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County7th of 93 in Kansas by approvalsFIPS 20015
SBA loans in Butler County, Kansas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Butler County, Kansas, received 64 SBA loan approvals worth $32.1M in FY2021 to FY2025 (58 7(a), 6 504).
That is 45.8 approvals per 1,000 business establishments (1,396 establishments in 2023), above the Kansas figure of 32.2 and close to the national 41.0.
It ranks 7th of 93 Kansas counties with approvals. In FY2025 there were 15, about level with FY2024.
25 lenders had approvals here; the most active were Community National Bank & Trust (11), Emprise Bank (10) and INTRUST Bank National Association (10). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Butler County
By number of approvals to businesses in the county, FY2021–FY2025; 25 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Community National Bank & TrustChanute, KS | 11 | $2.9M | 17.2% | |
| 2 | Emprise BankWichita, KS | 10 | $4.2M | 15.6% | |
| 3 | INTRUST Bank National AssociationWichita, KS | 10 | $2.6M | 15.6% | |
| 4 | Rural Missouri, Inc.Jefferson City, MO · CDC | 5 | $2.3M | 7.8% | |
| 5 | Dream First Bank National AssociationSyracuse, KS | 3 | $3.1M | 4.7% | |
| 6 | Fidelity Bank, National AssociationWichita, KS | 2 | — | 3.1% | |
| 7 | Equity BankAndover, KS | 2 | — | 3.1% | |
| 8 | Commerce BankKansas City, MO | 2 | — | 3.1% | |
| 9 | The First National Bank of HutchinsonHutchinson, KS | 2 | — | 3.1% | |
| 10 | Carson BankMulvane, KS | 2 | — | 3.1% | |
| 11 | Newtek Bank, National AssociationMiami, FL | 1 | — | 1.6% | |
| 12 | Live Oak Banking CompanyWilmington, NC | 1 | — | 1.6% | |
| 13 | The Lyon County State BankEmporia, KS | 1 | — | 1.6% | |
| 14 | South Central Kansas Economic Development District, Inc.Wichita, KS · CDC | 1 | — | 1.6% | |
| 15 | First Business BankMadison, WI | 1 | — | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 10 | 15.6% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 5 | 7.8% | |
| 3 | Other Amusement and Recreation IndustriesNAICS 7139 | 4 | 6.3% | |
| 4 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 4.7% | |
| 5 | Waste CollectionNAICS 5621 | 3 | 4.7% | |
| 6 | Architectural and Structural Metals ManufacturingNAICS 3323 | 2 | 3.1% | |
| 7 | Chemical and Allied Products Merchant WholesalersNAICS 4246 | 2 | 3.1% | |
| 8 | Building Equipment ContractorsNAICS 2382 | 2 | 3.1% | |
| 9 | Offices of DentistsNAICS 6212 | 2 | 3.1% | |
| 10 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 2 | 3.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 12 | 18.8% | |
| 2 | Construction | 8 | 12.5% | |
| 3 | Other Services (except Public Administration) | 6 | 9.4% | |
| 4 | Manufacturing | 6 | 9.4% | |
| 5 | Wholesale Trade | 6 | 9.4% | |
| 6 | Health Care and Social Assistance | 4 | 6.3% | |
| 7 | Professional, Scientific, and Technical Services | 4 | 6.3% | |
| 8 | Retail Trade | 4 | 6.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $5.5M | $300K | 0 | — | 10 | 100 |
| FY2025 | 15 | $8.9M | $300K | 0 | — | 15 | 109 |
| FY2024 | 13 | $8.5M | $250K | 1 | — | 14 | 165 |
| FY2023 | 15 | $3.8M | $60K | 1 | — | 16 | 87 |
| FY2022 | 8 | $5.8M | $320K | 3 | $1.8M | 11 | 256 |
| FY2021 | 7 | $1.9M | $211K | 1 | — | 8 | 39 |
| FY2020 | 6 | $1.1M | $200K | 1 | — | 7 | 38 |
| FY2019 | 5 | $2.3M | $500K | 0 | — | 5 | 112 |
| FY2018 | 7 | $1.8M | $35K | 0 | — | 7 | 7 |
| FY2017 | 10 | $2.6M | $135K | 2 | — | 12 | 161 |
| FY2016 | 8 | $1.6M | $88K | 1 | — | 9 | 71 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 40 approvals.
Against Kansas and the country
| FY2021–FY2025 | Butler County | Kansas | United States |
|---|---|---|---|
| Approvals | 64 | 2,451 | 342,825 |
| Approvals per 1,000 establishments | 45.8 | 32.2 | 41.0 |
| Median 7(a) approval | $221K | $225K | $190K |
| Median 504 approval | $565K | $581K | $657K |
| Average approval | $502K | $539K | $573K |
| 504 share of approvals | 9.4% | 8.6% | 11.0% |
| Jobs supported per approval, as reported | 10.3 | 11.5 | 10.5 |
| Share of state approvals | 2.6% | 100.0% | — |
Approval sizes
- $50,000 or less12.5%8
- $50,001 to $150,00025.0%16
- $150,001 to $350,00031.3%20
- $350,001 to $1 million20.3%13
- $1 million to $2 million6.3%4
- Over $2 million4.7%3
Age of the businesses
- Existing, more than 2 years old32.8%21
- New business, 2 years or less17.2%11
- Startup, loan funds will open the business35.9%23
- Change of ownership14.1%9
Questions and answers
Which lenders make the most SBA loans in Butler County?
By approvals in FY2021 to FY2025: Community National Bank & Trust (11), Emprise Bank (10), INTRUST Bank National Association (10), Rural Missouri, Inc. (5), Dream First Bank National Association (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Butler County?
The median 7(a) approval was $221K and the median 504 approval $565K; the Kansas 7(a) median was $225K.
Which industries get the most SBA loans in Butler County?
Restaurants and Other Eating Places (10); Automotive Repair and Maintenance (5); Other Amusement and Recreation Industries (4); Other Specialty Trade Contractors (3); Waste Collection (3).
Is SBA lending in Butler County rising?
Approvals in the three latest complete fiscal years total 45, against 26 in the three before: rising (+73%).
How does Butler County compare with the rest of Kansas?
45.8 approvals per 1,000 establishments against 32.2 statewide, and 64 of the state's 2,451 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error