County11th of 29 in Utah by approvalsFIPS 49047
SBA loans in Uintah County, Utah
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Uintah County, Utah, received 83 SBA loan approvals worth $42.8M in FY2021 to FY2025 (66 7(a), 17 504).
That is 72.2 approvals per 1,000 business establishments (1,149 establishments in 2023), close to the Utah figure of 67.5 and above the national 41.0.
It ranks 11th of 29 Utah counties with approvals. In FY2025 there were 18, up 38% on FY2024.
20 lenders had approvals here; the most active were Zions Bank, A Division of (28), Mountain America FCU (11) and Mountain West Small Business Finance (10). The most common industry was lessors of real estate.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Uintah County
By number of approvals to businesses in the county, FY2021–FY2025; 20 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division ofSalt Lake City, UT | 28 | $9.9M | 33.7% | |
| 2 | Mountain America FCUSandy, UT | 11 | $2.6M | 13.3% | |
| 3 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 10 | $6.7M | 12.0% | |
| 4 | America First Federal Credit UnionRiverdale, UT | 7 | $6.3M | 8.4% | |
| 5 | Intermountain Business Lending, Inc.Ogden, UT · CDC | 4 | $3.4M | 4.8% | |
| 6 | Grand Valley BankHeber City, UT | 4 | $812K | 4.8% | |
| 7 | Peoples BankMendenhall, MS | 2 | — | 2.4% | |
| 8 | B:Side CapitalDenver, CO · CDC | 2 | — | 2.4% | |
| 9 | Northeast BankLewiston, ME | 2 | — | 2.4% | |
| 10 | U.S. Bank, National AssociationCincinnati, OH | 2 | — | 2.4% | |
| 11 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 2.4% | |
| 12 | Port 51 Lending LLCNew York, NY | 1 | — | 1.2% | |
| 13 | First Internet Bank of IndianaFishers, IN | 1 | — | 1.2% | |
| 14 | Capital Matrix, Inc.Boise, ID · CDC | 1 | — | 1.2% | |
| 15 | Bank of UtahOgden, UT | 1 | — | 1.2% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Lessors of Real EstateNAICS 5311 | 7 | 8.4% | |
| 2 | Traveler AccommodationNAICS 7211 | 5 | 6.0% | |
| 3 | Specialized Freight TruckingNAICS 4842 | 5 | 6.0% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 5 | 6.0% | |
| 5 | Support Activities for MiningNAICS 2131 | 5 | 6.0% | |
| 6 | General Freight TruckingNAICS 4841 | 5 | 6.0% | |
| 7 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 4 | 4.8% | |
| 8 | Residential Building ConstructionNAICS 2361 | 4 | 4.8% | |
| 9 | Offices of Other Health PractitionersNAICS 6213 | 3 | 3.6% | |
| 10 | Restaurants and Other Eating PlacesNAICS 7225 | 2 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Transportation and Warehousing | 12 | 14.5% | |
| 2 | Accommodation and Food Services | 9 | 10.8% | |
| 3 | Construction | 8 | 9.6% | |
| 4 | Health Care and Social Assistance | 7 | 8.4% | |
| 5 | Real Estate and Rental and Leasing | 7 | 8.4% | |
| 6 | Retail Trade | 7 | 8.4% | |
| 7 | Manufacturing | 6 | 7.2% | |
| 8 | Arts, Entertainment, and Recreation | 6 | 7.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 11 | $4.2M | $175K | 0 | — | 11 | 59 |
| FY2025 | 14 | $5.7M | $180K | 4 | $3.4M | 18 | 147 |
| FY2024 | 10 | $4.3M | $298K | 3 | $1.6M | 13 | 152 |
| FY2023 | 14 | $7.3M | $78K | 3 | $2.8M | 17 | 120 |
| FY2022 | 19 | $4.9M | $243K | 3 | $1.7M | 22 | 130 |
| FY2021 | 9 | $8.9M | $401K | 4 | $2.3M | 13 | 165 |
| FY2020 | 15 | $6.2M | $50K | 3 | $1.1M | 18 | 195 |
| FY2019 | 9 | $2.1M | $150K | 2 | — | 11 | 83 |
| FY2018 | 19 | $10.4M | $110K | 1 | — | 20 | 141 |
| FY2017 | 18 | $4.5M | $104K | 1 | — | 19 | 93 |
| FY2016 | 17 | $5.2M | $50K | 2 | — | 19 | 174 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 87 approvals.
Against Utah and the country
| FY2021–FY2025 | Uintah County | Utah | United States |
|---|---|---|---|
| Approvals | 83 | 6,449 | 342,825 |
| Approvals per 1,000 establishments | 72.2 | 67.5 | 41.0 |
| Median 7(a) approval | $217K | $200K | $190K |
| Median 504 approval | $645K | $689K | $657K |
| Average approval | $516K | $628K | $573K |
| 504 share of approvals | 20.5% | 21.6% | 11.0% |
| Jobs supported per approval, as reported | 8.6 | 11.9 | 10.5 |
| Share of state approvals | 1.3% | 100.0% | — |
Approval sizes
- $50,000 or less21.7%18
- $50,001 to $150,00012.0%10
- $150,001 to $350,00027.7%23
- $350,001 to $1 million28.9%24
- $1 million to $2 million3.6%3
- Over $2 million6.0%5
Age of the businesses
- Existing, more than 2 years old57.8%48
- New business, 2 years or less15.7%13
- Startup, loan funds will open the business20.5%17
- Change of ownership6.0%5
Questions and answers
Which lenders make the most SBA loans in Uintah County?
By approvals in FY2021 to FY2025: Zions Bank, A Division of (28), Mountain America FCU (11), Mountain West Small Business Finance (10), America First Federal Credit Union (7), Intermountain Business Lending, Inc. (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Uintah County?
The median 7(a) approval was $217K and the median 504 approval $645K; the Utah 7(a) median was $200K.
Which industries get the most SBA loans in Uintah County?
Lessors of Real Estate (7); Traveler Accommodation (5); Specialized Freight Trucking (5); Other Amusement and Recreation Industries (5); Support Activities for Mining (5).
Is SBA lending in Uintah County rising?
Approvals in the three latest complete fiscal years total 48, against 53 in the three before: broadly level (-9%).
How does Uintah County compare with the rest of Utah?
72.2 approvals per 1,000 establishments against 67.5 statewide, and 83 of the state's 6,449 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error