Lenders › Fountainhead SBF LLC
7(a) lenderOrlando, Floridanon-bank 7(a) lender486th of 2,184 by approvals
Fountainhead SBF LLC
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Fountainhead SBF LLC (Orlando, Florida) is a non-bank 7(a) lender in the SBA 7(a) program, 486th of 2,184 by approvals in FY2021 to FY2025: 53 loans worth $81.8M.
In FY2025, the latest complete fiscal year, it had 0 approvals totalling —.
The median approval was $1.1M, against $190K for the 7(a) program as a whole; 1.9% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 22 states and territories and 40 counties, led by Florida (18.9%), California (15.1%) and New York (13.2%). The largest industry group was administrative and support and waste management and remediation services at 15.1% of approvals, and 15.1% of approvals were to franchise businesses.
Fountainhead SBF LLC has fewer than 30 disbursed loans from the FY2010 to FY2021 approval years on record, too few for a charge-off rate to be shown.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 0 | — | — | — | 0 |
| FY2025 | 0 | — | — | — | 0 |
| FY2024 | 0 | — | — | — | 0 |
| FY2023 | 9 | $15.9M | $1.3M | $1.8M | 173 |
| FY2022 | 17 | $17.8M | $705K | $1.0M | 462 |
| FY2021 | 27 | $48.2M | $1.1M | $1.8M | 913 |
| FY2020 | 12 | $22.1M | $1.2M | $1.8M | 271 |
| FY2019 | 7 | $8.4M | $733K | $1.2M | 93 |
| FY2018 | 0 | — | — | — | 0 |
| FY2017 | 0 | — | — | — | 0 |
| FY2016 | 0 | — | — | — | 0 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 19 approvals. First approval on file: FY2019.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Florida | 7(a) program |
|---|---|---|---|
| Approvals in these years | 46 | 31,863 | 639,905 |
| Cancelled or never disbursed | 28 | 3,596 | 79,313 |
| Disbursed loans | 18 | 28,267 | 560,592 |
| Paid in full | 18 | 20,064 | 435,813 |
| Charged off | 0 | 2,783 | 36,891 |
| Still outstanding (status exempt from disclosure) | 0 | 5,420 | 87,888 |
| Charged off, share of disbursed loans | too few loans | 9.8% | 6.6% |
| Dollars charged off, share of disbursed dollars | too few loans | 3.1% | 2.5% |
| Dollars charged off | — | $442M | $5.70bn |
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $1.1M | $190K |
| Average approval | $1.5M | $518K |
| Approvals of $150,000 or less | 1.9% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 22.6% | 34.3% |
| Approvals to franchise businesses | 15.1% | 11.5% |
| Jobs supported per approval, as reported | 29.2 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | too few loans | 6.6% |
States served
| # | State of the business (22 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Florida | 10 | $19.1M | 18.9% | |
| 2 | California | 8 | $14.9M | 15.1% | |
| 3 | New York | 7 | $8.5M | 13.2% | |
| 4 | Nevada | 6 | $7.6M | 11.3% | |
| 5 | Georgia | 2 | — | 3.8% | |
| 6 | New Jersey | 2 | — | 3.8% | |
| 7 | Illinois | 2 | — | 3.8% | |
| 8 | Virginia | 2 | — | 3.8% | |
| 9 | Ohio | 1 | — | 1.9% | |
| 10 | North Carolina | 1 | — | 1.9% | |
| 11 | West Virginia | 1 | — | 1.9% | |
| 12 | Michigan | 1 | — | 1.9% |
In Florida the lender accounts for 0.0% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (40 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Clark County, NV | 6 | $7.6M | 11.3% | |
| 2 | Los Angeles County, CA | 3 | $6.8M | 5.7% | |
| 3 | Miami-Dade County, FL | 3 | $6.7M | 5.7% | |
| 4 | Albany County, NY | 3 | $4.4M | 5.7% | |
| 5 | Palm Beach County, FL | 2 | — | 3.8% | |
| 6 | Santa Barbara County, CA | 2 | — | 3.8% | |
| 7 | Barrow County, GA | 1 | — | 1.9% | |
| 8 | Mahoning County, OH | 1 | — | 1.9% | |
