Lenders › INTRUST Bank National Association
7(a) lenderWichita, KansasFDIC-insured bank427th of 2,184 by approvals
INTRUST Bank National Association
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 to FY2025 SBA approved 66 7(a) loans, worth $20.4M, through INTRUST Bank National Association of Wichita, Kansas, an FDIC-insured bank in the SBA 7(a) program. By number of approvals that is 427th among 2,184 active 7(a) lenders.
In FY2025, the latest complete fiscal year, it had 14 approvals totalling $3.1M, about level with FY2024 (15). FY2026 to 30 Jun 2026 adds 10 more.
The median approval was $200K, against $190K for the 7(a) program as a whole; 40.9% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 5 states and territories and 16 counties, led by Kansas (86.4%), Missouri (7.6%) and Arkansas (3.0%). The largest industry group was health care and social assistance at 21.2% of approvals, and 9.1% of approvals were to franchise businesses.
Of 395 disbursed loans approved in FY2010 to FY2021, SBA records 13 as charged off (3.3%), 360 as paid in full and 22 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 10 | $8.3M | $348K | $827K | 381 |
| FY2025 | 14 | $3.1M | $210K | $225K | 152 |
| FY2024 | 15 | $7.3M | $250K | $485K | 96 |
| FY2023 | 7 | $1.6M | $250K | $226K | 78 |
| FY2022 | 18 | $3.7M | $115K | $203K | 262 |
| FY2021 | 12 | $4.8M | $247K | $396K | 262 |
| FY2020 | 11 | $4.0M | $138K | $363K | 89 |
| FY2019 | 17 | $3.8M | $181K | $221K | 151 |
| FY2018 | 22 | $8.1M | $241K | $367K | 455 |
| FY2017 | 21 | $7.2M | $225K | $345K | 434 |
| FY2016 | 35 | $6.7M | $66K | $191K | 459 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 106 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Kansas | 7(a) program |
|---|---|---|---|
| Approvals in these years | 418 | 5,222 | 639,905 |
| Cancelled or never disbursed | 23 | 516 | 79,313 |
| Disbursed loans | 395 | 4,706 | 560,592 |
| Paid in full | 360 | 3,700 | 435,813 |
| Charged off | 13 | 290 | 36,891 |
| Still outstanding (status exempt from disclosure) | 22 | 716 | 87,888 |
| Charged off, share of disbursed loans | 3.3% | 6.2% | 6.6% |
| Dollars charged off, share of disbursed dollars | 0.9% | 3.5% | 2.5% |
| Dollars charged off | $821K | $63.5M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 12 | 5 | 0 | — | 2.8% |
| FY2020 | 10 | 9 | 0 | — | 4.0% |
| FY2019 | 17 | 14 | 0 | — | 6.7% |
| FY2018 | 22 | 16 | 0 | — | 7.9% |
| FY2017 | 21 | 18 | 0 | — | 7.7% |
| FY2016 | 32 | 30 | 1 | 3.1% | 7.2% |
| FY2015 | 30 | 27 | 3 | 10.0% | 6.9% |
| FY2014 | 29 | 29 | 0 | — | 6.4% |
| FY2013 | 52 | 48 | 3 | 5.8% | 6.0% |
| FY2012 | 80 | 78 | 2 | 2.5% | 6.3% |
| FY2011 | 50 | 47 | 3 | 6.0% | 6.9% |
| FY2010 | 40 | 39 | 1 | 2.5% | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $200K | $190K |
| Average approval | $309K | $518K |
| Approvals of $150,000 or less | 40.9% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 40.9% | 34.3% |
| Approvals to franchise businesses | 9.1% | 11.5% |
| Jobs supported per approval, as reported | 12.9 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 3.3% | 6.6% |
States served
| # | State of the business (5 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Kansas | 57 | $18.8M | 86.4% | |
| 2 | Missouri | 5 | $786K | 7.6% | |
| 3 | Arkansas | 2 | — | 3.0% | |
| 4 | Oklahoma | 1 | — | 1.5% | |
| 5 | Texas | 1 | — | 1.5% |
In Kansas the lender accounts for 2.5% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (16 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Sedgwick County, KS | 24 | $9.1M | 36.4% | |
| 2 | Butler County, KS | 10 | $2.6M | 15.2% | |
| 3 | Johnson County, KS | 9 | $1.9M | 13.6% | |
| 4 | Geary County, KS | 5 | $990K | 7.6% | |
| 5 | Douglas County, KS | 4 | $460K | 6.1% | |
