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County11th of 60 in Colorado by approvalsFIPS 08101
SBA loans in Pueblo County, Colorado
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 132 loans to businesses in Pueblo County, Colorado, in FY2021 to FY2025, worth $79.2M: 110 under 7(a) and 22 under 504.
That is 40.6 approvals per 1,000 business establishments (3,250 establishments in 2023), below the Colorado figure of 49.6 and close to the national 41.0.
It ranks 11th of 60 Colorado counties with approvals. In FY2025 there were 47, up 81% on FY2024.
41 lenders had approvals here; the most active were U.S. Bank, National Association (22), Pikes Peak Regional Development Corporation (14) and Zions Bank, A Division of (10). The most common industry was beer, wine, and liquor stores.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Pueblo County
By number of approvals to businesses in the county, FY2021–FY2025; 41 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 22 | $2.0M | 16.7% | |
| 2 | Pikes Peak Regional Development CorporationColorado Springs, CO · CDC | 14 | $6.4M | 10.6% | |
| 3 | Zions Bank, A Division ofSalt Lake City, UT | 10 | $846K | 7.6% | |
| 4 | Hanmi BankLos Angeles, CA | 9 | $14.8M | 6.8% | |
| 5 | B:Side CapitalDenver, CO · CDC | 8 | $4.6M | 6.1% | |
| 6 | Newtek Bank, National AssociationMiami, FL | 6 | $2.3M | 4.5% | |
| 7 | Northeast BankLewiston, ME | 6 | $530K | 4.5% | |
| 8 | The Huntington National BankColumbus, OH | 5 | $748K | 3.8% | |
| 9 | Wells Fargo Bank National AssociationSioux Falls, SD | 5 | $80K | 3.8% | |
| 10 | PBandT BankPueblo, CO | 3 | $3.4M | 2.3% | |
| 11 | Integrity Bank & TrustMonument, CO | 3 | $1.3M | 2.3% | |
| 12 | Newtek Small Business Finance, Inc.Lake Success, NY | 3 | $1.0M | 2.3% | |
| 13 | KeyBank National AssociationCleveland, OH | 3 | $855K | 2.3% | |
| 14 | PCB BankLos Angeles, CA | 2 | — | 1.5% | |
| 15 | Open BankLos Angeles, CA | 2 | — | 1.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Beer, Wine, and Liquor StoresNAICS 4453 | 13 | 9.8% | |
| 2 | Traveler AccommodationNAICS 7211 | 11 | 8.3% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 9 | 6.8% | |
| 4 | Offices of Other Health PractitionersNAICS 6213 | 8 | 6.1% | |
| 5 | Building Equipment ContractorsNAICS 2382 | 6 | 4.5% | |
| 6 | Residential Building ConstructionNAICS 2361 | 6 | 4.5% | |
| 7 | Automotive Repair and MaintenanceNAICS 8111 | 4 | 3.0% | |
| 8 | Other Miscellaneous RetailersNAICS 4599 | 3 | 2.3% | |
| 9 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 3 | 2.3% | |
| 10 | Services to Buildings and DwellingsNAICS 5617 | 3 | 2.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 27 | 20.5% | |
| 2 | Accommodation and Food Services | 26 | 19.7% | |
| 3 | Construction | 19 | 14.4% | |
| 4 | Health Care and Social Assistance | 14 | 10.6% | |
| 5 | Professional, Scientific, and Technical Services | 9 | 6.8% | |
| 6 | Other Services (except Public Administration) | 8 | 6.1% | |
| 7 | Manufacturing | 8 | 6.1% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 7 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 19 | $12.8M | $277K | 2 | — | 21 | 156 |
| FY2025 | 45 | $19.7M | $100K | 2 | — | 47 | 395 |
| FY2024 | 23 | $6.8M | $55K | 3 | $2.4M | 26 | 209 |
| FY2023 | 12 | $9.2M | $837K | 5 | $1.6M | 17 | 132 |
| FY2022 | 14 | $8.5M | $300K | 6 | $4.9M | 20 | 164 |
| FY2021 | 16 | $23.9M | $601K | 6 | $1.5M | 22 | 135 |
| FY2020 | 11 | $7.5M | $50K | 5 | $2.7M | 16 | 203 |
| FY2019 | 17 | $11.9M | $354K | 3 | $1.2M | 20 | 211 |
| FY2018 | 11 | $9.0M | $289K | 7 | $3.8M | 18 | 132 |
| FY2017 | 15 | $11.1M | $100K | 5 | $1.8M | 20 | 135 |
| FY2016 | 28 | $7.0M | $45K | 5 | $2.0M | 33 | 150 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 107 approvals.
Against Colorado and the country
| FY2021–FY2025 | Pueblo County | Colorado | United States |
|---|---|---|---|
| Approvals | 132 | 9,057 | 342,825 |
| Approvals per 1,000 establishments | 40.6 | 49.6 | 41.0 |
| Median 7(a) approval | $150K | $261K | $190K |
| Median 504 approval | $333K | $612K | $657K |
| Average approval | $600K | $645K | $573K |
| 504 share of approvals | 16.7% | 11.1% | 11.0% |
| Jobs supported per approval, as reported | 7.8 | 10.6 | 10.5 |
| Share of state approvals | 1.5% | 100.0% | — |
Approval sizes
- $50,000 or less31.1%41
- $50,001 to $150,00013.6%18
- $150,001 to $350,00015.9%21
- $350,001 to $1 million22.7%30
- $1 million to $2 million8.3%11
- Over $2 million8.3%11
Age of the businesses
- Existing, more than 2 years old53.8%71
- New business, 2 years or less22.7%30
- Startup, loan funds will open the business12.9%17
- Change of ownership10.6%14
Questions and answers
Which lenders make the most SBA loans in Pueblo County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (22), Pikes Peak Regional Development Corporation (14), Zions Bank, A Division of (10), Hanmi Bank (9), B:Side Capital (8). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Pueblo County?
The median 7(a) approval was $150K and the median 504 approval $333K; the Colorado 7(a) median was $261K.
Which industries get the most SBA loans in Pueblo County?
Beer, Wine, and Liquor Stores (13); Traveler Accommodation (11); Restaurants and Other Eating Places (9); Offices of Other Health Practitioners (8); Building Equipment Contractors (6).
Is SBA lending in Pueblo County rising?
Approvals in the three latest complete fiscal years total 90, against 58 in the three before: rising (+55%).
How does Pueblo County compare with the rest of Colorado?
40.6 approvals per 1,000 establishments against 49.6 statewide, and 132 of the state's 9,057 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error