States › Kansas › Sedgwick County
County2nd of 93 in Kansas by approvalsFIPS 20173
SBA loans in Sedgwick County, Kansas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 439 loans to businesses in Sedgwick County, Kansas, in FY2021 to FY2025, worth $253M: 396 under 7(a) and 43 under 504.
That is 34.5 approvals per 1,000 business establishments (12,710 establishments in 2023), close to the Kansas figure of 32.2 and below the national 41.0.
It ranks 2nd of 93 Kansas counties with approvals. In FY2025 there were 95, about level with FY2024.
83 lenders had approvals here; the most active were Emprise Bank (82), Rural Missouri, Inc. (29) and Fidelity Bank, National Association (27). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Sedgwick County
By number of approvals to businesses in the county, FY2021–FY2025; 83 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Emprise BankWichita, KS | 82 | $37.3M | 18.7% | |
| 2 | Rural Missouri, Inc.Jefferson City, MO · CDC | 29 | $24.9M | 6.6% | |
| 3 | Fidelity Bank, National AssociationWichita, KS | 27 | $18.5M | 6.2% | |
| 4 | INTRUST Bank National AssociationWichita, KS | 24 | $9.1M | 5.5% | |
| 5 | Equity BankAndover, KS | 23 | $16.0M | 5.2% | |
| 6 | The Huntington National BankColumbus, OH | 19 | $6.1M | 4.3% | |
| 7 | Readycap Lending, LLCBerkeley Heights, NJ | 15 | $6.6M | 3.4% | |
| 8 | RCB BankClaremore, OK | 13 | $2.2M | 3.0% | |
| 9 | Northeast BankLewiston, ME | 13 | $1.8M | 3.0% | |
| 10 | South Central Kansas Economic Development District, Inc.Wichita, KS | 13 | $1.2M | 3.0% | |
| 11 | United Midwest Savings Bank National AssociationDe Graff, OH | 10 | $1.7M | 2.3% | |
| 12 | Busey BankChampaign, IL | 8 | $10.2M | 1.8% | |
| 13 | Commerce BankKansas City, MO | 8 | $3.3M | 1.8% | |
| 14 | BayFirst National BankSaint Petersburg, FL | 8 | $1.2M | 1.8% | |
| 15 | Frontier Financial Partners, Inc.Emporia, KS · CDC | 7 | $3.6M | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 47 | 10.7% | |
| 2 | Personal Care ServicesNAICS 8121 | 21 | 4.8% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 19 | 4.3% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 17 | 3.9% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 16 | 3.6% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 14 | 3.2% | |
| 7 | Traveler AccommodationNAICS 7211 | 13 | 3.0% | |
| 8 | Aerospace Product and Parts ManufacturingNAICS 3364 | 12 | 2.7% | |
| 9 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 12 | 2.7% | |
| 10 | Offices of PhysiciansNAICS 6211 | 9 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 68 | 15.5% | |
| 2 | Manufacturing | 61 | 13.9% | |
| 3 | Health Care and Social Assistance | 58 | 13.2% | |
| 4 | Other Services (except Public Administration) | 47 | 10.7% | |
| 5 | Construction | 43 | 9.8% | |
| 6 | Retail Trade | 37 | 8.4% | |
| 7 | Professional, Scientific, and Technical Services | 29 | 6.6% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 22 | 5.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 57 | $36.0M | $250K | 6 | $11.5M | 63 | 1,097 |
| FY2025 | 89 | $42.9M | $197K | 6 | $3.9M | 95 | 1,625 |
| FY2024 | 90 | $46.4M | $250K | 6 | $6.8M | 96 | 1,028 |
| FY2023 | 82 | $52.5M | $256K | 4 | $2.3M | 86 | 1,457 |
| FY2022 | 67 | $38.1M | $200K | 9 | $7.3M | 76 | 1,077 |
| FY2021 | 68 | $40.0M | $341K | 18 | $12.8M | 86 | 1,234 |
| FY2020 | 67 | $30.2M | $265K | 9 | $3.9M | 76 | 1,203 |
| FY2019 | 52 | $25.5M | $247K | 13 | $9.0M | 65 | 900 |
| FY2018 | 54 | $19.6M | $202K | 8 | $4.4M | 62 | 697 |
| FY2017 | 66 | $31.0M | $200K | 9 | $7.3M | 75 | 1,315 |
| FY2016 | 92 | $36.6M | $150K | 11 | $8.8M | 103 | 1,583 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 381 approvals.
Against Kansas and the country
| FY2021–FY2025 | Sedgwick County | Kansas | United States |
|---|---|---|---|
| Approvals | 439 | 2,451 | 342,825 |
| Approvals per 1,000 establishments | 34.5 | 32.2 | 41.0 |
| Median 7(a) approval | $250K | $225K | $190K |
| Median 504 approval | $616K | $581K | $657K |
| Average approval | $576K | $539K | $573K |
| 504 share of approvals | 9.8% | 8.6% | 11.0% |
| Jobs supported per approval, as reported | 14.6 | 11.5 | 10.5 |
| Share of state approvals | 17.9% | 100.0% | — |
Approval sizes
- $50,000 or less14.1%62
- $50,001 to $150,00020.3%89
- $150,001 to $350,00022.3%98
- $350,001 to $1 million27.1%119
- $1 million to $2 million10.5%46
- Over $2 million5.7%25
Age of the businesses
- Existing, more than 2 years old49.4%217
- New business, 2 years or less12.5%55
- Startup, loan funds will open the business24.6%108
- Change of ownership13.0%57
- Not answered0.5%2
Questions and answers
Which lenders make the most SBA loans in Sedgwick County?
By approvals in FY2021 to FY2025: Emprise Bank (82), Rural Missouri, Inc. (29), Fidelity Bank, National Association (27), INTRUST Bank National Association (24), Equity Bank (23). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Sedgwick County?
The median 7(a) approval was $250K and the median 504 approval $616K; the Kansas 7(a) median was $225K.
Which industries get the most SBA loans in Sedgwick County?
Restaurants and Other Eating Places (47); Personal Care Services (21); Offices of Other Health Practitioners (19); Other Amusement and Recreation Industries (17); Services to Buildings and Dwellings (16).
Is SBA lending in Sedgwick County rising?
Approvals in the three latest complete fiscal years total 277, against 238 in the three before: rising (+16%).
How does Sedgwick County compare with the rest of Kansas?
34.5 approvals per 1,000 establishments against 32.2 statewide, and 439 of the state's 2,451 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error