Lenders › CTBC Bank Corp. (USA)
7(a) lenderLos Angeles, CaliforniaFDIC-insured bank499th of 2,184 by approvals
CTBC Bank Corp. (USA)
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 to FY2025 SBA approved 51 7(a) loans, worth $75.6M, through CTBC Bank Corp. (USA) of Los Angeles, California, an FDIC-insured bank in the SBA 7(a) program. By number of approvals that is 499th among 2,184 active 7(a) lenders.
In FY2025, the latest complete fiscal year, it had 2 approvals totalling —, down 80% on FY2024 (10). FY2026 to 30 Jun 2026 adds 1 more.
The median approval was $1.0M, against $190K for the 7(a) program as a whole; 0.0% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 4 states and territories and 18 counties, led by California (82.4%), New York (11.8%) and New Jersey (3.9%). The largest industry group was wholesale trade at 29.4% of approvals.
Of 103 disbursed loans approved in FY2010 to FY2021, SBA records 0 as charged off (0.0%), 87 as paid in full and 16 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 1 | — | — | — | 2 |
| FY2025 | 2 | — | — | — | 10 |
| FY2024 | 10 | $11.7M | $920K | $1.2M | 74 |
| FY2023 | 7 | $9.9M | $618K | $1.4M | 63 |
| FY2022 | 12 | $22.6M | $2.0M | $1.9M | 93 |
| FY2021 | 20 | $30.3M | $1.3M | $1.5M | 249 |
| FY2020 | 8 | $10.4M | $1.1M | $1.3M | 82 |
| FY2019 | 3 | $2.4M | $850K | $810K | 67 |
| FY2018 | 6 | $4.6M | $325K | $760K | 102 |
| FY2017 | 12 | $14.5M | $668K | $1.2M | 79 |
| FY2016 | 16 | $18.5M | $1.0M | $1.2M | 167 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 45 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | California | 7(a) program |
|---|---|---|---|
| Approvals in these years | 115 | 79,249 | 639,905 |
| Cancelled or never disbursed | 12 | 10,102 | 79,313 |
| Disbursed loans | 103 | 69,147 | 560,592 |
| Paid in full | 87 | 52,688 | 435,813 |
| Charged off | 0 | 4,430 | 36,891 |
| Still outstanding (status exempt from disclosure) | 16 | 12,029 | 87,888 |
| Charged off, share of disbursed loans | 0.0% | 6.4% | 6.6% |
| Dollars charged off, share of disbursed dollars | 0.0% | 1.5% | 2.5% |
| Dollars charged off | $0 | $565M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 20 | 12 | 0 | — | 2.8% |
| FY2020 | 8 | 5 | 0 | — | 4.0% |
| FY2019 | 2 | 2 | 0 | — | 6.7% |
| FY2018 | 6 | 5 | 0 | — | 7.9% |
| FY2017 | 8 | 8 | 0 | — | 7.7% |
| FY2016 | 14 | 13 | 0 | — | 7.2% |
| FY2015 | 20 | 18 | 0 | — | 6.9% |
| FY2014 | 7 | 7 | 0 | — | 6.4% |
| FY2013 | 0 | 0 | 0 | — | 6.0% |
| FY2012 | 7 | 6 | 0 | — | 6.3% |
| FY2011 | 3 | 3 | 0 | — | 6.9% |
| FY2010 | 8 | 8 | 0 | — | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $1.0M | $190K |
| Average approval | $1.5M | $518K |
| Approvals of $150,000 or less | 0.0% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 0.0% | 34.3% |
| Approvals to franchise businesses | 0.0% | 11.5% |
| Jobs supported per approval, as reported | 9.6 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 0.0% | 6.6% |
States served
| # | State of the business (4 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | California | 42 | $63.3M | 82.4% | |
| 2 | New York | 6 | $8.5M | 11.8% | |
| 3 | New Jersey | 2 | — | 3.9% | |
| 4 | Nevada | 1 | — | 2.0% |
In California the lender accounts for 0.1% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (18 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Los Angeles County, CA | 25 | $39.7M | 49.0% | |
