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County1st of 16 in Nevada by approvalsFIPS 32003
SBA loans in Clark County, Nevada
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 2,761 loans to businesses in Clark County, Nevada, in FY2021 to FY2025, worth $1.66bn: 2,365 under 7(a) and 396 under 504.
That is 50.9 approvals per 1,000 business establishments (54,202 establishments in 2023), close to the Nevada figure of 48.8 and above the national 41.0.
It ranks 1st of 16 Nevada counties with approvals. In FY2025 there were 718, up 20% on FY2024.
158 lenders had approvals here; the most active were U.S. Bank, National Association (393), Wells Fargo Bank National Association (210) and Zions Bank, A Division of (203). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Clark County
By number of approvals to businesses in the county, FY2021–FY2025; 158 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 393 | $61.4M | 14.2% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 210 | $41.6M | 7.6% | |
| 3 | Zions Bank, A Division ofSalt Lake City, UT | 203 | $88.2M | 7.4% | |
| 4 | Mortgage Capital Development CorporationOakland, CA · CDC | 181 | $181M | 6.6% | |
| 5 | Nevada State Development CorporationLas Vegas, NV · CDC | 150 | $151M | 5.4% | |
| 6 | America First Federal Credit UnionRiverdale, UT | 120 | $111M | 4.3% | |
| 7 | Newtek Bank, National AssociationMiami, FL | 114 | $63.0M | 4.1% | |
| 8 | Northeast BankLewiston, ME | 111 | $14.9M | 4.0% | |
| 9 | Readycap Lending, LLCBerkeley Heights, NJ | 86 | $33.0M | 3.1% | |
| 10 | BayFirst National BankSaint Petersburg, FL | 76 | $12.2M | 2.8% | |
| 11 | The Huntington National BankColumbus, OH | 69 | $25.1M | 2.5% | |
| 12 | Newtek Small Business Finance, Inc.Lake Success, NY | 68 | $43.5M | 2.5% | |
| 13 | Bank of America, National AssociationCharlotte, NC | 57 | $29.1M | 2.1% | |
| 14 | Live Oak Banking CompanyWilmington, NC | 55 | $72.5M | 2.0% | |
| 15 | JPMorgan Chase Bank, National AssociationColumbus, OH | 50 | $12.8M | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 267 | 9.7% | |
| 2 | Personal Care ServicesNAICS 8121 | 111 | 4.0% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 101 | 3.7% | |
| 4 | Offices of PhysiciansNAICS 6211 | 90 | 3.3% | |
| 5 | Offices of Other Health PractitionersNAICS 6213 | 89 | 3.2% | |
| 6 | Services to Buildings and DwellingsNAICS 5617 | 83 | 3.0% | |
| 7 | Other Specialty Trade ContractorsNAICS 2389 | 75 | 2.7% | |
| 8 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 74 | 2.7% | |
| 9 | Legal ServicesNAICS 5411 | 70 | 2.5% | |
| 10 | Automotive Repair and MaintenanceNAICS 8111 | 68 | 2.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 329 | 11.9% | |
| 2 | Professional, Scientific, and Technical Services | 326 | 11.8% | |
| 3 | Health Care and Social Assistance | 325 | 11.8% | |
| 4 | Retail Trade | 307 | 11.1% | |
| 5 | Construction | 302 | 10.9% | |
| 6 | Other Services (except Public Administration) | 281 | 10.2% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 153 | 5.5% | |
| 8 | Wholesale Trade | 126 | 4.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 328 | $169M | $197K | 44 | $56.3M | 372 | 4,509 |
| FY2025 | 654 | $292M | $150K | 64 | $89.4M | 718 | 8,294 |
| FY2024 | 552 | $250M | $150K | 47 | $59.0M | 599 | 6,784 |
| FY2023 | 449 | $257M | $214K | 61 | $62.9M | 510 | 7,634 |
| FY2022 | 341 | $156M | $200K | 105 | $101M | 446 | 4,579 |
| FY2021 | 369 | $289M | $413K | 119 | $108M | 488 | 7,461 |
| FY2020 | 271 | $123M | $156K | 69 | $59.4M | 340 | 3,314 |
| FY2019 | 355 | $145M | $150K | 90 | $69.2M | 445 | 5,690 |
| FY2018 | 389 | $137M | $125K | 61 | $50.2M | 450 | 5,556 |
| FY2017 | 372 | $168M | $150K | 74 | $67.9M | 446 | 5,885 |
| FY2016 | 415 | $148M | $54K | 49 | $35.2M | 464 | 5,056 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 2,145 approvals.
Against Nevada and the country
| FY2021–FY2025 | Clark County | Nevada | United States |
|---|---|---|---|
| Approvals | 2,761 | 3,774 | 342,825 |
| Approvals per 1,000 establishments | 50.9 | 48.8 | 41.0 |
| Median 7(a) approval | $209K | $232K | $190K |
| Median 504 approval | $719K | $678K | $657K |
| Average approval | $603K | $620K | $573K |
| 504 share of approvals | 14.3% | 16.5% | 11.0% |
| Jobs supported per approval, as reported | 12.6 | 12.2 | 10.5 |
| Share of state approvals | 73.2% | 100.0% | — |
Approval sizes
- $50,000 or less25.0%689
- $50,001 to $150,00015.1%416
- $150,001 to $350,00018.1%499
- $350,001 to $1 million24.7%682
- $1 million to $2 million9.7%269
- Over $2 million7.5%206
Age of the businesses
- Existing, more than 2 years old59.0%1,629
- New business, 2 years or less22.0%607
- Startup, loan funds will open the business12.7%350
- Change of ownership6.2%172
- Not answered0.1%3
Questions and answers
Which lenders make the most SBA loans in Clark County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (393), Wells Fargo Bank National Association (210), Zions Bank, A Division of (203), Mortgage Capital Development Corporation (181), Nevada State Development Corporation (150). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Clark County?
The median 7(a) approval was $209K and the median 504 approval $719K; the Nevada 7(a) median was $232K.
Which industries get the most SBA loans in Clark County?
Restaurants and Other Eating Places (267); Personal Care Services (111); Building Equipment Contractors (101); Offices of Physicians (90); Offices of Other Health Practitioners (89).
Is SBA lending in Clark County rising?
Approvals in the three latest complete fiscal years total 1,827, against 1,274 in the three before: rising (+43%).
How does Clark County compare with the rest of Nevada?
50.9 approvals per 1,000 establishments against 48.8 statewide, and 2,761 of the state's 3,774 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error