States › Utah › Duchesne County
County13th of 29 in Utah by approvalsFIPS 49013
SBA loans in Duchesne County, Utah
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Duchesne County, Utah, received 50 SBA loan approvals worth $33.4M in FY2021 to FY2025 (41 7(a), 9 504).
That is 74.1 approvals per 1,000 business establishments (675 establishments in 2023), close to the Utah figure of 67.5 and above the national 41.0.
It ranks 13th of 29 Utah counties with approvals. In FY2025 there were 10.
17 lenders had approvals here; the most active were Zions Bank, A Division of (14), Mountain America FCU (12) and Mountain West Small Business Finance (8). The most common industry was support activities for mining.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Duchesne County
By number of approvals to businesses in the county, FY2021–FY2025; 17 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division ofSalt Lake City, UT | 14 | $3.7M | 28.0% | |
| 2 | Mountain America FCUSandy, UT | 12 | $2.7M | 24.0% | |
| 3 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 8 | $11.0M | 16.0% | |
| 4 | U.S. Bank, National AssociationCincinnati, OH | 3 | $82K | 6.0% | |
| 5 | First Internet Bank of IndianaFishers, IN | 1 | — | 2.0% | |
| 6 | Community Banks of Colorado, A Division of NBH BankGreenwood Village, CO | 1 | — | 2.0% | |
| 7 | Capital Community BankProvo, UT | 1 | — | 2.0% | |
| 8 | Northwest BankBoise, ID | 1 | — | 2.0% | |
| 9 | Bank of UtahOgden, UT | 1 | — | 2.0% | |
| 10 | Northeast BankLewiston, ME | 1 | — | 2.0% | |
| 11 | B:Side CapitalDenver, CO · CDC | 1 | — | 2.0% | |
| 12 | Grand Valley BankHeber City, UT | 1 | — | 2.0% | |
| 13 | Citizens BankElizabethton, TN | 1 | — | 2.0% | |
| 14 | Pinnacle BankNashville, TN | 1 | — | 2.0% | |
| 15 | Rural Community Assistance CorporationWest Sacramento, CA | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Support Activities for MiningNAICS 2131 | 5 | 10.0% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 5 | 10.0% | |
| 3 | Traveler AccommodationNAICS 7211 | 4 | 8.0% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 4 | 8.0% | |
| 5 | Automotive Parts, Accessories, and Tire StoresNAICS 4413 | 3 | 6.0% | |
| 6 | Services to Buildings and DwellingsNAICS 5617 | 3 | 6.0% | |
| 7 | Other Heavy and Civil Engineering ConstructionNAICS 2379 | 2 | 4.0% | |
| 8 | Architectural, Engineering, and Related ServicesNAICS 5413 | 2 | 4.0% | |
| 9 | Motor Vehicle Body and Trailer ManufacturingNAICS 3362 | 2 | 4.0% | |
| 10 | Personal Care ServicesNAICS 8121 | 2 | 4.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 10 | 20.0% | |
| 2 | Construction | 7 | 14.0% | |
| 3 | Mining, Quarrying, and Oil and Gas Extraction | 6 | 12.0% | |
| 4 | Other Services (except Public Administration) | 6 | 12.0% | |
| 5 | Retail Trade | 5 | 10.0% | |
| 6 | Manufacturing | 4 | 8.0% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 4 | 8.0% | |
| 8 | Transportation and Warehousing | 3 | 6.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 4 | $866K | $195K | 0 | — | 4 | 2 |
| FY2025 | 7 | $7.5M | $461K | 3 | $3.3M | 10 | 85 |
| FY2024 | 7 | $2.6M | $250K | 1 | — | 8 | 81 |
| FY2023 | 7 | $2.3M | $151K | 2 | — | 9 | 104 |
| FY2022 | 9 | $7.3M | $145K | 1 | — | 10 | 208 |
| FY2021 | 11 | $2.2M | $166K | 2 | — | 13 | 159 |
| FY2020 | 10 | $3.5M | $185K | 0 | — | 10 | 48 |
| FY2019 | 6 | $292K | $28K | 0 | — | 6 | 27 |
| FY2018 | 9 | $1.4M | $50K | 0 | — | 9 | 32 |
| FY2017 | 6 | $823K | $111K | 0 | — | 6 | 28 |
| FY2016 | 2 | — | — | 0 | — | 2 | 18 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 33 approvals.
Against Utah and the country
| FY2021–FY2025 | Duchesne County | Utah | United States |
|---|---|---|---|
| Approvals | 50 | 6,449 | 342,825 |
| Approvals per 1,000 establishments | 74.1 | 67.5 | 41.0 |
| Median 7(a) approval | $180K | $200K | $190K |
| Median 504 approval | $1.1M | $689K | $657K |
| Average approval | $668K | $628K | $573K |
| 504 share of approvals | 18.0% | 21.6% | 11.0% |
| Jobs supported per approval, as reported | 12.7 | 11.9 | 10.5 |
| Share of state approvals | 0.8% | 100.0% | — |
Approval sizes
- $50,000 or less20.0%10
- $50,001 to $150,00014.0%7
- $150,001 to $350,00024.0%12
- $350,001 to $1 million22.0%11
- $1 million to $2 million12.0%6
- Over $2 million8.0%4
Age of the businesses
- Existing, more than 2 years old64.0%32
- New business, 2 years or less18.0%9
- Startup, loan funds will open the business12.0%6
- Change of ownership6.0%3
Questions and answers
Which lenders make the most SBA loans in Duchesne County?
By approvals in FY2021 to FY2025: Zions Bank, A Division of (14), Mountain America FCU (12), Mountain West Small Business Finance (8), U.S. Bank, National Association (3), First Internet Bank of Indiana (1). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Duchesne County?
The median 7(a) approval was $180K and the median 504 approval $1.1M; the Utah 7(a) median was $200K.
Which industries get the most SBA loans in Duchesne County?
Support Activities for Mining (5); Restaurants and Other Eating Places (5); Traveler Accommodation (4); Automotive Repair and Maintenance (4); Automotive Parts, Accessories, and Tire Stores (3).
Is SBA lending in Duchesne County rising?
Approvals in the three latest complete fiscal years total 27, against 33 in the three before: falling (-18%).
How does Duchesne County compare with the rest of Utah?
74.1 approvals per 1,000 establishments against 67.5 statewide, and 50 of the state's 6,449 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error