States › Washington › Lewis County
County16th of 39 in Washington by approvalsFIPS 53041
SBA loans in Lewis County, Washington
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Lewis County, Washington, received 77 SBA loan approvals worth $50.4M in FY2021 to FY2025 (69 7(a), 8 504).
That is 38.7 approvals per 1,000 business establishments (1,990 establishments in 2023), close to the Washington figure of 44.0 and close to the national 41.0.
It ranks 16th of 39 Washington counties with approvals. In FY2025 there were 28, up 87% on FY2024.
30 lenders had approvals here; the most active were Columbia Bank (11), Evergreen Business Capital (7) and KeyBank National Association (6). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Lewis County
By number of approvals to businesses in the county, FY2021–FY2025; 30 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Columbia BankLake Oswego, OR | 11 | $921K | 14.3% | |
| 2 | Evergreen Business CapitalSeattle, WA · CDC | 7 | $6.1M | 9.1% | |
| 3 | KeyBank National AssociationCleveland, OH | 6 | $2.9M | 7.8% | |
| 4 | Northeast BankLewiston, ME | 5 | $755K | 6.5% | |
| 5 | Celtic Bank CorporationSalt Lake City, UT | 4 | $7.5M | 5.2% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $4.5M | 5.2% | |
| 7 | JPMorgan Chase Bank, National AssociationColumbus, OH | 4 | $1.2M | 5.2% | |
| 8 | Harborstone CULakewood, WA | 4 | $640K | 5.2% | |
| 9 | Bank of HopeLos Angeles, CA | 3 | $4.8M | 3.9% | |
| 10 | Timberland BankHoquiam, WA | 3 | $1.2M | 3.9% | |
| 11 | Gesa CURichland, WA | 3 | $863K | 3.9% | |
| 12 | Hanmi BankLos Angeles, CA | 2 | — | 2.6% | |
| 13 | Commonwealth Business BankLos Angeles, CA | 2 | — | 2.6% | |
| 14 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 2.6% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 2 | — | 2.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 7 | 9.1% | |
| 2 | Other Specialty Trade ContractorsNAICS 2389 | 5 | 6.5% | |
| 3 | Gasoline StationsNAICS 4571 | 4 | 5.2% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 4 | 5.2% | |
| 5 | Traveler AccommodationNAICS 7211 | 3 | 3.9% | |
| 6 | Grocery StoresNAICS 4451 | 3 | 3.9% | |
| 7 | Building Material and Supplies DealersNAICS 4441 | 3 | 3.9% | |
| 8 | Gasoline StationsNAICS 4471 | 2 | 2.6% | |
| 9 | Nursing Care Facilities (Skilled Nursing Facilities)NAICS 6231 | 2 | 2.6% | |
| 10 | Nonmetallic Mineral Mining and QuarryingNAICS 2123 | 2 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 18 | 23.4% | |
| 2 | Construction | 13 | 16.9% | |
| 3 | Accommodation and Food Services | 10 | 13.0% | |
| 4 | Health Care and Social Assistance | 5 | 6.5% | |
| 5 | Other Services (except Public Administration) | 5 | 6.5% | |
| 6 | Manufacturing | 5 | 6.5% | |
| 7 | Agriculture, Forestry, Fishing and Hunting | 4 | 5.2% | |
| 8 | Arts, Entertainment, and Recreation | 4 | 5.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 16 | $7.8M | $302K | 0 | — | 16 | 193 |
| FY2025 | 28 | $11.1M | $175K | 0 | — | 28 | 175 |
| FY2024 | 12 | $3.4M | $163K | 3 | $3.1M | 15 | 52 |
| FY2023 | 10 | $9.3M | $359K | 0 | — | 10 | 106 |
| FY2022 | 4 | $5.2M | $1.3M | 2 | — | 6 | 104 |
| FY2021 | 15 | $14.3M | $566K | 3 | $2.9M | 18 | 182 |
| FY2020 | 9 | $3.5M | $25K | 3 | $725K | 12 | 39 |
| FY2019 | 7 | $2.9M | $150K | 2 | — | 9 | 57 |
| FY2018 | 12 | $6.4M | $330K | 2 | — | 14 | 113 |
| FY2017 | 9 | $3.5M | $248K | 2 | — | 11 | 64 |
| FY2016 | 13 | $9.6M | $692K | 2 | — | 15 | 153 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 61 approvals.
Against Washington and the country
| FY2021–FY2025 | Lewis County | Washington | United States |
|---|---|---|---|
| Approvals | 77 | 8,905 | 342,825 |
| Approvals per 1,000 establishments | 38.7 | 44.0 | 41.0 |
| Median 7(a) approval | $263K | $200K | $190K |
| Median 504 approval | $716K | $699K | $657K |
| Average approval | $655K | $627K | $573K |
| 504 share of approvals | 10.4% | 7.8% | 11.0% |
| Jobs supported per approval, as reported | 8.0 | 9.2 | 10.5 |
| Share of state approvals | 0.9% | 100.0% | — |
Approval sizes
- $50,000 or less23.4%18
- $50,001 to $150,00013.0%10
- $150,001 to $350,00013.0%10
- $350,001 to $1 million29.9%23
- $1 million to $2 million10.4%8
- Over $2 million10.4%8
Age of the businesses
- Existing, more than 2 years old61.0%47
- New business, 2 years or less18.2%14
- Startup, loan funds will open the business10.4%8
- Change of ownership10.4%8
Questions and answers
Which lenders make the most SBA loans in Lewis County?
By approvals in FY2021 to FY2025: Columbia Bank (11), Evergreen Business Capital (7), KeyBank National Association (6), Northeast Bank (5), Celtic Bank Corporation (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Lewis County?
The median 7(a) approval was $263K and the median 504 approval $716K; the Washington 7(a) median was $200K.
Which industries get the most SBA loans in Lewis County?
Restaurants and Other Eating Places (7); Other Specialty Trade Contractors (5); Gasoline Stations (4); Building Equipment Contractors (4); Traveler Accommodation (3).
Is SBA lending in Lewis County rising?
Approvals in the three latest complete fiscal years total 53, against 36 in the three before: rising (+47%).
How does Lewis County compare with the rest of Washington?
38.7 approvals per 1,000 establishments against 44.0 statewide, and 77 of the state's 8,905 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error