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County17th of 130 in Virginia by approvalsFIPS 51683
SBA loans in Manassas city, Virginia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 66 loans to businesses in Manassas city, Virginia, in FY2021 to FY2025, worth $29.3M: 61 under 7(a) and 5 under 504.
That is 43.8 approvals per 1,000 business establishments (1,506 establishments in 2023), above the Virginia figure of 27.9 and close to the national 41.0.
It ranks 17th of 130 Virginia counties with approvals. In FY2025 there were 24, up 33% on FY2024.
26 lenders had approvals here; the most active were Manufacturers and Traders Trust Company (9), The Huntington National Bank (8) and Readycap Lending, LLC (5). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Manassas city
By number of approvals to businesses in the county, FY2021–FY2025; 26 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust CompanyBuffalo, NY | 9 | $823K | 13.6% | |
| 2 | The Huntington National BankColumbus, OH | 8 | $4.7M | 12.1% | |
| 3 | Readycap Lending, LLCBerkeley Heights, NJ | 5 | $315K | 7.6% | |
| 4 | Newtek Bank, National AssociationMiami, FL | 4 | $675K | 6.1% | |
| 5 | BayFirst National BankSaint Petersburg, FL | 4 | $551K | 6.1% | |
| 6 | Celtic Bank CorporationSalt Lake City, UT | 4 | $460K | 6.1% | |
| 7 | Rappahannock Economic Development CorporationFredericksburg, VA · CDC | 3 | $1.9M | 4.5% | |
| 8 | John Marshall BankReston, VA | 3 | $581K | 4.5% | |
| 9 | TD Bank, National AssociationWilmington, DE | 3 | $175K | 4.5% | |
| 10 | Business Finance Group, Inc.Fairfax, VA · CDC | 2 | — | 3.0% | |
| 11 | Citizens BankElizabethton, TN | 2 | — | 3.0% | |
| 12 | Newtek Small Business Finance, Inc.Lake Success, NY | 2 | — | 3.0% | |
| 13 | Bank of America, National AssociationCharlotte, NC | 2 | — | 3.0% | |
| 14 | First Bank of the LakeOsage Beach, MO | 2 | — | 3.0% | |
| 15 | Northeast BankLewiston, ME | 2 | — | 3.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 6 | 9.1% | |
| 2 | Other Amusement and Recreation IndustriesNAICS 7139 | 5 | 7.6% | |
| 3 | Building Finishing ContractorsNAICS 2383 | 5 | 7.6% | |
| 4 | Offices of Other Health PractitionersNAICS 6213 | 5 | 7.6% | |
| 5 | Computer Systems Design and Related ServicesNAICS 5415 | 4 | 6.1% | |
| 6 | Legal ServicesNAICS 5411 | 4 | 6.1% | |
| 7 | Personal Care ServicesNAICS 8121 | 4 | 6.1% | |
| 8 | Home Health Care ServicesNAICS 6216 | 3 | 4.5% | |
| 9 | Offices of PhysiciansNAICS 6211 | 2 | 3.0% | |
| 10 | Employment ServicesNAICS 5613 | 2 | 3.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 12 | 18.2% | |
| 2 | Professional, Scientific, and Technical Services | 11 | 16.7% | |
| 3 | Construction | 10 | 15.2% | |
| 4 | Other Services (except Public Administration) | 8 | 12.1% | |
| 5 | Accommodation and Food Services | 6 | 9.1% | |
| 6 | Arts, Entertainment, and Recreation | 5 | 7.6% | |
| 7 | Retail Trade | 4 | 6.1% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 4 | 6.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 8 | $4.3M | $150K | 0 | — | 8 | 27 |
| FY2025 | 24 | $6.3M | $150K | 0 | — | 24 | 90 |
| FY2024 | 18 | $5.2M | $123K | 0 | — | 18 | 306 |
| FY2023 | 12 | $10.9M | $158K | 0 | — | 12 | 157 |
| FY2022 | 4 | $1.1M | $150K | 3 | $2.6M | 7 | 91 |
| FY2021 | 3 | $1.5M | $148K | 2 | — | 5 | 64 |
| FY2020 | 8 | $1.0M | $70K | 0 | — | 8 | 108 |
| FY2019 | 18 | $4.8M | $114K | 0 | — | 18 | 198 |
| FY2018 | 13 | $10.6M | $125K | 2 | — | 15 | 79 |
| FY2017 | 19 | $8.0M | $50K | 1 | — | 20 | 154 |
| FY2016 | 17 | $3.9M | $150K | 1 | — | 18 | 134 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 79 approvals.
Against Virginia and the country
| FY2021–FY2025 | Manassas city | Virginia | United States |
|---|---|---|---|
| Approvals | 66 | 5,893 | 342,825 |
| Approvals per 1,000 establishments | 43.8 | 27.9 | 41.0 |
| Median 7(a) approval | $150K | $212K | $190K |
| Median 504 approval | $737K | $484K | $657K |
| Average approval | $444K | $573K | $573K |
| 504 share of approvals | 7.6% | 11.6% | 11.0% |
| Jobs supported per approval, as reported | 10.7 | 12.3 | 10.5 |
| Share of state approvals | 1.1% | 100.0% | — |
Approval sizes
- $50,000 or less22.7%15
- $50,001 to $150,00033.3%22
- $150,001 to $350,00018.2%12
- $350,001 to $1 million13.6%9
- $1 million to $2 million9.1%6
- Over $2 million3.0%2
Age of the businesses
- Existing, more than 2 years old62.1%41
- New business, 2 years or less13.6%9
- Startup, loan funds will open the business19.7%13
- Change of ownership4.5%3
Questions and answers
Which lenders make the most SBA loans in Manassas city?
By approvals in FY2021 to FY2025: Manufacturers and Traders Trust Company (9), The Huntington National Bank (8), Readycap Lending, LLC (5), Newtek Bank, National Association (4), BayFirst National Bank (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Manassas city?
The median 7(a) approval was $150K and the median 504 approval $737K; the Virginia 7(a) median was $212K.
Which industries get the most SBA loans in Manassas city?
Restaurants and Other Eating Places (6); Other Amusement and Recreation Industries (5); Building Finishing Contractors (5); Offices of Other Health Practitioners (5); Computer Systems Design and Related Services (4).
Is SBA lending in Manassas city rising?
Approvals in the three latest complete fiscal years total 54, against 20 in the three before: rising (+170%).
How does Manassas city compare with the rest of Virginia?
43.8 approvals per 1,000 establishments against 27.9 statewide, and 66 of the state's 5,893 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error