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County43rd of 149 in Georgia by approvalsFIPS 13295
SBA loans in Walker County, Georgia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Walker County, Georgia, received 33 SBA loan approvals worth $23.0M in FY2021 to FY2025 (29 7(a), 4 504).
That is 43.7 approvals per 1,000 business establishments (756 establishments in 2023), close to the Georgia figure of 39.2 and close to the national 41.0.
It ranks 43rd of 149 Georgia counties with approvals. In FY2025 there were 3.
17 lenders had approvals here; the most active were Live Oak Banking Company (8), The Huntington National Bank (5) and LGE Community CU (3). The most common industry was poultry and egg production.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Walker County
By number of approvals to businesses in the county, FY2021–FY2025; 17 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking CompanyWilmington, NC | 8 | $7.3M | 24.2% | |
| 2 | The Huntington National BankColumbus, OH | 5 | $3.4M | 15.2% | |
| 3 | LGE Community CUAtlanta, GA | 3 | $3.6M | 9.1% | |
| 4 | Capital Partners Certified Development CompanyAtlanta, GA · CDC | 2 | — | 6.1% | |
| 5 | Northeast BankLewiston, ME | 2 | — | 6.1% | |
| 6 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 6.1% | |
| 7 | Embassy National BankLawrenceville, GA | 1 | — | 3.0% | |
| 8 | Byline BankChicago, IL | 1 | — | 3.0% | |
| 9 | Florida Business Development CorporationTampa, FL · CDC | 1 | — | 3.0% | |
| 10 | Brightbridge, Inc.Chattanooga, TN · CDC | 1 | — | 3.0% | |
| 11 | Builtwell BankChattanooga, TN | 1 | — | 3.0% | |
| 12 | First Horizon BankMemphis, TN | 1 | — | 3.0% | |
| 13 | Pinnacle BankNashville, TN | 1 | — | 3.0% | |
| 14 | Lendistry SBLC, LLCLos Angeles, CA | 1 | — | 3.0% | |
| 15 | Bank OZKLittle Rock, AR | 1 | — | 3.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Poultry and Egg ProductionNAICS 1123 | 5 | 15.2% | |
| 2 | Traveler AccommodationNAICS 7211 | 3 | 9.1% | |
| 3 | Lessors of Real EstateNAICS 5311 | 3 | 9.1% | |
| 4 | Other Crop FarmingNAICS 1119 | 2 | 6.1% | |
| 5 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 2 | 6.1% | |
| 6 | Restaurants and Other Eating PlacesNAICS 7225 | 2 | 6.1% | |
| 7 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 2 | 6.1% | |
| 8 | Residential Building ConstructionNAICS 2361 | 2 | 6.1% | |
| 9 | Beer, Wine, and Liquor StoresNAICS 4453 | 1 | 3.0% | |
| 10 | Architectural and Structural Metals ManufacturingNAICS 3323 | 1 | 3.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Agriculture, Forestry, Fishing and Hunting | 8 | 24.2% | |
| 2 | Accommodation and Food Services | 5 | 15.2% | |
| 3 | Retail Trade | 4 | 12.1% | |
| 4 | Professional, Scientific, and Technical Services | 4 | 12.1% | |
| 5 | Real Estate and Rental and Leasing | 3 | 9.1% | |
| 6 | Manufacturing | 2 | 6.1% | |
| 7 | Other Services (except Public Administration) | 2 | 6.1% | |
| 8 | Construction | 2 | 6.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 0 | — | — | 0 | — | 0 | 0 |
| FY2025 | 3 | $901K | $350K | 0 | — | 3 | 52 |
| FY2024 | 5 | $3.6M | $509K | 0 | — | 5 | 67 |
| FY2023 | 6 | $4.8M | $250K | 2 | — | 8 | 29 |
| FY2022 | 6 | $5.0M | $913K | 0 | — | 6 | 46 |
| FY2021 | 9 | $5.3M | $528K | 2 | — | 11 | 90 |
| FY2020 | 3 | $435K | $114K | 0 | — | 3 | 12 |
| FY2019 | 3 | $1.6M | $225K | 0 | — | 3 | 9 |
| FY2018 | 7 | $6.4M | $535K | 0 | — | 7 | 28 |
| FY2017 | 4 | $3.5M | $497K | 0 | — | 4 | 27 |
| FY2016 | 8 | $2.6M | $42K | 0 | — | 8 | 44 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 25 approvals.
Against Georgia and the country
| FY2021–FY2025 | Walker County | Georgia | United States |
|---|---|---|---|
| Approvals | 33 | 10,246 | 342,825 |
| Approvals per 1,000 establishments | 43.7 | 39.2 | 41.0 |
| Median 7(a) approval | $500K | $350K | $190K |
| Median 504 approval | $767K | $820K | $657K |
| Average approval | $698K | $803K | $573K |
| 504 share of approvals | 12.1% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 8.6 | 11.4 | 10.5 |
| Share of state approvals | 0.3% | 100.0% | — |
Approval sizes
- $50,000 or less12.1%4
- $50,001 to $150,00012.1%4
- $150,001 to $350,0009.1%3
- $350,001 to $1 million42.4%14
- $1 million to $2 million18.2%6
- Over $2 million6.1%2
Age of the businesses
- Existing, more than 2 years old33.3%11
- New business, 2 years or less24.2%8
- Startup, loan funds will open the business24.2%8
- Change of ownership18.2%6
Questions and answers
Which lenders make the most SBA loans in Walker County?
By approvals in FY2021 to FY2025: Live Oak Banking Company (8), The Huntington National Bank (5), LGE Community CU (3), Capital Partners Certified Development Company (2), Northeast Bank (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Walker County?
The median 7(a) approval was $500K and the median 504 approval $767K; the Georgia 7(a) median was $350K.
Which industries get the most SBA loans in Walker County?
Poultry and Egg Production (5); Traveler Accommodation (3); Lessors of Real Estate (3); Other Crop Farming (2); Other Professional, Scientific, and Technical Services (2).
Is SBA lending in Walker County rising?
Approvals in the three latest complete fiscal years total 16, against 20 in the three before: falling (-20%).
How does Walker County compare with the rest of Georgia?
43.7 approvals per 1,000 establishments against 39.2 statewide, and 33 of the state's 10,246 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error