| 9 | San Diego County, CA | 1 | — | 1.9% | |
| 10 | Guilford County, NC | 1 | — | 1.9% | |
| 11 | Ocean County, NJ | 1 | — | 1.9% | |
| 12 | Brevard County, FL | 1 | — | 1.9% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Administrative and Support and Waste Management and Remediation Services | 8 | 15.1% | |
| 2 | Retail Trade | 7 | 13.2% | |
| 3 | Construction | 6 | 11.3% | |
| 4 | Health Care and Social Assistance | 6 | 11.3% | |
| 5 | Professional, Scientific, and Technical Services | 6 | 11.3% | |
| 6 | Accommodation and Food Services | 6 | 11.3% | |
| 7 | Information | 3 | 5.7% | |
| 8 | Other Services (except Public Administration) | 3 | 5.7% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Services to Buildings and DwellingsNAICS 5617 | 5 | 9.4% | |
| 2 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 4 | 7.5% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 4 | 7.5% | |
| 4 | Building Finishing ContractorsNAICS 2383 | 2 | 3.8% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 2 | 3.8% | |
| 6 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 2 | 3.8% | |
| 7 | Waste CollectionNAICS 5621 | 2 | 3.8% | |
| 8 | Personal Care ServicesNAICS 8121 | 2 | 3.8% | |
| 9 | Child Day Care ServicesNAICS 6244 | 2 | 3.8% | |
| 10 | Software PublishersNAICS 5112 | 2 | 3.8% |
Approval sizes
- $50,001 to $150,0001.9%1
- $150,001 to $350,0007.5%4
- $350,001 to $1 million37.7%20
- $1 million to $2 million30.2%16
- Over $2 million22.6%12
Loan terms
- 5 years or less1.9%1
- Over 5 to 10 years60.4%32
- Over 10 to 20 years3.8%2
- Over 20 years34.0%18
Age of the businesses
- Existing, more than 2 years old54.7%29
- New business, 2 years or less7.5%4
- Startup, loan funds will open the business15.1%8
- Change of ownership22.6%12
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 48 | 90.6% | |
| 2 | 7a General | 3 | 5.7% | |
| 3 | International Trade Loans | 2 | 3.8% |
Franchise share
8 of 53 approvals in FY2021–FY2025 (15.1%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | Kampgrounds of America | 1 | 1.9% | |
| 2 | Rock and Roll Daycare | 1 | 1.9% | |
| 3 | Sleep Inn | 1 | 1.9% | |
| 4 | Jamba | 1 | 1.9% | |
| 5 | redbox+ | 1 | 1.9% | |
| 6 | Huey Magoo's Chicken Tenders | 1 | 1.9% | |
| 7 | Anytime Fitness | 1 | 1.9% | |
| 8 | Mobility Plus | 1 | 1.9% |
Questions and answers
How many SBA loans does Fountainhead SBF LLC make?
SBA approved 0 7(a) loans through Fountainhead SBF LLC in FY2025, worth —, and 53 over FY2021 to FY2025. That ranks 486th of 2,184 active 7(a) lenders by number of approvals.
How large are Fountainhead SBF LLC's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $1.1M and the average $1.5M. The program-wide median was $190K.
What is Fountainhead SBF LLC's charge-off rate?
Fountainhead SBF LLC has fewer than 30 disbursed loans from the FY2010 to FY2021 approval years on record, too few for a charge-off rate to be shown. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does Fountainhead SBF LLC lend to most?
By number of approvals in FY2021 to FY2025: services to buildings and dwellings (5); other professional, scientific, and technical services (4); restaurants and other eating places (4); building finishing contractors (2).
Where does Fountainhead SBF LLC make SBA loans?
In 22 states and territories. Florida 10, California 8, New York 7, Nevada 6, Georgia 2. In Florida it accounts for 0.0% of all 7(a) approvals.
Is Fountainhead SBF LLC's SBA lending rising?
Approvals in the three latest complete fiscal years total 9, against 56 in the three before: falling (-84%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error