SBA Ledger

States › Ohio › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in Ohio, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 1,577 loans in Ohio: 1,488 under 7(a) and 89 under 504, worth $871M.

The fiscal year is still open, so these counts will grow with each quarterly release.

Ohio accounted for 3.5% of the 45,283 approvals nationwide that year. 127 lenders had at least one approval in the state; The Huntington National Bank had the most, 542.

1,577approvals to date
$871Mdollars approved
$150Kmedian 7(a) approvalFY2025: $116K
127lenders with an approval
15,244jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Ohio businesses in FY2026, of 127 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1The Huntington National Bank7(a)542$161M34.4%1,714—
2U.S. Bank, National Association7(a)109$31.4M6.9%194—
3Newtek Bank, National Association7(a)95$29.5M6.0%89—
4KeyBank National Association7(a)74$36.8M4.7%104—
5Northeast Bank7(a)44$7.6M2.8%158—
6Live Oak Banking Company7(a)37$26.9M2.3%58—
7First Commonwealth Bank7(a)31$34.2M2.0%64—
8United Midwest Savings Bank National Association7(a)29$28.2M1.8%45—
9Fifth Third Bank7(a)27$18.3M1.7%36—
10The Union Bank Company7(a)23$7.2M1.5%0—
11Readycap Lending, LLC7(a)22$11.2M1.4%62—
12Alloy Development Co., Inc.50421$37.8M1.3%32—
13The Park National Bank7(a)20$9.8M1.3%12—
14JPMorgan Chase Bank, National Association7(a)19$5.2M1.2%44—
15Telhio Credit Union Inc7(a)19$4.0M1.2%44—
16PNC Bank, National Association7(a)18$10.5M1.1%28—
17Celtic Bank Corporation7(a)17$8.3M1.1%36—
18CenTrust Bank, A Division of SmartBiz Bank National Association7(a)17$3.8M1.1%4—
19Consumers National Bank7(a)16$2.0M1.0%28—
20Community Capital Development Corporation50415$15.8M1.0%17—
21Peoples Bank7(a)14$8.2M0.9%17—
22Growth Capital Corp.50413$10.7M0.8%22—
23Ohio Statewide Development Corporation50413$10.3M0.8%10—
24First Financial Bank7(a)13$3.5M0.8%28—
25Buckeye State Bank7(a)12$3.4M0.8%18—
26Byline Bank7(a)11$11.4M0.7%8—
27Growth Capital Corp.7(a)10$1.8M0.6%21—
28The Community Bank7(a)10$1.5M0.6%14—
29Northwest Bank7(a)9$16.2M0.6%26—
30Lendistry SBLC, LLC7(a)9$1.8M0.6%33—
31Pathward National Association7(a)8$17.1M0.5%6—
32Northwest Ohio Development Assistance Corporation5048$7.6M0.5%8—
33First Internet Bank of Indiana7(a)7$7.3M0.4%8—
34First National Bank of Pennsylvania7(a)7$5.4M0.4%11—
35North Valley Bank7(a)7$3.9M0.4%7—
36The Farmers National Bank of Canfield7(a)7$2.2M0.4%2—
37RiverHills Bank7(a)6$11.3M0.4%7—
38Cascade Capital Corporation5046$10.3M0.4%14—
39Community Choice CU7(a)6$8.1M0.4%3—
40Harvest Small Business Finance, LLC7(a)6$5.9M0.4%9—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Franklin County241$136M15.3%485—
2Cuyahoga County180$111M11.4%406—
3Hamilton County133$65.3M8.4%241—
4Summit County88$52.1M5.6%219—
5Montgomery County73$55.0M4.6%137—
6Delaware County62$30.7M3.9%133—
7Butler County58$32.9M3.7%99—
8Lucas County51$26.1M3.2%138—
9Medina County46$22.0M2.9%67—
10Warren County45$32.6M2.9%91—
11Clermont County45$28.6M2.9%68—
12Stark County44$16.4M2.8%146—
13Lake County37$12.4M2.3%71—
14Mahoning County35$15.2M2.2%92—
15Lorain County32$13.0M2.0%104—
16Licking County30$9.5M1.9%46—
17Portage County27$10.9M1.7%53—
18Fairfield County24$11.4M1.5%37—
19Ashtabula County17$8.9M1.1%34—
20Wood County16$7.8M1.0%39—
21Greene County13$6.1M0.8%39—
22Miami County13$9.5M0.8%23—
23Trumbull County13$1.9M0.8%62—
24Allen County12$12.3M0.8%17—
25Columbiana County12$2.4M0.8%39—
26Erie County10$10.0M0.6%13—
27Muskingum County10$2.0M0.6%28—
28Clark County9$8.3M0.6%24—
29Geauga County9$5.4M0.6%44—
30Richland County9$8.2M0.6%11—
31Union County9$620K0.6%23—
32Clinton County9$1.9M0.6%10—
33Fulton County8$2.8M0.5%12—
34Seneca County7$1.9M0.4%10—
35Hancock County7$1.0M0.4%16—
36Tuscarawas County7$3.9M0.4%31—
37Madison County6$2.4M0.4%32—
38Darke County6$2.7M0.4%4—
39Washington County6$4.5M0.4%7—
40Mercer County6$700K0.4%8—

The 40 counties with the most approvals; every county is on the Ohio page.

FY2026 against FY2025

OhioFY2026 to dateFY2025
7(a) approvals1,4883,339
7(a) dollars$757M$1.25bn
Median 7(a) approval$150K$116K
504 approvals89127
504 dollars$114M$116M
Jobs supported, as reported15,24430,715

Questions and answers

Which lenders made the most SBA loans in Ohio in FY2026?

The Huntington National Bank (542), U.S. Bank, National Association (109), Newtek Bank, National Association (95), KeyBank National Association (74), Northeast Bank (44). 127 lenders had at least one approval.

How many SBA loans were approved in Ohio in FY2026?

1,577 to 30 Jun 2026: 1,488 under 7(a) worth $757M and 89 under 504 worth $114M.

Which Ohio counties had the most SBA approvals in FY2026?

Franklin County (241), Cuyahoga County (180), Hamilton County (133), Summit County (88), Montgomery County (73).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error