Franchise brands › Best Western
Franchise brand435 approvals since FY2012
SBA loans to Best Western franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 435 loan approvals since FY2012 under the Best Western franchise brand, worth $1.31bn; 234 of them came in FY2021 to FY2025.
In FY2025 there were 28, down 18% on FY2024. The average approval in the five-year window was $3.2M, and 63 of the approvals were 504 loans.
50 lenders made the FY2021 to FY2025 loans across 37 states; the most active were GBank (17), Shoreham Bank (10) and Mortgage Capital Development Corporation (10).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 1.0% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 37 | $113M | $3.0M | 11 | 381 |
| FY2025 | 28 | $86.5M | $3.1M | 9 | 397 |
| FY2024 | 34 | $104M | $3.0M | 13 | 451 |
| FY2023 | 33 | $105M | $3.2M | 11 | 438 |
| FY2022 | 64 | $202M | $3.2M | 21 | 851 |
| FY2021 | 75 | $244M | $3.3M | 9 | 991 |
| FY2020 | 46 | $111M | $2.4M | 12 | 703 |
| FY2019 | 54 | $169M | $3.1M | 17 | 818 |
| FY2018 | 52 | $143M | $2.8M | 10 | 722 |
| FY2017 | 5 | $14.6M | $2.9M | 5 | 90 |
| FY2016 | 3 | $7.5M | $2.5M | 3 | 63 |
SBA's franchise field lists the brand as "Best Western - Best Western Plus - Best Western Premier- Executive Residency by Best Western- @Home by Best Western - GLo - Aiden - Membership Agreement". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Best Western | All SBA loans |
|---|---|---|
| Approvals in these years | 239 | 725,496 |
| Cancelled or never disbursed | 36 | 91,827 |
| Disbursed loans | 203 | 633,669 |
| Paid in full | 106 | 471,304 |
| Charged off | 2 | 37,796 |
| Still outstanding (status exempt from disclosure) | 95 | 124,569 |
| Charged off, share of disbursed loans | 1.0% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.4% | 2.2% |
| Dollars charged off | $2.5M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | GBankLas Vegas, NV | 17 | $57.9M | 7.3% | |
| 2 | Shoreham BankWarwick, RI | 10 | $33.7M | 4.3% | |
| 3 | Mortgage Capital Development CorporationOakland, CA · CDC | 10 | $31.9M | 4.3% | |
| 4 | Open BankLos Angeles, CA | 9 | $35.2M | 3.8% | |
| 5 | US Metro BankGarden Grove, CA | 9 | $34.4M | 3.8% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 9 | $27.6M | 3.8% | |
| 7 | First Western SBLC, LLCDallas, TX | 7 | $13.6M | 3.0% | |
| 8 | PCB BankLos Angeles, CA | 6 | $24.5M | 2.6% | |
| 9 | Celtic Bank CorporationSalt Lake City, UT | 6 | $22.5M | 2.6% | |
| 10 | Peoples BankMendenhall, MS | 6 | $21.8M | 2.6% | |
| 11 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 6 | $13.8M | 2.6% | |
| 12 | Millennium BankDes Plaines, IL | 5 | $17.1M | 2.1% | |
| 13 | Centerstone SBA Lending, Inc.Los Angeles, CA | 5 | $14.9M | 2.1% | |
| 14 | Capital Certified Development CorporationAustin, TX · CDC | 5 | $11.9M | 2.1% | |
| 15 | Enterprise Bank & TrustClayton, MO | 4 | $15.8M | 1.7% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 42 | 17.9% | |
| 2 | California | 25 | 10.7% | |
| 3 | Illinois | 11 | 4.7% | |
| 4 | Washington | 10 | 4.3% | |
| 5 | North Carolina | 9 | 3.8% | |
| 6 | Colorado | 9 | 3.8% | |
| 7 | Indiana | 9 | 3.8% | |
| 8 | Utah | 9 | 3.8% | |
| 9 | Arizona | 7 | 3.0% | |
| 10 | Michigan | 7 | 3.0% | |
| 11 | Ohio | 7 | 3.0% | |
| 12 | Georgia | 7 | 3.0% | |
| 13 | New Mexico | 6 | 2.6% | |
| 14 | Kentucky | 6 | 2.6% | |
| 15 | Virginia | 5 | 2.1% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Traveler AccommodationNAICS 7211 | 234 | 100.0% |
Approval sizes
- $50,001 to $150,0000.4%1
- $150,001 to $350,0000.4%1
- $350,001 to $1 million2.6%6
- $1 million to $2 million16.2%38
- Over $2 million80.3%188
Age of the businesses
- Existing, more than 2 years old34.2%80
- New business, 2 years or less23.5%55
- Startup, loan funds will open the business14.1%33
- Change of ownership28.2%66
Questions and answers
How many SBA loans go to Best Western franchises?
435 approvals since FY2012, worth $1.31bn; 234 in FY2021 to FY2025.
Which lenders make SBA loans for Best Western franchises?
By approvals in FY2021 to FY2025: GBank (17), Shoreham Bank (10), Mortgage Capital Development Corporation (10), Open Bank (9), US Metro Bank (9).
How large is a typical SBA loan for a Best Western franchise?
The average approval in FY2021 to FY2025 was $3.2M.
What share of Best Western SBA loans are charged off?
Of 203 disbursed loans approved in FY2010 to FY2021, 2 (1.0%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Best Western franchises rising?
Approvals in the three latest complete fiscal years total 95, against 185 in the three before: falling (-49%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error