SBA Ledger

States › South Carolina › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in South Carolina, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 507 loans in South Carolina: 470 under 7(a) and 37 under 504, worth $330M.

The fiscal year is still open, so these counts will grow with each quarterly release.

South Carolina accounted for 1.1% of the 45,283 approvals nationwide that year. 87 lenders had at least one approval in the state; TD Bank, National Association had the most, 62.

507approvals to date
$330Mdollars approved
$257Kmedian 7(a) approvalFY2025: $235K
87lenders with an approval
5,612jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to South Carolina businesses in FY2026, of 87 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1TD Bank, National Association7(a)62$9.4M12.2%133—
2Newtek Bank, National Association7(a)53$13.4M10.5%47—
3The Huntington National Bank7(a)37$18.9M7.3%88—
4Northeast Bank7(a)31$5.2M6.1%98—
5First-Citizens Bank & Trust Company7(a)25$25.9M4.9%17—
6Live Oak Banking Company7(a)24$15.2M4.7%34—
7United Midwest Savings Bank National Association7(a)18$6.0M3.6%26—
8Readycap Lending, LLC7(a)18$2.5M3.6%37—
9Countybank7(a)15$16.5M3.0%22—
10Appalachian Development Corporation50413$11.2M2.6%17—
11Pinnacle Bank7(a)12$6.5M2.4%24—
12SouthState Bank, National Association7(a)10$2.7M2.0%18—
13CenTrust Bank, A Division of SmartBiz Bank National Association7(a)9$1.6M1.8%4—
14Certified Development Corporation of South Carolina5048$15.2M1.6%7—
15Celtic Bank Corporation7(a)8$2.8M1.6%20—
16GBank7(a)7$19.9M1.4%14—
17Provident Business Financial Services, Inc.5047$8.2M1.4%11—
18First Bank7(a)7$7.3M1.4%12—
19U.S. Bank, National Association7(a)7$4.2M1.4%6—
20Bank of America, National Association7(a)6$5.7M1.2%11—
21Lendistry SBLC, LLC7(a)6$1.2M1.2%20—
22Bank of Oak Ridge7(a)5$12.8M1.0%5—
23First Bank of the Lake7(a)5$4.6M1.0%9—
24Climate First Bank7(a)4$6.8M0.8%2—
25United Community Bank7(a)4$4.9M0.8%12—
26First Community Bank7(a)4$4.2M0.8%0—
27CSRA Local Development Corporation5044$3.0M0.8%2—
28First Internet Bank of Indiana7(a)4$2.5M0.8%8—
29TowneBank7(a)4$1.9M0.8%6—
30Wells Fargo Bank National Association7(a)4$1.8M0.8%34—
31Midwest Regional Bank7(a)4$1.5M0.8%1—
32Milestone Bank7(a)3$8.2M0.6%2—
33Business Expansion Funding Corporation5043$4.6M0.6%2—
34Harvest Small Business Finance, LLC7(a)3$3.9M0.6%9—
35First National Bank of Pennsylvania7(a)3$3.2M0.6%2—
36Byline Bank7(a)3$2.4M0.6%8—
37Bank of Hope7(a)3$2.0M0.6%2—
38Loyal Trust Bank7(a)2—0.4%1—
39FDIC - Community Bank & Trust-West Georgia7(a)2—0.4%2—
40VelocitySBA, LLC7(a)2—0.4%5—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Greenville County75$50.6M14.8%147—
2Charleston County65$41.9M12.8%129—
3Spartanburg County45$22.8M8.9%63—
4Richland County34$25.6M6.7%74—
5Beaufort County34$21.0M6.7%70—
6Horry County31$16.6M6.1%69—
7Lexington County30$19.8M5.9%49—
8York County29$11.3M5.7%82—
9Berkeley County26$15.3M5.1%60—
10Anderson County17$13.4M3.4%33—
11Lancaster County17$14.1M3.4%26—
12Pickens County16$15.3M3.2%20—
13Aiken County15$13.6M3.0%16—
14Dorchester County14$6.2M2.8%30—
15Jasper County8$2.0M1.6%10—
16Kershaw County6$2.2M1.2%9—
17Oconee County6$2.4M1.2%6—
18Florence County5$5.0M1.0%14—
19Colleton County3$125K0.6%2—
20Orangeburg County2—0.4%3—
21Newberry County2—0.4%6—
22Edgefield County2—0.4%0—
23Georgetown County2—0.4%4—
24Fairfield County2—0.4%5—
25Cherokee County2—0.4%2—
26Darlington County2—0.4%1—
27Marion County2—0.4%0—
28Hampton County2—0.4%1—
29Laurens County2—0.4%5—
30Lee County1—0.2%2—
31Greenwood County1—0.2%4—
32Abbeville County1—0.2%1—
33Union County1—0.2%1—
34Calhoun County1—0.2%1—
35Chester County1—0.2%1—
36Sumter County1—0.2%10—
37Saluda County1—0.2%0—
38Chesterfield County1—0.2%5—
39Marlboro County1—0.2%4—
40Dillon County1—0.2%0—

The 40 counties with the most approvals; every county is on the South Carolina page.

FY2026 against FY2025

South CarolinaFY2026 to dateFY2025
7(a) approvals470927
7(a) dollars$286M$506M
Median 7(a) approval$257K$235K
504 approvals3743
504 dollars$44.3M$74.5M
Jobs supported, as reported5,6129,214

Questions and answers

Which lenders made the most SBA loans in South Carolina in FY2026?

TD Bank, National Association (62), Newtek Bank, National Association (53), The Huntington National Bank (37), Northeast Bank (31), First-Citizens Bank & Trust Company (25). 87 lenders had at least one approval.

How many SBA loans were approved in South Carolina in FY2026?

507 to 30 Jun 2026: 470 under 7(a) worth $286M and 37 under 504 worth $44.3M.

Which South Carolina counties had the most SBA approvals in FY2026?

Greenville County (75), Charleston County (65), Spartanburg County (45), Richland County (34), Beaufort County (34).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error