States › Tennessee › Maury County
County10th of 89 in Tennessee by approvalsFIPS 47119
SBA loans in Maury County, Tennessee
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Maury County, Tennessee, received 84 SBA loan approvals worth $49.8M in FY2021 to FY2025 (78 7(a), 6 504).
That is 40.6 approvals per 1,000 business establishments (2,069 establishments in 2023), above the Tennessee figure of 25.1 and close to the national 41.0.
It ranks 10th of 89 Tennessee counties with approvals. In FY2025 there were 27, up 69% on FY2024.
34 lenders had approvals here; the most active were First Farmers and Merchants Bank (9), The Huntington National Bank (8) and Newtek Bank, National Association (7). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Maury County
By number of approvals to businesses in the county, FY2021–FY2025; 34 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | First Farmers and Merchants BankColumbia, TN | 9 | $2.6M | 10.7% | |
| 2 | The Huntington National BankColumbus, OH | 8 | $4.2M | 9.5% | |
| 3 | Newtek Bank, National AssociationMiami, FL | 7 | $2.6M | 8.3% | |
| 4 | U.S. Bank, National AssociationCincinnati, OH | 5 | $396K | 6.0% | |
| 5 | Brightbridge, Inc.Chattanooga, TN · CDC | 4 | $5.7M | 4.8% | |
| 6 | Pinnacle BankNashville, TN | 4 | $3.6M | 4.8% | |
| 7 | Byline BankChicago, IL | 4 | $2.6M | 4.8% | |
| 8 | Celtic Bank CorporationSalt Lake City, UT | 4 | $1.1M | 4.8% | |
| 9 | Northeast BankLewiston, ME | 4 | $877K | 4.8% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $507K | 4.8% | |
| 11 | SouthState Bank, National AssociationWinter Haven, FL | 3 | $1.1M | 3.6% | |
| 12 | United Midwest Savings Bank National AssociationDe Graff, OH | 3 | $550K | 3.6% | |
| 13 | South Central Tennessee Business Development CorporationMt. Pleasant, TN · CDC | 2 | — | 2.4% | |
| 14 | Live Oak Banking CompanyWilmington, NC | 2 | — | 2.4% | |
| 15 | First Bank of the LakeOsage Beach, MO | 2 | — | 2.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 10 | 11.9% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 5 | 6.0% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 5 | 6.0% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 5 | 6.0% | |
| 5 | Printing and Related Support ActivitiesNAICS 3231 | 3 | 3.6% | |
| 6 | Child Day Care ServicesNAICS 6244 | 3 | 3.6% | |
| 7 | Agencies, Brokerages, and Other Insurance Related ActivitiesNAICS 5242 | 3 | 3.6% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 3.6% | |
| 9 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 3 | 3.6% | |
| 10 | Computer Systems Design and Related ServicesNAICS 5415 | 3 | 3.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 13 | 15.5% | |
| 2 | Health Care and Social Assistance | 11 | 13.1% | |
| 3 | Professional, Scientific, and Technical Services | 11 | 13.1% | |
| 4 | Construction | 10 | 11.9% | |
| 5 | Administrative and Support and Waste Management and Remediation Services | 8 | 9.5% | |
| 6 | Manufacturing | 7 | 8.3% | |
| 7 | Retail Trade | 7 | 8.3% | |
| 8 | Other Services (except Public Administration) | 6 | 7.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 17 | $3.3M | $150K | 4 | $4.9M | 21 | 143 |
| FY2025 | 27 | $8.0M | $150K | 0 | — | 27 | 332 |
| FY2024 | 16 | $7.7M | $210K | 0 | — | 16 | 113 |
| FY2023 | 14 | $3.7M | $150K | 2 | — | 16 | 261 |
| FY2022 | 13 | $18.5M | $700K | 0 | — | 13 | 183 |
| FY2021 | 8 | $4.6M | $145K | 4 | $5.8M | 12 | 186 |
| FY2020 | 9 | $13.2M | $730K | 1 | — | 10 | 320 |
| FY2019 | 7 | $5.4M | $65K | 1 | — | 8 | 52 |
| FY2018 | 12 | $2.1M | $174K | 0 | — | 12 | 82 |
| FY2017 | 9 | $6.2M | $200K | 1 | — | 10 | 196 |
| FY2016 | 10 | $5.4M | $45K | 0 | — | 10 | 63 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 50 approvals.
Against Tennessee and the country
| FY2021–FY2025 | Maury County | Tennessee | United States |
|---|---|---|---|
| Approvals | 84 | 3,767 | 342,825 |
| Approvals per 1,000 establishments | 40.6 | 25.1 | 41.0 |
| Median 7(a) approval | $170K | $250K | $190K |
| Median 504 approval | $1.1M | $1.1M | $657K |
| Average approval | $593K | $640K | $573K |
| 504 share of approvals | 7.1% | 3.5% | 11.0% |
| Jobs supported per approval, as reported | 12.8 | 11.5 | 10.5 |
| Share of state approvals | 2.2% | 100.0% | — |
Approval sizes
- $50,000 or less16.7%14
- $50,001 to $150,00027.4%23
- $150,001 to $350,00017.9%15
- $350,001 to $1 million22.6%19
- $1 million to $2 million8.3%7
- Over $2 million7.1%6
Age of the businesses
- Existing, more than 2 years old57.1%48
- New business, 2 years or less17.9%15
- Startup, loan funds will open the business21.4%18
- Change of ownership3.6%3
Questions and answers
Which lenders make the most SBA loans in Maury County?
By approvals in FY2021 to FY2025: First Farmers and Merchants Bank (9), The Huntington National Bank (8), Newtek Bank, National Association (7), U.S. Bank, National Association (5), Brightbridge, Inc. (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Maury County?
The median 7(a) approval was $170K and the median 504 approval $1.1M; the Tennessee 7(a) median was $250K.
Which industries get the most SBA loans in Maury County?
Restaurants and Other Eating Places (10); Offices of Other Health Practitioners (5); Building Equipment Contractors (5); Services to Buildings and Dwellings (5); Printing and Related Support Activities (3).
Is SBA lending in Maury County rising?
Approvals in the three latest complete fiscal years total 59, against 35 in the three before: rising (+69%).
How does Maury County compare with the rest of Tennessee?
40.6 approvals per 1,000 establishments against 25.1 statewide, and 84 of the state's 3,767 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error