Industries › Other Services (except Public Administration) › Religious, Grantmaking, Civic, Professional, and Similar Organizations
NAICS 813Subsector0.0% of all approvals
SBA loans for religious, grantmaking, civic, professional, and similar organizations
7(a) and 504 approvals to businesses SBA classifies under NAICS 813, with the lenders and states behind them.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses classified under NAICS 813, religious, grantmaking, civic, professional, and similar organizations, received 126 SBA loan approvals worth $33.2M in FY2021 to FY2025 (122 7(a), 4 504).
That is 0.0% of all approvals. Set against the 309,008 establishments the Census Bureau counts in the industry, it comes to 0.4 approvals per 1,000 establishments; across all industries the figure is 41.0.
In FY2025 there were 17 approvals, up 21% on FY2024. The median 7(a) approval was $100K, against $190K for all industries, and 9.5% of approvals went to franchise businesses.
Of 7(a) loans approved in FY2010 to FY2021 and disbursed, SBA records 6.1% as charged off, close to the 6.6% for all industries.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Volume by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 9 | $2.8M | $150K | 1 | — | 10 | 209 |
| FY2025 | 15 | $3.0M | $80K | 2 | — | 17 | 108 |
| FY2024 | 14 | $5.7M | $146K | 0 | — | 14 | 104 |
| FY2023 | 44 | $10.8M | $100K | 0 | — | 44 | 287 |
| FY2022 | 27 | $2.4M | $80K | 2 | — | 29 | 172 |
| FY2021 | 22 | $6.5M | $190K | 0 | — | 22 | 142 |
| FY2020 | 9 | $3.4M | $50K | 0 | — | 9 | 44 |
| FY2019 | 22 | $4.2M | $100K | 0 | — | 22 | 131 |
| FY2018 | 20 | $3.2M | $50K | 0 | — | 20 | 56 |
| FY2017 | 24 | $3.9M | $60K | 0 | — | 24 | 191 |
| FY2016 | 20 | $5.9M | $55K | 0 | — | 20 | 303 |
SBA records the NAICS code in force when a loan was approved. The 2022 NAICS revision renumbered parts of retail trade and information, so some lines of business appear under one code before FY2023 and another after. FY2016–FY2020 approvals under this code: 95.
Within this subsector
| NAICS | Industry group | Approvals, FY2021–FY2025 | Share |
|---|---|---|---|
| 8139 | Business, Professional, Labor, Political, and Similar Organizations | 95 | 75.4% |
| 8133 | Social Advocacy Organizations | 14 | 11.1% |
| 8134 | Civic and Social Organizations | 11 | 8.7% |
| 8132 | Grantmaking and Giving Services | 5 | 4.0% |
| 8131 | Religious Organizations | 1 | 0.8% |
Lenders most active in this industry
By number of approvals, FY2021–FY2025; 46 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Fifth Third BankCincinnati, OH | 42 | $6.6M | 33.3% | |
| 2 | The Huntington National BankColumbus, OH | 8 | $2.2M | 6.3% | |
| 3 | Manufacturers and Traders Trust CompanyBuffalo, NY | 6 | $248K | 4.8% | |
| 4 | TD Bank, National AssociationWilmington, DE | 5 | $335K | 4.0% | |
| 5 | Wells Fargo Bank National AssociationSioux Falls, SD | 5 | $85K | 4.0% | |
| 6 | PNC Bank, National AssociationWilmington, DE | 4 | $410K | 3.2% | |
| 7 | Newtek Bank, National AssociationMiami, FL | 3 | $1.3M | 2.4% | |
| 8 | BayFirst National BankSaint Petersburg, FL | 3 | $450K | 2.4% | |
| 9 | Ives BankDanbury, CT | 3 | $341K | 2.4% | |
| 10 | Zions Bank, A Division ofSalt Lake City, UT | 3 | $205K | 2.4% | |
| 11 | Bank MichiganBrooklyn, MI | 2 | — | 1.6% | |
| 12 | First National Bank of PennsylvaniaGreenville, PA | 2 | — | 1.6% | |
| 13 | WesBanco Bank, Inc.Wheeling, WV | 2 | — | 1.6% | |
| 14 | United Midwest Savings Bank National AssociationDe Graff, OH | 2 | — | 1.6% | |
| 15 | Northwest BankWarren, PA | 2 | — | 1.6% | |
| 16 | First Bank of the LakeOsage Beach, MO | 2 | — | 1.6% | |
| 17 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 1.6% | |
| 18 | EastRise Federal Credit UnionWilliston, VT | 2 | — | 1.6% | |
| 19 | Hanover Community BankMineola, NY | 1 | — | 0.8% | |
| 20 | Atlantic Union BankRichmond, VA | 1 | — | 0.8% |
States
| # | State of the business | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Texas | 23 | $5.4M | 18.3% | |
| 2 | California | 17 | $3.4M | 13.5% | |
| 3 | Michigan | 16 | $4.1M | 12.7% | |
| 4 | Florida | 7 | $1.2M | 5.6% | |
| 5 | Connecticut | 5 | $416K | 4.0% | |
| 6 | New York | 4 | $5.8M | 3.2% | |
| 7 | Colorado | 4 | $807K | 3.2% | |
| 8 | Illinois | 4 | $547K | 3.2% | |
| 9 | Ohio | 4 | $393K | 3.2% | |
| 10 | Maryland | 4 | $173K | 3.2% | |
| 11 | Virginia | 3 | $3.1M | 2.4% | |
| 12 | Utah | 3 | $513K | 2.4% | |
| 13 | Arizona | 3 | $430K | 2.4% | |
| 14 | Wisconsin | 3 | $390K | 2.4% | |
| 15 | Georgia | 3 | $210K | 2.4% |
Franchise brands
9.5% of approvals carried a franchise code.
| # | Brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | The Exercise Coach | 2 | 1.6% | |
| 2 | Fundraising University | 2 | 1.6% | |
| 3 | The Scout Guide | 2 | 1.6% | |
| 4 | Apex Fun Run | 1 | 0.8% | |
| 5 | The UPS Store | 1 | 0.8% | |
| 6 | i9 Sports | 1 | 0.8% | |
| 7 | My Gym Children's Fitness Center | 1 | 0.8% | |
| 8 | Skedaddle Humane Wildlife Control | 1 | 0.8% | |
| 9 | Penn Station East Coast Subs | 1 | 0.8% |
Approval sizes
- $50,000 or less31.0%39
- $50,001 to $150,00036.5%46
- $150,001 to $350,00019.8%25
- $350,001 to $1 million6.3%8
- $1 million to $2 million4.0%5
- Over $2 million2.4%3
Age of the businesses
- Existing, more than 2 years old69.0%87
- New business, 2 years or less14.3%18
- Startup, loan funds will open the business14.3%18
- Change of ownership2.4%3
Charge-offs against all industries
| Loans approved FY2010–FY2021 | This industry, 7(a) | All 7(a) | This industry, 504 | All 504 |
|---|---|---|---|---|
| Approvals in these years | 228 | 639,905 | 1 | 85,591 |
| Cancelled or never disbursed | 32 | 79,313 | 0 | 12,514 |
| Disbursed loans | 196 | 560,592 | 1 | 73,077 |
| Paid in full | 154 | 435,813 | 1 | 35,491 |
| Charged off | 12 | 36,891 | 0 | 905 |
| Still outstanding (status exempt from disclosure) | 30 | 87,888 | 0 | 36,681 |
| Charged off, share of disbursed loans | 6.1% | 6.6% | too few loans | 1.2% |
| Dollars charged off, share of disbursed dollars | 2.5% | 2.5% | too few loans | 0.9% |
| Dollars charged off | $738K | $5.70bn | — | $499M |
Against all industries
| FY2021–FY2025 | NAICS 813 | All industries |
|---|---|---|
| Median 7(a) approval | $100K | $190K |
| Median 504 approval | $976K | $657K |
| Average approval | $264K | $573K |
| Approvals per 1,000 establishments | 0.4 | 41.0 |
| Approvals to franchise businesses | 9.5% | 11.2% |
| Jobs supported per approval, as reported | 6.5 | 10.5 |
Questions and answers
Which lenders make the most SBA loans for religious, grantmaking, civic, professional, and similar organizations?
By approvals in FY2021 to FY2025: Fifth Third Bank (42), The Huntington National Bank (8), Manufacturers and Traders Trust Company (6), TD Bank, National Association (5), Wells Fargo Bank National Association (5). 46 lenders had at least one.
How large are typical SBA loans for religious, grantmaking, civic, professional, and similar organizations?
The median 7(a) approval was $100K and the median 504 approval $976K; the average across both programs was $264K.
What share of SBA loans for religious, grantmaking, civic, professional, and similar organizations are charged off?
Of 7(a) loans approved in FY2010 to FY2021 and disbursed, 6.1% are recorded as charged off, against 6.6% for all industries.
Which states have the most SBA loans for religious, grantmaking, civic, professional, and similar organizations?
Texas (23), California (17), Michigan (16), Florida (7), Connecticut (5).
Is SBA lending for religious, grantmaking, civic, professional, and similar organizations rising?
Approvals in the three latest complete fiscal years total 75, against 60 in the three before: rising (+25%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error