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County35th of 227 in Texas by approvalsFIPS 48441
SBA loans in Taylor County, Texas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 107 loans to businesses in Taylor County, Texas, in FY2021 to FY2025, worth $98.9M: 90 under 7(a) and 17 under 504.
That is 29.3 approvals per 1,000 business establishments (3,658 establishments in 2023), below the Texas figure of 37.2 and below the national 41.0.
It ranks 35th of 227 Texas counties with approvals. In FY2025 there were 16, down 30% on FY2024.
39 lenders had approvals here; the most active were Capital Certified Development Corporation (16), First National Bank and Trust Company of Weatherford d/b/a First Bank Texas (16) and Live Oak Banking Company (7). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Taylor County
By number of approvals to businesses in the county, FY2021–FY2025; 39 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Capital Certified Development CorporationAustin, TX · CDC | 16 | $18.3M | 15.0% | |
| 2 | First National Bank and Trust Company of Weatherford d/b/a First Bank TexasWeatherford, TX | 16 | $6.5M | 15.0% | |
| 3 | Live Oak Banking CompanyWilmington, NC | 7 | $12.3M | 6.5% | |
| 4 | First Financial BankAbilene, TX | 7 | $1.7M | 6.5% | |
| 5 | The Huntington National BankColumbus, OH | 7 | $1.5M | 6.5% | |
| 6 | Centennial BankConway, AR | 4 | $2.1M | 3.7% | |
| 7 | BayFirst National BankSaint Petersburg, FL | 4 | $550K | 3.7% | |
| 8 | Commonwealth Business BankLos Angeles, CA | 3 | $12.5M | 2.8% | |
| 9 | Bank of HopeLos Angeles, CA | 3 | $11.8M | 2.8% | |
| 10 | United Midwest Savings Bank National AssociationDe Graff, OH | 3 | $876K | 2.8% | |
| 11 | Clear Fork Bank National AssociationAlbany, TX | 3 | $368K | 2.8% | |
| 12 | Readycap Lending, LLCBerkeley Heights, NJ | 3 | $220K | 2.8% | |
| 13 | Open BankLos Angeles, CA | 2 | — | 1.9% | |
| 14 | East West BankPasadena, CA | 2 | — | 1.9% | |
| 15 | Byline BankChicago, IL | 2 | — | 1.9% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 21 | 19.6% | |
| 2 | Traveler AccommodationNAICS 7211 | 13 | 12.1% | |
| 3 | Lessors of Real EstateNAICS 5311 | 4 | 3.7% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 4 | 3.7% | |
| 5 | Employment ServicesNAICS 5613 | 3 | 2.8% | |
| 6 | Building Equipment ContractorsNAICS 2382 | 3 | 2.8% | |
| 7 | Continuing Care Retirement Communities and Assisted Living Facilities for the ElderlyNAICS 6233 | 2 | 1.9% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 1.9% | |
| 9 | Hardware, and Plumbing and Heating Equipment and Supplies Merchant WholesalersNAICS 4237 | 2 | 1.9% | |
| 10 | Beer, Wine, and Liquor StoresNAICS 4453 | 2 | 1.9% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 35 | 32.7% | |
| 2 | Retail Trade | 14 | 13.1% | |
| 3 | Health Care and Social Assistance | 10 | 9.3% | |
| 4 | Administrative and Support and Waste Management and Remediation Services | 7 | 6.5% | |
| 5 | Manufacturing | 6 | 5.6% | |
| 6 | Other Services (except Public Administration) | 6 | 5.6% | |
| 7 | Construction | 6 | 5.6% | |
| 8 | Wholesale Trade | 5 | 4.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 8 | $8.9M | $558K | 4 | $6.0M | 12 | 153 |
| FY2025 | 13 | $12.5M | $437K | 3 | $3.4M | 16 | 224 |
| FY2024 | 21 | $21.0M | $321K | 2 | — | 23 | 270 |
| FY2023 | 14 | $14.4M | $355K | 3 | $1.2M | 17 | 265 |
| FY2022 | 20 | $16.1M | $288K | 6 | $4.6M | 26 | 363 |
| FY2021 | 22 | $15.9M | $315K | 3 | $3.4M | 25 | 353 |
| FY2020 | 30 | $14.1M | $262K | 6 | $6.0M | 36 | 735 |
| FY2019 | 20 | $9.9M | $350K | 2 | — | 22 | 382 |
| FY2018 | 28 | $12.7M | $231K | 1 | — | 29 | 264 |
| FY2017 | 23 | $10.2M | $150K | 3 | $1.4M | 26 | 427 |
| FY2016 | 31 | $18.5M | $160K | 1 | — | 32 | 292 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 145 approvals.
Against Texas and the country
| FY2021–FY2025 | Taylor County | Texas | United States |
|---|---|---|---|
| Approvals | 107 | 24,935 | 342,825 |
| Approvals per 1,000 establishments | 29.3 | 37.2 | 41.0 |
| Median 7(a) approval | $331K | $320K | $190K |
| Median 504 approval | $852K | $974K | $657K |
| Average approval | $924K | $770K | $573K |
| 504 share of approvals | 15.9% | 6.8% | 11.0% |
| Jobs supported per approval, as reported | 13.8 | 12.6 | 10.5 |
| Share of state approvals | 0.4% | 100.0% | — |
Approval sizes
- $50,000 or less11.2%12
- $50,001 to $150,00017.8%19
- $150,001 to $350,00019.6%21
- $350,001 to $1 million28.0%30
- $1 million to $2 million9.3%10
- Over $2 million14.0%15
Age of the businesses
- Existing, more than 2 years old44.9%48
- New business, 2 years or less12.1%13
- Startup, loan funds will open the business29.9%32
- Change of ownership13.1%14
Questions and answers
Which lenders make the most SBA loans in Taylor County?
By approvals in FY2021 to FY2025: Capital Certified Development Corporation (16), First National Bank and Trust Company of Weatherford d/b/a First Bank Texas (16), Live Oak Banking Company (7), First Financial Bank (7), The Huntington National Bank (7). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Taylor County?
The median 7(a) approval was $331K and the median 504 approval $852K; the Texas 7(a) median was $320K.
Which industries get the most SBA loans in Taylor County?
Restaurants and Other Eating Places (21); Traveler Accommodation (13); Lessors of Real Estate (4); Services to Buildings and Dwellings (4); Employment Services (3).
Is SBA lending in Taylor County rising?
Approvals in the three latest complete fiscal years total 56, against 87 in the three before: falling (-36%).
How does Taylor County compare with the rest of Texas?
29.3 approvals per 1,000 establishments against 37.2 statewide, and 107 of the state's 24,935 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error