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County35th of 149 in Georgia by approvalsFIPS 13129
SBA loans in Gordon County, Georgia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 50 loans to businesses in Gordon County, Georgia, in FY2021 to FY2025, worth $59.8M: 43 under 7(a) and 7 under 504.
That is 45.6 approvals per 1,000 business establishments (1,097 establishments in 2023), above the Georgia figure of 39.2 and close to the national 41.0.
It ranks 35th of 149 Georgia counties with approvals. In FY2025 there were 10, about level with FY2024.
25 lenders had approvals here; the most active were Builtwell Bank (7), Metro City Bank (4) and Florida Business Development Corporation (4). The most common industry was poultry and egg production.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Gordon County
By number of approvals to businesses in the county, FY2021–FY2025; 25 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Builtwell BankChattanooga, TN | 7 | $4.5M | 14.0% | |
| 2 | Metro City BankDoraville, GA | 4 | $9.8M | 8.0% | |
| 3 | Florida Business Development CorporationTampa, FL · CDC | 4 | $9.0M | 8.0% | |
| 4 | The Huntington National BankColumbus, OH | 4 | $6.4M | 8.0% | |
| 5 | Millennium BankOoltewah, TN | 3 | $5.3M | 6.0% | |
| 6 | Live Oak Banking CompanyWilmington, NC | 3 | $2.8M | 6.0% | |
| 7 | Capital Partners Certified Development CompanyAtlanta, GA · CDC | 2 | — | 4.0% | |
| 8 | Embassy National BankLawrenceville, GA | 2 | — | 4.0% | |
| 9 | Paragon BankMemphis, TN | 2 | — | 4.0% | |
| 10 | LGE Community CUAtlanta, GA | 2 | — | 4.0% | |
| 11 | First Port City BankBainbridge, GA | 2 | — | 4.0% | |
| 12 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 4.0% | |
| 13 | United Community BankGreenville, SC | 1 | — | 2.0% | |
| 14 | Cogent BankOrlando, FL | 1 | — | 2.0% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Poultry and Egg ProductionNAICS 1123 | 8 | 16.0% | |
| 2 | Textile Furnishings MillsNAICS 3141 | 3 | 6.0% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 6.0% | |
| 4 | Offices of Other Health PractitionersNAICS 6213 | 2 | 4.0% | |
| 5 | Professional and Commercial Equipment and Supplies Merchant WholesalersNAICS 4234 | 2 | 4.0% | |
| 6 | Gasoline StationsNAICS 4571 | 2 | 4.0% | |
| 7 | Building Finishing ContractorsNAICS 2383 | 2 | 4.0% | |
| 8 | Utility System ConstructionNAICS 2371 | 2 | 4.0% | |
| 9 | Rubber Product ManufacturingNAICS 3262 | 1 | 2.0% | |
| 10 | Other Wood Product ManufacturingNAICS 3219 | 1 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Agriculture, Forestry, Fishing and Hunting | 8 | 16.0% | |
| 2 | Manufacturing | 7 | 14.0% | |
| 3 | Retail Trade | 7 | 14.0% | |
| 4 | Wholesale Trade | 5 | 10.0% | |
| 5 | Health Care and Social Assistance | 4 | 8.0% | |
| 6 | Construction | 4 | 8.0% | |
| 7 | Accommodation and Food Services | 3 | 6.0% | |
| 8 | Real Estate and Rental and Leasing | 3 | 6.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 1 | — | — | 1 | — | 2 | 8 |
| FY2025 | 10 | $12.5M | $1.4M | 0 | — | 10 | 179 |
| FY2024 | 9 | $7.1M | $183K | 1 | — | 10 | 193 |
| FY2023 | 5 | $4.5M | $600K | 0 | — | 5 | 21 |
| FY2022 | 4 | $2.3M | $370K | 3 | $9.2M | 7 | 152 |
| FY2021 | 15 | $19.6M | $900K | 3 | $2.6M | 18 | 139 |
| FY2020 | 10 | $17.4M | $1.5M | 1 | — | 11 | 170 |
| FY2019 | 4 | $2.5M | $489K | 0 | — | 4 | 61 |
| FY2018 | 14 | $20.2M | $1.3M | 0 | — | 14 | 127 |
| FY2017 | 13 | $18.3M | $837K | 2 | — | 15 | 145 |
| FY2016 | 17 | $19.3M | $812K | 1 | — | 18 | 112 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 62 approvals.
Against Georgia and the country
| FY2021–FY2025 | Gordon County | Georgia | United States |
|---|---|---|---|
| Approvals | 50 | 10,246 | 342,825 |
| Approvals per 1,000 establishments | 45.6 | 39.2 | 41.0 |
| Median 7(a) approval | $664K | $350K | $190K |
| Median 504 approval | $1.9M | $820K | $657K |
| Average approval | $1.2M | $803K | $573K |
| 504 share of approvals | 14.0% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 13.7 | 11.4 | 10.5 |
| Share of state approvals | 0.5% | 100.0% | — |
Approval sizes
- $50,000 or less6.0%3
- $50,001 to $150,00012.0%6
- $150,001 to $350,0006.0%3
- $350,001 to $1 million32.0%16
- $1 million to $2 million26.0%13
- Over $2 million18.0%9
Age of the businesses
- Existing, more than 2 years old48.0%24
- New business, 2 years or less14.0%7
- Startup, loan funds will open the business14.0%7
- Change of ownership24.0%12
Questions and answers
Which lenders make the most SBA loans in Gordon County?
By approvals in FY2021 to FY2025: Builtwell Bank (7), Metro City Bank (4), Florida Business Development Corporation (4), The Huntington National Bank (4), Millennium Bank (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Gordon County?
The median 7(a) approval was $664K and the median 504 approval $1.9M; the Georgia 7(a) median was $350K.
Which industries get the most SBA loans in Gordon County?
Poultry and Egg Production (8); Textile Furnishings Mills (3); Restaurants and Other Eating Places (3); Offices of Other Health Practitioners (2); Professional and Commercial Equipment and Supplies Merchant Wholesalers (2).
Is SBA lending in Gordon County rising?
Approvals in the three latest complete fiscal years total 25, against 36 in the three before: falling (-31%).
How does Gordon County compare with the rest of Georgia?
45.6 approvals per 1,000 establishments against 39.2 statewide, and 50 of the state's 10,246 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error