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County9th of 60 in Colorado by approvalsFIPS 08123
SBA loans in Weld County, Colorado
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Weld County, Colorado, received 446 SBA loan approvals worth $328M in FY2021 to FY2025 (369 7(a), 77 504).
That is 59.8 approvals per 1,000 business establishments (7,454 establishments in 2023), above the Colorado figure of 49.6 and above the national 41.0.
It ranks 9th of 60 Colorado counties with approvals. In FY2025 there were 90, down 15% on FY2024.
75 lenders had approvals here; the most active were B:Side Capital (52), The Huntington National Bank (31) and Wells Fargo Bank National Association (30). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Weld County
By number of approvals to businesses in the county, FY2021–FY2025; 75 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | B:Side CapitalDenver, CO · CDC | 52 | $46.7M | 11.7% | |
| 2 | The Huntington National BankColumbus, OH | 31 | $8.7M | 7.0% | |
| 3 | Wells Fargo Bank National AssociationSioux Falls, SD | 30 | $8.8M | 6.7% | |
| 4 | SouthState Bank, National AssociationWinter Haven, FL | 23 | $22.8M | 5.2% | |
| 5 | First National Bank of OmahaOmaha, NE | 21 | $7.4M | 4.7% | |
| 6 | Live Oak Banking CompanyWilmington, NC | 20 | $25.9M | 4.5% | |
| 7 | U.S. Bank, National AssociationCincinnati, OH | 19 | $4.1M | 4.3% | |
| 8 | FMS BankFort Morgan, CO | 17 | $19.9M | 3.8% | |
| 9 | Preferred Lending PartnersLakewood, CO · CDC | 16 | $12.4M | 3.6% | |
| 10 | Newtek Bank, National AssociationMiami, FL | 14 | $8.2M | 3.1% | |
| 11 | Northeast BankLewiston, ME | 14 | $2.7M | 3.1% | |
| 12 | Hanmi BankLos Angeles, CA | 13 | $15.0M | 2.9% | |
| 13 | JPMorgan Chase Bank, National AssociationColumbus, OH | 13 | $4.2M | 2.9% | |
| 14 | Readycap Lending, LLCBerkeley Heights, NJ | 12 | $8.1M | 2.7% | |
| 15 | KeyBank National AssociationCleveland, OH | 12 | $1.2M | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 51 | 11.4% | |
| 2 | Beer, Wine, and Liquor StoresNAICS 4453 | 23 | 5.2% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 18 | 4.0% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 16 | 3.6% | |
| 5 | Offices of DentistsNAICS 6212 | 15 | 3.4% | |
| 6 | Building Equipment ContractorsNAICS 2382 | 13 | 2.9% | |
| 7 | Support Activities for MiningNAICS 2131 | 12 | 2.7% | |
| 8 | General Freight TruckingNAICS 4841 | 12 | 2.7% | |
| 9 | Offices of Other Health PractitionersNAICS 6213 | 12 | 2.7% | |
| 10 | Traveler AccommodationNAICS 7211 | 11 | 2.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 67 | 15.0% | |
| 2 | Construction | 64 | 14.3% | |
| 3 | Retail Trade | 49 | 11.0% | |
| 4 | Health Care and Social Assistance | 43 | 9.6% | |
| 5 | Other Services (except Public Administration) | 43 | 9.6% | |
| 6 | Professional, Scientific, and Technical Services | 33 | 7.4% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 31 | 7.0% | |
| 8 | Manufacturing | 30 | 6.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 35 | $20.8M | $300K | 9 | $7.2M | 44 | 318 |
| FY2025 | 78 | $52.9M | $350K | 12 | $11.0M | 90 | 1,014 |
| FY2024 | 96 | $54.0M | $300K | 10 | $11.4M | 106 | 1,153 |
| FY2023 | 64 | $45.0M | $330K | 14 | $13.0M | 78 | 948 |
| FY2022 | 53 | $40.3M | $417K | 19 | $14.6M | 72 | 929 |
| FY2021 | 78 | $62.5M | $427K | 22 | $23.0M | 100 | 1,095 |
| FY2020 | 56 | $42.4M | $364K | 17 | $13.4M | 73 | 786 |
| FY2019 | 81 | $45.1M | $310K | 8 | $9.5M | 89 | 668 |
| FY2018 | 54 | $39.1M | $349K | 7 | $5.7M | 61 | 839 |
| FY2017 | 75 | $43.4M | $200K | 9 | $10.2M | 84 | 556 |
| FY2016 | 75 | $27.7M | $83K | 7 | $7.5M | 82 | 445 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 389 approvals.
Against Colorado and the country
| FY2021–FY2025 | Weld County | Colorado | United States |
|---|---|---|---|
| Approvals | 446 | 9,057 | 342,825 |
| Approvals per 1,000 establishments | 59.8 | 49.6 | 41.0 |
| Median 7(a) approval | $350K | $261K | $190K |
| Median 504 approval | $652K | $612K | $657K |
| Average approval | $735K | $645K | $573K |
| 504 share of approvals | 17.3% | 11.1% | 11.0% |
| Jobs supported per approval, as reported | 11.5 | 10.6 | 10.5 |
| Share of state approvals | 4.9% | 100.0% | — |
Approval sizes
- $50,000 or less17.0%76
- $50,001 to $150,00011.9%53
- $150,001 to $350,00018.8%84
- $350,001 to $1 million30.7%137
- $1 million to $2 million12.8%57
- Over $2 million8.7%39
Age of the businesses
- Existing, more than 2 years old49.8%222
- New business, 2 years or less19.5%87
- Startup, loan funds will open the business17.5%78
- Change of ownership13.2%59
Questions and answers
Which lenders make the most SBA loans in Weld County?
By approvals in FY2021 to FY2025: B:Side Capital (52), The Huntington National Bank (31), Wells Fargo Bank National Association (30), SouthState Bank, National Association (23), First National Bank of Omaha (21). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Weld County?
The median 7(a) approval was $350K and the median 504 approval $652K; the Colorado 7(a) median was $261K.
Which industries get the most SBA loans in Weld County?
Restaurants and Other Eating Places (51); Beer, Wine, and Liquor Stores (23); Automotive Repair and Maintenance (18); Services to Buildings and Dwellings (16); Offices of Dentists (15).
Is SBA lending in Weld County rising?
Approvals in the three latest complete fiscal years total 274, against 245 in the three before: rising (+12%).
How does Weld County compare with the rest of Colorado?
59.8 approvals per 1,000 establishments against 49.6 statewide, and 446 of the state's 9,057 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error