County6th of 227 in Texas by approvalsFIPS 48029
SBA loans in Bexar County, Texas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Bexar County, Texas, received 1,381 SBA loan approvals worth $945M in FY2021 to FY2025 (1,279 7(a), 102 504).
That is 34.8 approvals per 1,000 business establishments (39,726 establishments in 2023), close to the Texas figure of 37.2 and below the national 41.0.
It ranks 6th of 227 Texas counties with approvals. In FY2025 there were 368, up 11% on FY2024.
167 lenders had approvals here; the most active were The Huntington National Bank (121), Newtek Bank, National Association (68) and BayFirst National Bank (55). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Bexar County
By number of approvals to businesses in the county, FY2021–FY2025; 167 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 121 | $41.3M | 8.8% | |
| 2 | Newtek Bank, National AssociationMiami, FL | 68 | $34.7M | 4.9% | |
| 3 | BayFirst National BankSaint Petersburg, FL | 55 | $7.7M | 4.0% | |
| 4 | Northeast BankLewiston, ME | 49 | $6.3M | 3.5% | |
| 5 | Wallis BankWallis, TX | 45 | $80.1M | 3.3% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 44 | $15.3M | 3.2% | |
| 7 | JPMorgan Chase Bank, National AssociationColumbus, OH | 41 | $13.1M | 3.0% | |
| 8 | Wells Fargo Bank National AssociationSioux Falls, SD | 40 | $7.2M | 2.9% | |
| 9 | LiftFund, Inc.San Antonio, TX · CDC | 38 | $31.3M | 2.8% | |
| 10 | PlainsCapital BankDallas, TX | 35 | $11.9M | 2.5% | |
| 11 | Frost BankSan Antonio, TX | 34 | $17.4M | 2.5% | |
| 12 | Zions Bank, A Division ofSalt Lake City, UT | 34 | $13.0M | 2.5% | |
| 13 | United Midwest Savings Bank National AssociationDe Graff, OH | 33 | $14.6M | 2.4% | |
| 14 | Capital Certified Development CorporationAustin, TX · CDC | 31 | $43.6M | 2.2% | |
| 15 | PNC Bank, National AssociationWilmington, DE | 31 | $24.7M | 2.2% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 147 | 10.6% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 62 | 4.5% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 60 | 4.3% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 49 | 3.5% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 47 | 3.4% | |
| 6 | Personal Care ServicesNAICS 8121 | 46 | 3.3% | |
| 7 | Traveler AccommodationNAICS 7211 | 39 | 2.8% | |
| 8 | Offices of PhysiciansNAICS 6211 | 37 | 2.7% | |
| 9 | Services to Buildings and DwellingsNAICS 5617 | 35 | 2.5% | |
| 10 | General Freight TruckingNAICS 4841 | 34 | 2.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 205 | 14.8% | |
| 2 | Health Care and Social Assistance | 181 | 13.1% | |
| 3 | Construction | 168 | 12.2% | |
| 4 | Other Services (except Public Administration) | 150 | 10.9% | |
| 5 | Retail Trade | 135 | 9.8% | |
| 6 | Professional, Scientific, and Technical Services | 101 | 7.3% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 78 | 5.6% | |
| 8 | Transportation and Warehousing | 67 | 4.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 172 | $93.6M | $219K | 7 | $8.3M | 179 | 1,848 |
| FY2025 | 359 | $215M | $251K | 9 | $12.2M | 368 | 4,135 |
| FY2024 | 316 | $144M | $151K | 15 | $25.7M | 331 | 3,499 |
| FY2023 | 229 | $168M | $350K | 19 | $19.8M | 248 | 3,975 |
| FY2022 | 175 | $123M | $316K | 29 | $25.2M | 204 | 2,593 |
| FY2021 | 200 | $183M | $465K | 30 | $29.4M | 230 | 2,992 |
| FY2020 | 167 | $122M | $300K | 21 | $16.8M | 188 | 2,210 |
| FY2019 | 182 | $118M | $250K | 13 | $14.2M | 195 | 3,052 |
| FY2018 | 266 | $133M | $215K | 21 | $19.7M | 287 | 3,668 |
| FY2017 | 270 | $98.4M | $150K | 16 | $15.3M | 286 | 3,234 |
| FY2016 | 314 | $138M | $150K | 20 | $25.6M | 334 | 3,918 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 1,290 approvals.
Against Texas and the country
| FY2021–FY2025 | Bexar County | Texas | United States |
|---|---|---|---|
| Approvals | 1,381 | 24,935 | 342,825 |
| Approvals per 1,000 establishments | 34.8 | 37.2 | 41.0 |
| Median 7(a) approval | $300K | $320K | $190K |
| Median 504 approval | $767K | $974K | $657K |
| Average approval | $684K | $770K | $573K |
| 504 share of approvals | 7.4% | 6.8% | 11.0% |
| Jobs supported per approval, as reported | 12.5 | 12.6 | 10.5 |
| Share of state approvals | 5.5% | 100.0% | — |
Approval sizes
- $50,000 or less11.0%152
- $50,001 to $150,00022.8%315
- $150,001 to $350,00020.1%277
- $350,001 to $1 million26.9%371
- $1 million to $2 million10.0%138
- Over $2 million9.3%128
Age of the businesses
- Existing, more than 2 years old49.5%683
- New business, 2 years or less15.2%210
- Startup, loan funds will open the business27.7%383
- Change of ownership7.5%104
- Not answered0.1%1
Questions and answers
Which lenders make the most SBA loans in Bexar County?
By approvals in FY2021 to FY2025: The Huntington National Bank (121), Newtek Bank, National Association (68), BayFirst National Bank (55), Northeast Bank (49), Wallis Bank (45). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Bexar County?
The median 7(a) approval was $300K and the median 504 approval $767K; the Texas 7(a) median was $320K.
Which industries get the most SBA loans in Bexar County?
Restaurants and Other Eating Places (147); Automotive Repair and Maintenance (62); Offices of Other Health Practitioners (60); Building Equipment Contractors (49); Other Amusement and Recreation Industries (47).
Is SBA lending in Bexar County rising?
Approvals in the three latest complete fiscal years total 947, against 622 in the three before: rising (+52%).
How does Bexar County compare with the rest of Texas?
34.8 approvals per 1,000 establishments against 37.2 statewide, and 1,381 of the state's 24,935 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error