| 2 | San Bernardino County, CA | 4 | $6.5M | 7.8% | |
| 3 | Santa Clara County, CA | 4 | $2.3M | 7.8% | |
| 4 | San Mateo County, CA | 2 | — | 3.9% | |
| 5 | San Francisco County, CA | 2 | — | 3.9% | |
| 6 | Queens County, NY | 2 | — | 3.9% | |
| 7 | Riverside County, CA | 1 | — | 2.0% | |
| 8 | Nassau County, NY | 1 | — | 2.0% | |
| 9 | Clark County, NV | 1 | — | 2.0% | |
| 10 | New York County, NY | 1 | — | 2.0% | |
| 11 | Contra Costa County, CA | 1 | — | 2.0% | |
| 12 | Middlesex County, NJ | 1 | — | 2.0% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Wholesale Trade | 15 | 29.4% | |
| 2 | Retail Trade | 7 | 13.7% | |
| 3 | Transportation and Warehousing | 5 | 9.8% | |
| 4 | Professional, Scientific, and Technical Services | 5 | 9.8% | |
| 5 | Other Services (except Public Administration) | 4 | 7.8% | |
| 6 | Health Care and Social Assistance | 4 | 7.8% | |
| 7 | Accommodation and Food Services | 3 | 5.9% | |
| 8 | Construction | 3 | 5.9% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Miscellaneous Nondurable Goods Merchant WholesalersNAICS 4249 | 6 | 11.8% | |
| 2 | Miscellaneous Durable Goods Merchant WholesalersNAICS 4239 | 3 | 5.9% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 5.9% | |
| 4 | Residential Building ConstructionNAICS 2361 | 3 | 5.9% | |
| 5 | Freight Transportation ArrangementNAICS 4885 | 2 | 3.9% | |
| 6 | Warehousing and StorageNAICS 4931 | 2 | 3.9% | |
| 7 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 2 | 3.9% | |
| 8 | Personal Care ServicesNAICS 8121 | 2 | 3.9% | |
| 9 | Offices of PhysiciansNAICS 6211 | 2 | 3.9% | |
| 10 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 2 | 3.9% |
Approval sizes
- $150,001 to $350,0009.8%5
- $350,001 to $1 million45.1%23
- $1 million to $2 million15.7%8
- Over $2 million29.4%15
Loan terms
- Over 5 to 10 years7.8%4
- Over 20 years92.2%47
Age of the businesses
- Existing, more than 2 years old98.0%50
- Change of ownership2.0%1
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 50 | 98.0% | |
| 2 | 7a General | 1 | 2.0% |
Franchise share
0 of 51 approvals in FY2021–FY2025 (0.0%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
Questions and answers
How many SBA loans does CTBC Bank Corp. (USA) make?
SBA approved 2 7(a) loans through CTBC Bank Corp. (USA) in FY2025, worth —, and 51 over FY2021 to FY2025. That ranks 499th of 2,184 active 7(a) lenders by number of approvals.
How large are CTBC Bank Corp. (USA)'s typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $1.0M and the average $1.5M. The program-wide median was $190K.
What is CTBC Bank Corp. (USA)'s charge-off rate?
Of 103 disbursed loans approved in FY2010 to FY2021, SBA records 0 as charged off (0.0%), 87 as paid in full and 16 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does CTBC Bank Corp. (USA) lend to most?
By number of approvals in FY2021 to FY2025: miscellaneous nondurable goods merchant wholesalers (6); miscellaneous durable goods merchant wholesalers (3); restaurants and other eating places (3); residential building construction (3).
Where does CTBC Bank Corp. (USA) make SBA loans?
In 4 states and territories. California 42, New York 6, New Jersey 2, Nevada 1. In California it accounts for 0.1% of all 7(a) approvals.
Is CTBC Bank Corp. (USA)'s SBA lending rising?
Approvals in the three latest complete fiscal years total 19, against 40 in the three before: falling (-52%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error