Franchise brands › Motel 6
Franchise brand548 approvals since FY2010
SBA loans to Motel 6 franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2010, 548 SBA loan approvals worth $1.23bn carry the Motel 6 franchise code, 193 of them in FY2021 to FY2025.
In FY2025 there were 14, down 30% on FY2024. The average approval in the five-year window was $2.6M, and 25 of the approvals were 504 loans.
40 lenders made the FY2021 to FY2025 loans across 35 states; the most active were GBank (16), Celtic Bank Corporation (10) and US Metro Bank (9).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 1.6% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 17 | $51.9M | $3.1M | 1 | 185 |
| FY2025 | 14 | $35.6M | $2.5M | 3 | 97 |
| FY2024 | 20 | $50.9M | $2.5M | 1 | 185 |
| FY2023 | 32 | $69.5M | $2.2M | 3 | 344 |
| FY2022 | 48 | $144M | $3.0M | 5 | 568 |
| FY2021 | 79 | $198M | $2.5M | 13 | 1,044 |
| FY2020 | 67 | $206M | $3.1M | 3 | 1,045 |
| FY2019 | 41 | $102M | $2.5M | 1 | 522 |
| FY2018 | 47 | $81.8M | $1.7M | 3 | 512 |
| FY2017 | 44 | $71.3M | $1.6M | 8 | 464 |
| FY2016 | 29 | $44.9M | $1.5M | 4 | 291 |
SBA's franchise field lists the brand as "MOTEL 6"; "Motel 6". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Motel 6 | All SBA loans |
|---|---|---|
| Approvals in these years | 417 | 725,496 |
| Cancelled or never disbursed | 36 | 91,827 |
| Disbursed loans | 381 | 633,669 |
| Paid in full | 242 | 471,304 |
| Charged off | 6 | 37,796 |
| Still outstanding (status exempt from disclosure) | 133 | 124,569 |
| Charged off, share of disbursed loans | 1.6% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.4% | 2.2% |
| Dollars charged off | $3.5M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | GBankLas Vegas, NV | 16 | $38.2M | 8.3% | |
| 2 | Celtic Bank CorporationSalt Lake City, UT | 10 | $31.2M | 5.2% | |
| 3 | US Metro BankGarden Grove, CA | 9 | $29.6M | 4.7% | |
| 4 | Summit State BankSanta Rosa, CA | 8 | $35.2M | 4.1% | |
| 5 | United Midwest Savings Bank National AssociationDe Graff, OH | 7 | $17.9M | 3.6% | |
| 6 | First Western SBLC, LLCDallas, TX | 7 | $11.5M | 3.6% | |
| 7 | Open BankLos Angeles, CA | 6 | $17.9M | 3.1% | |
| 8 | Mortgage Capital Development CorporationOakland, CA · CDC | 6 | $16.8M | 3.1% | |
| 9 | Metro City BankDoraville, GA | 6 | $8.8M | 3.1% | |
| 10 | Commonwealth Business BankLos Angeles, CA | 5 | $13.1M | 2.6% | |
| 11 | The Huntington National BankColumbus, OH | 5 | $10.0M | 2.6% | |
| 12 | Wallis BankWallis, TX | 5 | $9.7M | 2.6% | |
| 13 | Mission Valley BankSun Valley, CA | 4 | $19.2M | 2.1% | |
| 14 | West Coast Community BankSanta Cruz, CA | 4 | $13.3M | 2.1% | |
| 15 | Peoples BankMendenhall, MS | 4 | $9.0M | 2.1% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | California | 42 | 21.8% | |
| 2 | Texas | 21 | 10.9% | |
| 3 | Georgia | 15 | 7.8% | |
| 4 | Ohio | 12 | 6.2% | |
| 5 | Arizona | 8 | 4.1% | |
| 6 | Indiana | 7 | 3.6% | |
| 7 | Oregon | 6 | 3.1% | |
| 8 | Alabama | 6 | 3.1% | |
| 9 | Washington | 5 | 2.6% | |
| 10 | Pennsylvania | 5 | 2.6% | |
| 11 | Tennessee | 5 | 2.6% | |
| 12 | Kansas | 5 | 2.6% | |
| 13 | Illinois | 4 | 2.1% | |
| 14 | Minnesota | 4 | 2.1% | |
| 15 | Nevada | 4 | 2.1% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Traveler AccommodationNAICS 7211 | 193 | 100.0% |
Approval sizes
- $50,000 or less0.5%1
- $50,001 to $150,0000.5%1
- $150,001 to $350,0002.1%4
- $350,001 to $1 million8.3%16
- $1 million to $2 million27.5%53
- Over $2 million61.1%118
Age of the businesses
- Existing, more than 2 years old35.2%68
- New business, 2 years or less23.3%45
- Startup, loan funds will open the business8.3%16
- Change of ownership33.2%64
Questions and answers
How many SBA loans go to Motel 6 franchises?
548 approvals since FY2010, worth $1.23bn; 193 in FY2021 to FY2025.
Which lenders make SBA loans for Motel 6 franchises?
By approvals in FY2021 to FY2025: GBank (16), Celtic Bank Corporation (10), US Metro Bank (9), Summit State Bank (8), United Midwest Savings Bank National Association (7).
How large is a typical SBA loan for a Motel 6 franchise?
The average approval in FY2021 to FY2025 was $2.6M.
What share of Motel 6 SBA loans are charged off?
Of 381 disbursed loans approved in FY2010 to FY2021, 6 (1.6%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Motel 6 franchises rising?
Approvals in the three latest complete fiscal years total 66, against 194 in the three before: falling (-66%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error