| 6 | Leavenworth County, KS | 2 | — | 3.0% | |
| 7 | Benton County, AR | 2 | — | 3.0% | |
| 8 | Clay County, MO | 2 | — | 3.0% | |
| 9 | Miami County, KS | 1 | — | 1.5% | |
| 10 | Riley County, KS | 1 | — | 1.5% | |
| 11 | Cass County, MO | 1 | — | 1.5% | |
| 12 | Oklahoma County, OK | 1 | — | 1.5% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 14 | 21.2% | |
| 2 | Other Services (except Public Administration) | 9 | 13.6% | |
| 3 | Professional, Scientific, and Technical Services | 9 | 13.6% | |
| 4 | Construction | 7 | 10.6% | |
| 5 | Wholesale Trade | 6 | 9.1% | |
| 6 | Retail Trade | 5 | 7.6% | |
| 7 | Accommodation and Food Services | 4 | 6.1% | |
| 8 | Arts, Entertainment, and Recreation | 4 | 6.1% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Offices of Other Health PractitionersNAICS 6213 | 10 | 15.2% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 6 | 9.1% | |
| 3 | Miscellaneous Nondurable Goods Merchant WholesalersNAICS 4249 | 4 | 6.1% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 4 | 6.1% | |
| 5 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 4.5% | |
| 6 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 4.5% | |
| 7 | Other Personal ServicesNAICS 8129 | 3 | 4.5% | |
| 8 | Motion Picture and Video IndustriesNAICS 5121 | 2 | 3.0% | |
| 9 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 2 | 3.0% | |
| 10 | Greenhouse, Nursery, and Floriculture ProductionNAICS 1114 | 2 | 3.0% |
Approval sizes
- $50,000 or less16.7%11
- $50,001 to $150,00024.2%16
- $150,001 to $350,00033.3%22
- $350,001 to $1 million22.7%15
- Over $2 million3.0%2
Loan terms
- 5 years or less12.1%8
- Over 5 to 10 years80.3%53
- Over 10 to 20 years7.6%5
Age of the businesses
- Existing, more than 2 years old50.0%33
- New business, 2 years or less4.5%3
- Startup, loan funds will open the business36.4%24
- Change of ownership9.1%6
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 36 | 54.5% | |
| 2 | SBA Express Program | 28 | 42.4% | |
| 3 | Export Express | 1 | 1.5% | |
| 4 | 7a General | 1 | 1.5% |
Franchise share
6 of 66 approvals in FY2021–FY2025 (9.1%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | Scenthound | 2 | 3.0% | |
| 2 | Strickland Brothers 10 Minute Oil Change | 1 | 1.5% | |
| 3 | Bodybar Pilates | 1 | 1.5% | |
| 4 | A Better Solution In Home Care | 1 | 1.5% | |
| 5 | AR Workshop | 1 | 1.5% |
Questions and answers
How many SBA loans does INTRUST Bank National Association make?
SBA approved 14 7(a) loans through INTRUST Bank National Association in FY2025, worth $3.1M, and 66 over FY2021 to FY2025. That ranks 427th of 2,184 active 7(a) lenders by number of approvals.
How large are INTRUST Bank National Association's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $200K and the average $309K. The program-wide median was $190K.
What is INTRUST Bank National Association's charge-off rate?
Of 395 disbursed loans approved in FY2010 to FY2021, SBA records 13 as charged off (3.3%), 360 as paid in full and 22 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does INTRUST Bank National Association lend to most?
By number of approvals in FY2021 to FY2025: offices of other health practitioners (10); automotive repair and maintenance (6); miscellaneous nondurable goods merchant wholesalers (4); other amusement and recreation industries (4).
Where does INTRUST Bank National Association make SBA loans?
In 5 states and territories. Kansas 57, Missouri 5, Arkansas 2, Oklahoma 1, Texas 1. In Kansas it accounts for 2.5% of all 7(a) approvals.
Is INTRUST Bank National Association's SBA lending rising?
Approvals in the three latest complete fiscal years total 36, against 41 in the three before: falling (-12%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error