
| 9 | The Huntington National BankColumbus, OH | 22 | $5.5M | 3.6% | |
| 10 | Live Oak Banking CompanyWilmington, NC | 18 | $11.4M | 2.9% | |
| 11 | Newtek Bank, National AssociationMiami, FL | 16 | $7.5M | 2.6% | |
| 12 | First BankSouthern Pines, NC | 15 | $16.5M | 2.5% | |
| 13 | SouthState Bank, National AssociationWinter Haven, FL | 13 | $9.7M | 2.1% | |
| 14 | United Midwest Savings Bank National AssociationDe Graff, OH | 13 | $2.2M | 2.1% | |
| 15 | BayFirst National BankSaint Petersburg, FL | 11 | $1.7M | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 58 | 9.5% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 27 | 4.4% | |
| 3 | Residential Building ConstructionNAICS 2361 | 23 | 3.8% | |
| 4 | Child Day Care ServicesNAICS 6244 | 19 | 3.1% | |
| 5 | General Freight TruckingNAICS 4841 | 19 | 3.1% | |
| 6 | Offices of Other Health PractitionersNAICS 6213 | 19 | 3.1% | |
| 7 | Personal Care ServicesNAICS 8121 | 18 | 2.9% | |
| 8 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 15 | 2.5% | |
| 9 | Other Amusement and Recreation IndustriesNAICS 7139 | 14 | 2.3% | |
| 10 | Building Finishing ContractorsNAICS 2383 | 13 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 89 | 14.5% | |
| 2 | Retail Trade | 65 | 10.6% | |
| 3 | Construction | 65 | 10.6% | |
| 4 | Professional, Scientific, and Technical Services | 64 | 10.5% | |
| 5 | Health Care and Social Assistance | 60 | 9.8% | |
| 6 | Manufacturing | 51 | 8.3% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 49 | 8.0% | |
| 8 | Other Services (except Public Administration) | 44 | 7.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 66 | $32.2M | $255K | 9 | $18.4M | 75 | 642 |
| FY2025 | 136 | $68.3M | $211K | 11 | $14.4M | 147 | 1,170 |
| FY2024 | 127 | $59.2M | $150K | 4 | $2.9M | 131 | 1,220 |
| FY2023 | 116 | $51.5M | $158K | 4 | $2.0M | 120 | 1,378 |
| FY2022 | 98 | $57.2M | $308K | 7 | $9.6M | 105 | 1,576 |
| FY2021 | 99 | $96.2M | $635K | 10 | $7.9M | 109 | 1,784 |
| FY2020 | 93 | $60.2M | $271K | 6 | $6.4M | 99 | 1,004 |
| FY2019 | 102 | $48.4M | $150K | 8 | $5.3M | 110 | 1,052 |
| FY2018 | 90 | $34.0M | $138K | 3 | $2.0M | 93 | 1,082 |
| FY2017 | 78 | $42.1M | $202K | 6 | $2.9M | 84 | 959 |
| FY2016 | 78 | $26.2M | $120K | 7 | $4.3M | 85 | 1,078 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 471 approvals.
Against South Carolina and the country
| FY2021–FY2025 | Greenville County | South Carolina | United States |
|---|---|---|---|
| Approvals | 612 | 3,775 | 342,825 |
| Approvals per 1,000 establishments | 39.5 | 30.7 | 41.0 |
| Median 7(a) approval | $267K | $260K | $190K |
| Median 504 approval | $738K | $892K | $657K |
| Average approval | $603K | $666K | $573K |
| 504 share of approvals | 5.9% | 6.5% | 11.0% |
| Jobs supported per approval, as reported | 11.6 | 11.3 | 10.5 |
| Share of state approvals | 16.2% | 100.0% | — |
Approval sizes
- $50,000 or less22.7%139
- $50,001 to $150,00016.5%101
- $150,001 to $350,00017.6%108
- $350,001 to $1 million26.1%160
- $1 million to $2 million9.3%57
- Over $2 million7.7%47
Age of the businesses
- Existing, more than 2 years old50.7%310
- New business, 2 years or less22.4%137
- Startup, loan funds will open the business17.8%109
- Change of ownership9.0%55
- Not answered0.2%1
Questions and answers
Which lenders make the most SBA loans in Greenville County?
By approvals in FY2021 to FY2025: TD Bank, National Association (136), Countybank (60), Pinnacle Bank (27), Bank of Travelers Rest (27), Appalachian Development Corporation (26). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Greenville County?
The median 7(a) approval was $267K and the median 504 approval $738K; the South Carolina 7(a) median was $260K.
Which industries get the most SBA loans in Greenville County?
Restaurants and Other Eating Places (58); Services to Buildings and Dwellings (27); Residential Building Construction (23); Child Day Care Services (19); General Freight Trucking (19).
Is SBA lending in Greenville County rising?
Approvals in the three latest complete fiscal years total 398, against 313 in the three before: rising (+27%).
How does Greenville County compare with the rest of South Carolina?
39.5 approvals per 1,000 establishments against 30.7 statewide, and 612 of the state's 3,775 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error