Franchise brands › Play It Again Sports
Franchise brand161 approvals since FY2010
SBA loans to Play It Again Sports franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 161 loan approvals since FY2010 under the Play It Again Sports franchise brand, worth $47.8M; 59 of them came in FY2021 to FY2025.
In FY2025 there were 11, down 15% on FY2024. The average approval in the five-year window was $361K, and 1 of the approvals were 504 loans.
26 lenders made the FY2021 to FY2025 loans across 27 states; the most active were The Huntington National Bank (7), First Bank of the Lake (6) and U.S. Bank, National Association (3).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 5.7% as charged off, close to the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 14 | $5.2M | $370K | 1 | 107 |
| FY2025 | 11 | $2.7M | $244K | 0 | 57 |
| FY2024 | 13 | $5.1M | $393K | 0 | 107 |
| FY2023 | 17 | $6.8M | $402K | 0 | 165 |
| FY2022 | 12 | $5.0M | $414K | 1 | 72 |
| FY2021 | 6 | $1.7M | $278K | 0 | 33 |
| FY2020 | 3 | $515K | $172K | 0 | 22 |
| FY2019 | 8 | $2.9M | $360K | 1 | 51 |
| FY2018 | 18 | $4.3M | $236K | 0 | 152 |
| FY2017 | 4 | $304K | $76K | 0 | 8 |
| FY2016 | 9 | $2.2M | $243K | 1 | 48 |
SBA's franchise field lists the brand as "PLAY IT AGAIN SPORTS"; "PLAY IT AGAIN SPORTS (RETAIL SPORTS)"; "Play It Again Sports". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Play It Again Sports | All SBA loans |
|---|---|---|
| Approvals in these years | 94 | 725,496 |
| Cancelled or never disbursed | 6 | 91,827 |
| Disbursed loans | 88 | 633,669 |
| Paid in full | 64 | 471,304 |
| Charged off | 5 | 37,796 |
| Still outstanding (status exempt from disclosure) | 19 | 124,569 |
| Charged off, share of disbursed loans | 5.7% | 6.0% |
| Dollars charged off, share of disbursed dollars | 6.0% | 2.2% |
| Dollars charged off | $1.3M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 7 | $1.0M | 11.9% | |
| 2 | First Bank of the LakeOsage Beach, MO | 6 | $2.1M | 10.2% | |
| 3 | U.S. Bank, National AssociationCincinnati, OH | 3 | $563K | 5.1% | |
| 4 | Banner BankWalla Walla, WA | 2 | — | 3.4% | |
| 5 | Ameris BankAtlanta, GA | 2 | — | 3.4% | |
| 6 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 3.4% | |
| 7 | PNC Bank, National AssociationWilmington, DE | 2 | — | 3.4% | |
| 8 | Honor BankHonor, MI | 2 | — | 3.4% | |
| 9 | KeyBank National AssociationCleveland, OH | 2 | — | 3.4% | |
| 10 | Columbia BankLake Oswego, OR | 2 | — | 3.4% | |
| 11 | The Farmers Bank, Frankfort, IndianaFrankfort, IN | 2 | — | 3.4% | |
| 12 | Security BankTulsa, OK | 2 | — | 3.4% | |
| 13 | Horizon BankMichigan City, IN | 2 | — | 3.4% | |
| 14 | Fulton Bank, National AssociationLancaster, PA | 2 | — | 3.4% | |
| 15 | Midwest BankCentreSaint Louis, MO | 1 | — | 1.7% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Illinois | 6 | 10.2% | |
| 2 | Missouri | 4 | 6.8% | |
| 3 | Michigan | 4 | 6.8% | |
| 4 | Indiana | 4 | 6.8% | |
| 5 | California | 3 | 5.1% | |
| 6 | Ohio | 3 | 5.1% | |
| 7 | Maryland | 3 | 5.1% | |
| 8 | Washington | 2 | 3.4% | |
| 9 | Wisconsin | 2 | 3.4% | |
| 10 | Colorado | 2 | 3.4% | |
| 11 | Nebraska | 2 | 3.4% | |
| 12 | Pennsylvania | 2 | 3.4% | |
| 13 | Texas | 2 | 3.4% | |
| 14 | Florida | 2 | 3.4% | |
| 15 | Georgia | 2 | 3.4% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Sporting Goods, Hobby, and Musical Instrument RetailersNAICS 4591 | 41 | 69.5% | |
| 2 | Sporting Goods, Hobby, and Musical Instrument StoresNAICS 4511 | 7 | 11.9% | |
| 3 | Used Merchandise RetailersNAICS 4595 | 5 | 8.5% | |
| 4 | Used Merchandise StoresNAICS 4533 | 2 | 3.4% | |
| 5 | Other Miscellaneous Store RetailersNAICS 4539 | 2 | 3.4% |
Approval sizes
- $50,000 or less13.6%8
- $50,001 to $150,00011.9%7
- $150,001 to $350,00040.7%24
- $350,001 to $1 million30.5%18
- $1 million to $2 million3.4%2
Age of the businesses
- Existing, more than 2 years old20.3%12
- New business, 2 years or less18.6%11
- Startup, loan funds will open the business44.1%26
- Change of ownership16.9%10
Questions and answers
How many SBA loans go to Play It Again Sports franchises?
161 approvals since FY2010, worth $47.8M; 59 in FY2021 to FY2025.
Which lenders make SBA loans for Play It Again Sports franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (7), First Bank of the Lake (6), U.S. Bank, National Association (3), Banner Bank (2), Ameris Bank (2).
How large is a typical SBA loan for a Play It Again Sports franchise?
The average approval in FY2021 to FY2025 was $361K.
What share of Play It Again Sports SBA loans are charged off?
Of 88 disbursed loans approved in FY2010 to FY2021, 5 (5.7%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Play It Again Sports franchises rising?
Approvals in the three latest complete fiscal years total 41, against 21 in the three before: rising (+95%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error