Franchise brands › Restore Hyper Wellness
Franchise brand104 approvals since FY2018
SBA loans to Restore Hyper Wellness franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 104 loan approvals since FY2018 under the Restore Hyper Wellness franchise brand, worth $64.3M; 72 of them came in FY2021 to FY2025.
In FY2025 there were 5. The average approval in the five-year window was $710K.
22 lenders made the FY2021 to FY2025 loans across 23 states; the most active were Happen Bank (30), Meridian Bank (8) and The Huntington National Bank (5).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 0.0% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 3 | $2.7M | $902K | 0 | 37 |
| FY2025 | 5 | $1.9M | $388K | 0 | 82 |
| FY2024 | 3 | $3.8M | $1.3M | 0 | 30 |
| FY2023 | 12 | $8.9M | $744K | 0 | 220 |
| FY2022 | 23 | $16.8M | $730K | 0 | 327 |
| FY2021 | 29 | $19.7M | $679K | 0 | 389 |
| FY2020 | 14 | $6.0M | $427K | 0 | 131 |
| FY2019 | 12 | $3.6M | $297K | 0 | 126 |
| FY2018 | 3 | $985K | $328K | 0 | 24 |
| FY2017 | 0 | — | — | 0 | 0 |
| FY2016 | 0 | — | — | 0 | 0 |
SBA's franchise field lists the brand as "Restore Hyper Wellness". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Restore Hyper Wellness | All SBA loans |
|---|---|---|
| Approvals in these years | 58 | 725,496 |
| Cancelled or never disbursed | 5 | 91,827 |
| Disbursed loans | 53 | 633,669 |
| Paid in full | 31 | 471,304 |
| Charged off | 0 | 37,796 |
| Still outstanding (status exempt from disclosure) | 22 | 124,569 |
| Charged off, share of disbursed loans | 0.0% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.0% | 2.2% |
| Dollars charged off | $0 | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Happen BankLehi, UT | 30 | $23.8M | 41.7% | |
| 2 | Meridian BankMalvern, PA | 8 | $5.3M | 11.1% | |
| 3 | The Huntington National BankColumbus, OH | 5 | $2.5M | 6.9% | |
| 4 | Cornerstone Capital Bank SSBHouston, TX | 3 | $1.3M | 4.2% | |
| 5 | Truist BankCharlotte, NC | 2 | — | 2.8% | |
| 6 | Five Star BankRancho Cordova, CA | 2 | — | 2.8% | |
| 7 | FWBankChicago, IL | 2 | — | 2.8% | |
| 8 | Emprise BankWichita, KS | 2 | — | 2.8% | |
| 9 | United Community BankGreenville, SC | 2 | — | 2.8% | |
| 10 | IncredibleBankWausau, WI | 2 | — | 2.8% | |
| 11 | Village Bank and Trust, National AssociationArlington Heights, IL | 2 | — | 2.8% | |
| 12 | Nicolet National BankGreen Bay, WI | 2 | — | 2.8% | |
| 13 | First Bank of the LakeOsage Beach, MO | 1 | — | 1.4% | |
| 14 | Grasshopper Bank National AssociationNew York, NY | 1 | — | 1.4% | |
| 15 | VeraBank National AssociationHenderson, TX | 1 | — | 1.4% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 23 | 31.9% | |
| 2 | Florida | 8 | 11.1% | |
| 3 | California | 7 | 9.7% | |
| 4 | Tennessee | 6 | 8.3% | |
| 5 | Connecticut | 3 | 4.2% | |
| 6 | Minnesota | 3 | 4.2% | |
| 7 | South Carolina | 2 | 2.8% | |
| 8 | Virginia | 2 | 2.8% | |
| 9 | New Mexico | 2 | 2.8% | |
| 10 | Missouri | 2 | 2.8% | |
| 11 | Pennsylvania | 2 | 2.8% | |
| 12 | Massachusetts | 1 | 1.4% | |
| 13 | Arkansas | 1 | 1.4% | |
| 14 | Oregon | 1 | 1.4% | |
| 15 | North Carolina | 1 | 1.4% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Personal Care ServicesNAICS 8121 | 30 | 41.7% | |
| 2 | Other Personal ServicesNAICS 8129 | 29 | 40.3% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 6 | 8.3% | |
| 4 | Outpatient Care CentersNAICS 6214 | 6 | 8.3% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 1 | 1.4% |
Approval sizes
- $50,000 or less4.2%3
- $50,001 to $150,0008.3%6
- $150,001 to $350,0001.4%1
- $350,001 to $1 million68.1%49
- $1 million to $2 million18.1%13
Age of the businesses
- Existing, more than 2 years old11.1%8
- New business, 2 years or less8.3%6
- Startup, loan funds will open the business76.4%55
- Change of ownership4.2%3
Questions and answers
How many SBA loans go to Restore Hyper Wellness franchises?
104 approvals since FY2018, worth $64.3M; 72 in FY2021 to FY2025.
Which lenders make SBA loans for Restore Hyper Wellness franchises?
By approvals in FY2021 to FY2025: Happen Bank (30), Meridian Bank (8), The Huntington National Bank (5), Cornerstone Capital Bank SSB (3), Truist Bank (2).
How large is a typical SBA loan for a Restore Hyper Wellness franchise?
The average approval in FY2021 to FY2025 was $710K.
What share of Restore Hyper Wellness SBA loans are charged off?
Of 53 disbursed loans approved in FY2010 to FY2021, 0 (0.0%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Restore Hyper Wellness franchises rising?
Approvals in the three latest complete fiscal years total 20, against 66 in the three before: falling (-70%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error