States › Texas › Parker County
County23rd of 227 in Texas by approvalsFIPS 48367
SBA loans in Parker County, Texas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 153 loans to businesses in Parker County, Texas, in FY2021 to FY2025, worth $122M: 141 under 7(a) and 12 under 504.
That is 42.0 approvals per 1,000 business establishments (3,647 establishments in 2023), close to the Texas figure of 37.2 and close to the national 41.0.
It ranks 23rd of 227 Texas counties with approvals. In FY2025 there were 53, up 71% on FY2024.
54 lenders had approvals here; the most active were PlainsCapital Bank (14), Wells Fargo Bank National Association (11) and Celtic Bank Corporation (10). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Parker County
By number of approvals to businesses in the county, FY2021–FY2025; 54 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | PlainsCapital BankDallas, TX | 14 | $2.4M | 9.2% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 11 | $3.9M | 7.2% | |
| 3 | Celtic Bank CorporationSalt Lake City, UT | 10 | $9.6M | 6.5% | |
| 4 | The Huntington National BankColumbus, OH | 10 | $5.8M | 6.5% | |
| 5 | United Midwest Savings Bank National AssociationDe Graff, OH | 10 | $1.9M | 6.5% | |
| 6 | JPMorgan Chase Bank, National AssociationColumbus, OH | 9 | $1.5M | 5.9% | |
| 7 | TexasBankFort Worth, TX | 6 | $944K | 3.9% | |
| 8 | Capital Certified Development CorporationAustin, TX · CDC | 5 | $11.3M | 3.3% | |
| 9 | Newtek Bank, National AssociationMiami, FL | 5 | $2.0M | 3.3% | |
| 10 | Northeast BankLewiston, ME | 5 | $920K | 3.3% | |
| 11 | T Bank, National AssociationDallas, TX | 4 | $6.5M | 2.6% | |
| 12 | PNC Bank, National AssociationWilmington, DE | 4 | $1.3M | 2.6% | |
| 13 | BayFirst National BankSaint Petersburg, FL | 4 | $500K | 2.6% | |
| 14 | Metro City BankDoraville, GA | 3 | $8.0M | 2.0% | |
| 15 | LiftFund, Inc.San Antonio, TX · CDC | 3 | $4.1M | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 13 | 8.5% | |
| 2 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 12 | 7.8% | |
| 3 | Gasoline StationsNAICS 4571 | 8 | 5.2% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 8 | 5.2% | |
| 5 | Traveler AccommodationNAICS 7211 | 7 | 4.6% | |
| 6 | Personal Care ServicesNAICS 8121 | 6 | 3.9% | |
| 7 | Other Amusement and Recreation IndustriesNAICS 7139 | 5 | 3.3% | |
| 8 | Services to Buildings and DwellingsNAICS 5617 | 5 | 3.3% | |
| 9 | Building Finishing ContractorsNAICS 2383 | 5 | 3.3% | |
| 10 | Other Specialty Trade ContractorsNAICS 2389 | 5 | 3.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 35 | 22.9% | |
| 2 | Retail Trade | 23 | 15.0% | |
| 3 | Accommodation and Food Services | 23 | 15.0% | |
| 4 | Other Services (except Public Administration) | 13 | 8.5% | |
| 5 | Health Care and Social Assistance | 12 | 7.8% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 9 | 5.9% | |
| 7 | Professional, Scientific, and Technical Services | 8 | 5.2% | |
| 8 | Manufacturing | 7 | 4.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 22 | $21.5M | $379K | 1 | — | 23 | 169 |
| FY2025 | 51 | $25.5M | $202K | 2 | — | 53 | 513 |
| FY2024 | 29 | $15.2M | $150K | 2 | — | 31 | 242 |
| FY2023 | 12 | $6.1M | $150K | 3 | $9.8M | 15 | 184 |
| FY2022 | 26 | $29.1M | $403K | 1 | — | 27 | 241 |
| FY2021 | 23 | $22.9M | $785K | 4 | $2.2M | 27 | 212 |
| FY2020 | 23 | $14.2M | $330K | 3 | $4.2M | 26 | 167 |
| FY2019 | 16 | $15.1M | $347K | 2 | — | 18 | 158 |
| FY2018 | 28 | $21.1M | $321K | 2 | — | 30 | 306 |
| FY2017 | 27 | $12.3M | $100K | 1 | — | 28 | 167 |
| FY2016 | 24 | $16.6M | $153K | 0 | — | 24 | 205 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 126 approvals.
Against Texas and the country
| FY2021–FY2025 | Parker County | Texas | United States |
|---|---|---|---|
| Approvals | 153 | 24,935 | 342,825 |
| Approvals per 1,000 establishments | 42.0 | 37.2 | 41.0 |
| Median 7(a) approval | $250K | $320K | $190K |
| Median 504 approval | $1.7M | $974K | $657K |
| Average approval | $800K | $770K | $573K |
| 504 share of approvals | 7.8% | 6.8% | 11.0% |
| Jobs supported per approval, as reported | 9.1 | 12.6 | 10.5 |
| Share of state approvals | 0.6% | 100.0% | — |
Approval sizes
- $50,000 or less11.1%17
- $50,001 to $150,00025.5%39
- $150,001 to $350,00017.6%27
- $350,001 to $1 million20.9%32
- $1 million to $2 million9.2%14
- Over $2 million15.7%24
Age of the businesses
- Existing, more than 2 years old40.5%62
- New business, 2 years or less20.3%31
- Startup, loan funds will open the business28.1%43
- Change of ownership10.5%16
- Not answered0.7%1
Questions and answers
Which lenders make the most SBA loans in Parker County?
By approvals in FY2021 to FY2025: PlainsCapital Bank (14), Wells Fargo Bank National Association (11), Celtic Bank Corporation (10), The Huntington National Bank (10), United Midwest Savings Bank National Association (10). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Parker County?
The median 7(a) approval was $250K and the median 504 approval $1.7M; the Texas 7(a) median was $320K.
Which industries get the most SBA loans in Parker County?
Restaurants and Other Eating Places (13); Foundation, Structure, and Building Exterior Contractors (12); Gasoline Stations (8); Building Equipment Contractors (8); Traveler Accommodation (7).
Is SBA lending in Parker County rising?
Approvals in the three latest complete fiscal years total 99, against 80 in the three before: rising (+24%).
How does Parker County compare with the rest of Texas?
42.0 approvals per 1,000 establishments against 37.2 statewide, and 153 of the state's 24,935 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error