States › Idaho › Canyon County
County3rd of 43 in Idaho by approvalsFIPS 16027
SBA loans in Canyon County, Idaho
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 361 loans to businesses in Canyon County, Idaho, in FY2021 to FY2025, worth $204M: 298 under 7(a) and 63 under 504.
That is 60.8 approvals per 1,000 business establishments (5,933 establishments in 2023), close to the Idaho figure of 56.7 and above the national 41.0.
It ranks 3rd of 43 Idaho counties with approvals. In FY2025 there were 87, up 12% on FY2024.
53 lenders had approvals here; the most active were Capital Matrix, Inc. (45), Zions Bank, A Division of (35) and Idaho Central CU (33). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Canyon County
By number of approvals to businesses in the county, FY2021–FY2025; 53 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Capital Matrix, Inc.Boise, ID · CDC | 45 | $37.9M | 12.5% | |
| 2 | Zions Bank, A Division ofSalt Lake City, UT | 35 | $9.2M | 9.7% | |
| 3 | Idaho Central CUChubbuck, ID | 33 | $27.2M | 9.1% | |
| 4 | U.S. Bank, National AssociationCincinnati, OH | 26 | $1.6M | 7.2% | |
| 5 | D. L. Evans BankBurley, ID | 20 | $3.3M | 5.5% | |
| 6 | Columbia BankLake Oswego, OR | 16 | $11.1M | 4.4% | |
| 7 | Glacier BankKalispell, MT | 15 | $14.3M | 4.2% | |
| 8 | The Huntington National BankColumbus, OH | 13 | $2.4M | 3.6% | |
| 9 | Live Oak Banking CompanyWilmington, NC | 9 | $9.7M | 2.5% | |
| 10 | Wells Fargo Bank National AssociationSioux Falls, SD | 9 | $1.1M | 2.5% | |
| 11 | Celtic Bank CorporationSalt Lake City, UT | 8 | $4.1M | 2.2% | |
| 12 | First Interstate BankBillings, MT | 8 | $3.4M | 2.2% | |
| 13 | Mountain America FCUSandy, UT | 8 | $814K | 2.2% | |
| 14 | Region IV Development CorporationTwin Falls, ID · CDC | 7 | $9.7M | 1.9% | |
| 15 | Washington Trust BankSpokane, WA | 7 | $8.3M | 1.9% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 27 | 7.5% | |
| 2 | Other Specialty Trade ContractorsNAICS 2389 | 22 | 6.1% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 18 | 5.0% | |
| 4 | Building Finishing ContractorsNAICS 2383 | 15 | 4.2% | |
| 5 | Offices of Other Health PractitionersNAICS 6213 | 14 | 3.9% | |
| 6 | General Freight TruckingNAICS 4841 | 12 | 3.3% | |
| 7 | Residential Building ConstructionNAICS 2361 | 11 | 3.0% | |
| 8 | Services to Buildings and DwellingsNAICS 5617 | 10 | 2.8% | |
| 9 | Other Personal ServicesNAICS 8129 | 9 | 2.5% | |
| 10 | Automotive Repair and MaintenanceNAICS 8111 | 8 | 2.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 88 | 24.4% | |
| 2 | Accommodation and Food Services | 39 | 10.8% | |
| 3 | Health Care and Social Assistance | 36 | 10.0% | |
| 4 | Other Services (except Public Administration) | 33 | 9.1% | |
| 5 | Manufacturing | 31 | 8.6% | |
| 6 | Wholesale Trade | 19 | 5.3% | |
| 7 | Retail Trade | 19 | 5.3% | |
| 8 | Transportation and Warehousing | 19 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 57 | $18.2M | $100K | 17 | $11.7M | 74 | 599 |
| FY2025 | 73 | $23.9M | $139K | 14 | $12.4M | 87 | 507 |
| FY2024 | 69 | $35.6M | $110K | 9 | $6.6M | 78 | 677 |
| FY2023 | 60 | $27.1M | $135K | 11 | $11.3M | 71 | 1,016 |
| FY2022 | 48 | $18.6M | $131K | 11 | $19.3M | 59 | 1,210 |
| FY2021 | 48 | $39.1M | $404K | 18 | $10.0M | 66 | 846 |
| FY2020 | 31 | $8.2M | $80K | 18 | $8.7M | 49 | 311 |
| FY2019 | 35 | $14.8M | $112K | 13 | $5.2M | 48 | 382 |
| FY2018 | 43 | $11.0M | $90K | 15 | $7.3M | 58 | 531 |
| FY2017 | 57 | $16.5M | $60K | 14 | $9.1M | 71 | 750 |
| FY2016 | 49 | $7.7M | $71K | 8 | $5.7M | 57 | 308 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 283 approvals.
Against Idaho and the country
| FY2021–FY2025 | Canyon County | Idaho | United States |
|---|---|---|---|
| Approvals | 361 | 3,296 | 342,825 |
| Approvals per 1,000 establishments | 60.8 | 56.7 | 41.0 |
| Median 7(a) approval | $150K | $149K | $190K |
| Median 504 approval | $541K | $501K | $657K |
| Average approval | $565K | $484K | $573K |
| 504 share of approvals | 17.5% | 16.0% | 11.0% |
| Jobs supported per approval, as reported | 11.8 | 9.2 | 10.5 |
| Share of state approvals | 11.0% | 100.0% | — |
Approval sizes
- $50,000 or less26.9%97
- $50,001 to $150,00020.2%73
- $150,001 to $350,00016.6%60
- $350,001 to $1 million21.6%78
- $1 million to $2 million7.2%26
- Over $2 million7.5%27
Age of the businesses
- Existing, more than 2 years old56.2%203
- New business, 2 years or less19.1%69
- Startup, loan funds will open the business16.6%60
- Change of ownership8.0%29
Questions and answers
Which lenders make the most SBA loans in Canyon County?
By approvals in FY2021 to FY2025: Capital Matrix, Inc. (45), Zions Bank, A Division of (35), Idaho Central CU (33), U.S. Bank, National Association (26), D. L. Evans Bank (20). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Canyon County?
The median 7(a) approval was $150K and the median 504 approval $541K; the Idaho 7(a) median was $149K.
Which industries get the most SBA loans in Canyon County?
Restaurants and Other Eating Places (27); Other Specialty Trade Contractors (22); Building Equipment Contractors (18); Building Finishing Contractors (15); Offices of Other Health Practitioners (14).
Is SBA lending in Canyon County rising?
Approvals in the three latest complete fiscal years total 236, against 174 in the three before: rising (+36%).
How does Canyon County compare with the rest of Idaho?
60.8 approvals per 1,000 establishments against 56.7 statewide, and 361 of the state's 3,296 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error