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County3rd of 227 in Texas by approvalsFIPS 48439
SBA loans in Tarrant County, Texas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Tarrant County, Texas, received 2,053 SBA loan approvals worth $1.59bn in FY2021 to FY2025 (1,928 7(a), 125 504).
That is 43.1 approvals per 1,000 business establishments (47,656 establishments in 2023), above the Texas figure of 37.2 and close to the national 41.0.
It ranks 3rd of 227 Texas counties with approvals. In FY2025 there were 550, up 20% on FY2024.
203 lenders had approvals here; the most active were The Huntington National Bank (185), Wells Fargo Bank National Association (109) and BayFirst National Bank (78). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Tarrant County
By number of approvals to businesses in the county, FY2021–FY2025; 203 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 185 | $78.5M | 9.0% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 109 | $22.2M | 5.3% | |
| 3 | BayFirst National BankSaint Petersburg, FL | 78 | $14.0M | 3.8% | |
| 4 | Live Oak Banking CompanyWilmington, NC | 74 | $101M | 3.6% | |
| 5 | Newtek Bank, National AssociationMiami, FL | 69 | $42.3M | 3.4% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 65 | $46.7M | 3.2% | |
| 7 | Frost BankSan Antonio, TX | 65 | $29.2M | 3.2% | |
| 8 | Northeast BankLewiston, ME | 64 | $9.1M | 3.1% | |
| 9 | JPMorgan Chase Bank, National AssociationColumbus, OH | 60 | $12.8M | 2.9% | |
| 10 | PNC Bank, National AssociationWilmington, DE | 46 | $20.9M | 2.2% | |
| 11 | Capital Certified Development CorporationAustin, TX · CDC | 38 | $41.1M | 1.9% | |
| 12 | Celtic Bank CorporationSalt Lake City, UT | 37 | $44.9M | 1.8% | |
| 13 | Bank of America, National AssociationCharlotte, NC | 37 | $21.2M | 1.8% | |
| 14 | Greater East Texas Certified Development CompanyTyler, TX · CDC | 36 | $72.5M | 1.8% | |
| 15 | PlainsCapital BankDallas, TX | 36 | $20.5M | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 248 | 12.1% | |
| 2 | Personal Care ServicesNAICS 8121 | 97 | 4.7% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 83 | 4.0% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 80 | 3.9% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 71 | 3.5% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 61 | 3.0% | |
| 7 | General Freight TruckingNAICS 4841 | 59 | 2.9% | |
| 8 | Child Day Care ServicesNAICS 6244 | 52 | 2.5% | |
| 9 | Agencies, Brokerages, and Other Insurance Related ActivitiesNAICS 5242 | 47 | 2.3% | |
| 10 | Offices of PhysiciansNAICS 6211 | 46 | 2.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 306 | 14.9% | |
| 2 | Other Services (except Public Administration) | 281 | 13.7% | |
| 3 | Health Care and Social Assistance | 256 | 12.5% | |
| 4 | Retail Trade | 234 | 11.4% | |
| 5 | Construction | 194 | 9.4% | |
| 6 | Professional, Scientific, and Technical Services | 167 | 8.1% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 117 | 5.7% | |
| 8 | Manufacturing | 109 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 304 | $205M | $307K | 12 | $20.2M | 316 | 3,776 |
| FY2025 | 527 | $366M | $300K | 23 | $38.0M | 550 | 6,926 |
| FY2024 | 441 | $277M | $250K | 17 | $15.8M | 458 | 6,936 |
| FY2023 | 316 | $199M | $350K | 16 | $29.0M | 332 | 4,684 |
| FY2022 | 281 | $246M | $483K | 34 | $41.9M | 315 | 4,683 |
| FY2021 | 363 | $334M | $500K | 35 | $46.9M | 398 | 5,492 |
| FY2020 | 245 | $214M | $418K | 22 | $20.9M | 267 | 3,691 |
| FY2019 | 259 | $202M | $316K | 16 | $21.7M | 275 | 3,628 |
| FY2018 | 396 | $248M | $257K | 9 | $11.5M | 405 | 4,383 |
| FY2017 | 422 | $213M | $150K | 18 | $28.6M | 440 | 4,886 |
| FY2016 | 460 | $201M | $145K | 16 | $16.0M | 476 | 5,381 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 1,863 approvals.
Against Texas and the country
| FY2021–FY2025 | Tarrant County | Texas | United States |
|---|---|---|---|
| Approvals | 2,053 | 24,935 | 342,825 |
| Approvals per 1,000 establishments | 43.1 | 37.2 | 41.0 |
| Median 7(a) approval | $350K | $320K | $190K |
| Median 504 approval | $1.1M | $974K | $657K |
| Average approval | $776K | $770K | $573K |
| 504 share of approvals | 6.1% | 6.8% | 11.0% |
| Jobs supported per approval, as reported | 14.0 | 12.6 | 10.5 |
| Share of state approvals | 8.2% | 100.0% | — |
Approval sizes
- $50,000 or less13.2%272
- $50,001 to $150,00017.3%355
- $150,001 to $350,00017.6%361
- $350,001 to $1 million28.6%587
- $1 million to $2 million13.2%270
- Over $2 million10.1%208
Age of the businesses
- Existing, more than 2 years old45.3%929
- New business, 2 years or less16.8%344
- Startup, loan funds will open the business26.2%537
- Change of ownership11.8%243
Questions and answers
Which lenders make the most SBA loans in Tarrant County?
By approvals in FY2021 to FY2025: The Huntington National Bank (185), Wells Fargo Bank National Association (109), BayFirst National Bank (78), Live Oak Banking Company (74), Newtek Bank, National Association (69). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Tarrant County?
The median 7(a) approval was $350K and the median 504 approval $1.1M; the Texas 7(a) median was $320K.
Which industries get the most SBA loans in Tarrant County?
Restaurants and Other Eating Places (248); Personal Care Services (97); Offices of Other Health Practitioners (83); Automotive Repair and Maintenance (80); Services to Buildings and Dwellings (71).
Is SBA lending in Tarrant County rising?
Approvals in the three latest complete fiscal years total 1,340, against 980 in the three before: rising (+37%).
How does Tarrant County compare with the rest of Texas?
43.1 approvals per 1,000 establishments against 37.2 statewide, and 2,053 of the state's 24,935 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error