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County21st of 58 in California by approvalsFIPS 06095
SBA loans in Solano County, California
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Solano County, California, received 318 SBA loan approvals worth $218M in FY2021 to FY2025 (264 7(a), 54 504).
That is 41.0 approvals per 1,000 business establishments (7,755 establishments in 2023), close to the California figure of 40.8 and close to the national 41.0.
It ranks 21st of 58 California counties with approvals. In FY2025 there were 76, about level with FY2024.
66 lenders had approvals here; the most active were U.S. Bank, National Association (42), Wells Fargo Bank National Association (23) and BayFirst National Bank (20). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Solano County
By number of approvals to businesses in the county, FY2021–FY2025; 66 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 42 | $14.4M | 13.2% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 23 | $368K | 7.2% | |
| 3 | BayFirst National BankSaint Petersburg, FL | 20 | $3.3M | 6.3% | |
| 4 | Mortgage Capital Development CorporationOakland, CA · CDC | 15 | $11.0M | 4.7% | |
| 5 | Bay Area Employment Development CompanyConcord, CA · CDC | 14 | $11.4M | 4.4% | |
| 6 | JPMorgan Chase Bank, National AssociationColumbus, OH | 12 | $2.3M | 3.8% | |
| 7 | Newtek Bank, National AssociationMiami, FL | 11 | $6.8M | 3.5% | |
| 8 | Live Oak Banking CompanyWilmington, NC | 10 | $12.0M | 3.1% | |
| 9 | Travis CUVacaville, CA | 10 | $1.9M | 3.1% | |
| 10 | Harvest Small Business Finance, LLCLaguna Hills, CA | 9 | $8.6M | 2.8% | |
| 11 | Capital Access Group, Inc.San Francisco, CA · CDC | 9 | $8.0M | 2.8% | |
| 12 | Columbia BankLake Oswego, OR | 8 | $6.2M | 2.5% | |
| 13 | Northeast BankLewiston, ME | 8 | $452K | 2.5% | |
| 14 | Newtek Small Business Finance, Inc.Lake Success, NY | 7 | $8.2M | 2.2% | |
| 15 | BMO Bank National AssociationChicago, IL | 7 | $5.1M | 2.2% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 29 | 9.1% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 20 | 6.3% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 14 | 4.4% | |
| 4 | General Freight TruckingNAICS 4841 | 11 | 3.5% | |
| 5 | Building Finishing ContractorsNAICS 2383 | 10 | 3.1% | |
| 6 | Offices of Other Health PractitionersNAICS 6213 | 10 | 3.1% | |
| 7 | Traveler AccommodationNAICS 7211 | 9 | 2.8% | |
| 8 | Residential Building ConstructionNAICS 2361 | 8 | 2.5% | |
| 9 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 8 | 2.5% | |
| 10 | Child Day Care ServicesNAICS 6244 | 7 | 2.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 51 | 16.0% | |
| 2 | Accommodation and Food Services | 46 | 14.5% | |
| 3 | Retail Trade | 46 | 14.5% | |
| 4 | Health Care and Social Assistance | 32 | 10.1% | |
| 5 | Other Services (except Public Administration) | 30 | 9.4% | |
| 6 | Professional, Scientific, and Technical Services | 27 | 8.5% | |
| 7 | Manufacturing | 18 | 5.7% | |
| 8 | Transportation and Warehousing | 17 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 52 | $32.2M | $289K | 13 | $22.4M | 65 | 491 |
| FY2025 | 66 | $23.7M | $150K | 10 | $4.7M | 76 | 620 |
| FY2024 | 62 | $38.2M | $148K | 9 | $13.6M | 71 | 826 |
| FY2023 | 47 | $24.1M | $250K | 8 | $3.2M | 55 | 763 |
| FY2022 | 43 | $43.6M | $350K | 9 | $5.9M | 52 | 633 |
| FY2021 | 46 | $45.1M | $450K | 18 | $16.1M | 64 | 801 |
| FY2020 | 27 | $11.4M | $350K | 11 | $8.9M | 38 | 309 |
| FY2019 | 47 | $25.3M | $250K | 10 | $4.2M | 57 | 607 |
| FY2018 | 44 | $41.4M | $488K | 10 | $15.2M | 54 | 546 |
| FY2017 | 50 | $31.8M | $355K | 14 | $16.9M | 64 | 529 |
| FY2016 | 53 | $24.1M | $225K | 8 | $9.7M | 61 | 489 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 274 approvals.
Against California and the country
| FY2021–FY2025 | Solano County | California | United States |
|---|---|---|---|
| Approvals | 318 | 42,016 | 342,825 |
| Approvals per 1,000 establishments | 41.0 | 40.8 | 41.0 |
| Median 7(a) approval | $215K | $250K | $190K |
| Median 504 approval | $505K | $884K | $657K |
| Average approval | $686K | $733K | $573K |
| 504 share of approvals | 17.0% | 17.2% | 11.0% |
| Jobs supported per approval, as reported | 11.5 | 11.0 | 10.5 |
| Share of state approvals | 0.8% | 100.0% | — |
Approval sizes
- $50,000 or less21.7%69
- $50,001 to $150,00017.3%55
- $150,001 to $350,00019.5%62
- $350,001 to $1 million24.2%77
- $1 million to $2 million7.5%24
- Over $2 million9.7%31
Age of the businesses
- Existing, more than 2 years old59.4%189
- New business, 2 years or less19.2%61
- Startup, loan funds will open the business8.2%26
- Change of ownership13.2%42
Questions and answers
Which lenders make the most SBA loans in Solano County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (42), Wells Fargo Bank National Association (23), BayFirst National Bank (20), Mortgage Capital Development Corporation (15), Bay Area Employment Development Company (14). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Solano County?
The median 7(a) approval was $215K and the median 504 approval $505K; the California 7(a) median was $250K.
Which industries get the most SBA loans in Solano County?
Restaurants and Other Eating Places (29); Building Equipment Contractors (20); Automotive Repair and Maintenance (14); General Freight Trucking (11); Building Finishing Contractors (10).
Is SBA lending in Solano County rising?
Approvals in the three latest complete fiscal years total 202, against 154 in the three before: rising (+31%).
How does Solano County compare with the rest of California?
41.0 approvals per 1,000 establishments against 40.8 statewide, and 318 of the state's 42,016 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error