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County39th of 149 in Georgia by approvalsFIPS 13029
SBA loans in Bryan County, Georgia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Bryan County, Georgia, received 39 SBA loan approvals worth $26.4M in FY2021 to FY2025 (33 7(a), 6 504).
That is 45.0 approvals per 1,000 business establishments (867 establishments in 2023), close to the Georgia figure of 39.2 and close to the national 41.0.
It ranks 39th of 149 Georgia counties with approvals. In FY2025 there were 10, about level with FY2024.
23 lenders had approvals here; the most active were Wells Fargo Bank National Association (5), The Huntington National Bank (4) and Coastal Area District Development Authority, Inc. (3). The most common industry was other amusement and recreation industries.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Bryan County
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National AssociationSioux Falls, SD | 5 | $429K | 12.8% | |
| 2 | The Huntington National BankColumbus, OH | 4 | $869K | 10.3% | |
| 3 | Coastal Area District Development Authority, Inc.Brunswick, GA · CDC | 3 | $1.6M | 7.7% | |
| 4 | Small Business Assistance CorporationSavannah, GA | 3 | $390K | 7.7% | |
| 5 | Small Business Assistance CorporationSavannah, GA · CDC | 2 | — | 5.1% | |
| 6 | Northeast BankLewiston, ME | 2 | — | 5.1% | |
| 7 | United Midwest Savings Bank National AssociationDe Graff, OH | 2 | — | 5.1% | |
| 8 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 5.1% | |
| 9 | Coastal Area District Development Authority, Inc.Brunswick, GA | 2 | — | 5.1% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 2.6% | |
| 11 | South Georgia BankGlennville, GA | 1 | — | 2.6% | |
| 12 | Wallis BankWallis, TX | 1 | — | 2.6% | |
| 13 | GBankLas Vegas, NV | 1 | — | 2.6% | |
| 14 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.6% | |
| 15 | Community Bank of Pickens CountyJasper, GA | 1 | — | 2.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Amusement and Recreation IndustriesNAICS 7139 | 6 | 15.4% | |
| 2 | Traveler AccommodationNAICS 7211 | 5 | 12.8% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 7.7% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 3 | 7.7% | |
| 5 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 7.7% | |
| 6 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 7.7% | |
| 7 | Other Miscellaneous ManufacturingNAICS 3399 | 1 | 2.6% | |
| 8 | Building Material and Supplies DealersNAICS 4441 | 1 | 2.6% | |
| 9 | Gasoline StationsNAICS 4571 | 1 | 2.6% | |
| 10 | Lessors of Real EstateNAICS 5311 | 1 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 9 | 23.1% | |
| 2 | Arts, Entertainment, and Recreation | 6 | 15.4% | |
| 3 | Construction | 6 | 15.4% | |
| 4 | Retail Trade | 4 | 10.3% | |
| 5 | Other Services (except Public Administration) | 3 | 7.7% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 3 | 7.7% | |
| 7 | Health Care and Social Assistance | 3 | 7.7% | |
| 8 | Transportation and Warehousing | 2 | 5.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 5 | $1.3M | $110K | 2 | — | 7 | 41 |
| FY2025 | 9 | $4.2M | $165K | 1 | — | 10 | 71 |
| FY2024 | 9 | $5.1M | $165K | 1 | — | 10 | 113 |
| FY2023 | 6 | $3.4M | $135K | 2 | — | 8 | 109 |
| FY2022 | 3 | $4.1M | $336K | 1 | — | 4 | 29 |
| FY2021 | 6 | $1.8M | $224K | 1 | — | 7 | 39 |
| FY2020 | 4 | $4.8M | $1.3M | 0 | — | 4 | 40 |
| FY2019 | 4 | $2.7M | $83K | 0 | — | 4 | 25 |
| FY2018 | 5 | $1.6M | $250K | 0 | — | 5 | 48 |
| FY2017 | 6 | $8.5M | $841K | 1 | — | 7 | 84 |
| FY2016 | 2 | — | — | 2 | — | 4 | 66 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 24 approvals.
Against Georgia and the country
| FY2021–FY2025 | Bryan County | Georgia | United States |
|---|---|---|---|
| Approvals | 39 | 10,246 | 342,825 |
| Approvals per 1,000 establishments | 45.0 | 39.2 | 41.0 |
| Median 7(a) approval | $185K | $350K | $190K |
| Median 504 approval | $574K | $820K | $657K |
| Average approval | $678K | $803K | $573K |
| 504 share of approvals | 15.4% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 9.3 | 11.4 | 10.5 |
| Share of state approvals | 0.4% | 100.0% | — |
Approval sizes
- $50,000 or less15.4%6
- $50,001 to $150,00023.1%9
- $150,001 to $350,00025.6%10
- $350,001 to $1 million20.5%8
- $1 million to $2 million5.1%2
- Over $2 million10.3%4
Age of the businesses
- Existing, more than 2 years old43.6%17
- New business, 2 years or less20.5%8
- Startup, loan funds will open the business28.2%11
- Change of ownership7.7%3
Questions and answers
Which lenders make the most SBA loans in Bryan County?
By approvals in FY2021 to FY2025: Wells Fargo Bank National Association (5), The Huntington National Bank (4), Coastal Area District Development Authority, Inc. (3), Small Business Assistance Corporation (3), Small Business Assistance Corporation (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Bryan County?
The median 7(a) approval was $185K and the median 504 approval $574K; the Georgia 7(a) median was $350K.
Which industries get the most SBA loans in Bryan County?
Other Amusement and Recreation Industries (6); Traveler Accommodation (5); Automotive Repair and Maintenance (3); Services to Buildings and Dwellings (3); Restaurants and Other Eating Places (3).
Is SBA lending in Bryan County rising?
Approvals in the three latest complete fiscal years total 28, against 15 in the three before: rising (+87%).
How does Bryan County compare with the rest of Georgia?
45.0 approvals per 1,000 establishments against 39.2 statewide, and 39 of the state's 10,246 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error