States › Kansas › Wyandotte County
County3rd of 93 in Kansas by approvalsFIPS 20209
SBA loans in Wyandotte County, Kansas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 111 loans to businesses in Wyandotte County, Kansas, in FY2021 to FY2025, worth $74.5M: 105 under 7(a) and 6 under 504.
That is 35.3 approvals per 1,000 business establishments (3,141 establishments in 2023), close to the Kansas figure of 32.2 and close to the national 41.0.
It ranks 3rd of 93 Kansas counties with approvals. In FY2025 there were 24, about level with FY2024.
42 lenders had approvals here; the most active were U.S. Bank, National Association (15), OakStar Bank (8) and Southern Bank (7). The most common industry was services to buildings and dwellings.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Wyandotte County
By number of approvals to businesses in the county, FY2021–FY2025; 42 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 15 | $1.9M | 13.5% | |
| 2 | OakStar BankSpringfield, MO | 8 | $12.1M | 7.2% | |
| 3 | Southern BankPoplar Bluff, MO | 7 | $4.5M | 6.3% | |
| 4 | Small Business BankLenexa, KS | 7 | $3.2M | 6.3% | |
| 5 | CommunityAmerica Federal Credit UnionLenexa, KS | 6 | $4.5M | 5.4% | |
| 6 | Community Banks of Colorado, A Division of NBH BankGreenwood Village, CO | 6 | $2.1M | 5.4% | |
| 7 | Northeast BankLewiston, ME | 6 | $526K | 5.4% | |
| 8 | UMB Bank, National AssociationKansas City, MO | 4 | $2.3M | 3.6% | |
| 9 | Busey BankChampaign, IL | 4 | $1.9M | 3.6% | |
| 10 | Equity BankAndover, KS | 4 | $675K | 3.6% | |
| 11 | Rural Missouri, Inc.Jefferson City, MO · CDC | 3 | $7.4M | 2.7% | |
| 12 | Commerce BankKansas City, MO | 3 | $1.1M | 2.7% | |
| 13 | Simmons BankPine Bluff, AR | 2 | — | 1.8% | |
| 14 | Lincoln Savings BankReinbeck, IA | 2 | — | 1.8% | |
| 15 | Heartland Business Capital, Inc.Overland Park, KS · CDC | 2 | — | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Services to Buildings and DwellingsNAICS 5617 | 14 | 12.6% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 10 | 9.0% | |
| 3 | Building Finishing ContractorsNAICS 2383 | 7 | 6.3% | |
| 4 | Traveler AccommodationNAICS 7211 | 4 | 3.6% | |
| 5 | Building Equipment ContractorsNAICS 2382 | 4 | 3.6% | |
| 6 | Other Personal ServicesNAICS 8129 | 3 | 2.7% | |
| 7 | Household and Institutional Furniture and Kitchen Cabinet ManufacturingNAICS 3371 | 3 | 2.7% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 2.7% | |
| 9 | Remediation and Other Waste Management ServicesNAICS 5629 | 3 | 2.7% | |
| 10 | Residential Building ConstructionNAICS 2361 | 3 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 18 | 16.2% | |
| 2 | Administrative and Support and Waste Management and Remediation Services | 17 | 15.3% | |
| 3 | Accommodation and Food Services | 15 | 13.5% | |
| 4 | Manufacturing | 13 | 11.7% | |
| 5 | Other Services (except Public Administration) | 9 | 8.1% | |
| 6 | Wholesale Trade | 8 | 7.2% | |
| 7 | Retail Trade | 8 | 7.2% | |
| 8 | Professional, Scientific, and Technical Services | 7 | 6.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $10.6M | $740K | 1 | — | 11 | 68 |
| FY2025 | 22 | $10.0M | $413K | 2 | — | 24 | 396 |
| FY2024 | 24 | $15.0M | $242K | 0 | — | 24 | 347 |
| FY2023 | 19 | $14.0M | $180K | 3 | $5.6M | 22 | 362 |
| FY2022 | 18 | $4.7M | $165K | 1 | — | 19 | 167 |
| FY2021 | 22 | $19.0M | $546K | 0 | — | 22 | 408 |
| FY2020 | 16 | $4.7M | $214K | 2 | — | 18 | 123 |
| FY2019 | 23 | $11.7M | $300K | 1 | — | 24 | 446 |
| FY2018 | 26 | $13.9M | $250K | 1 | — | 27 | 247 |
| FY2017 | 24 | $13.6M | $201K | 1 | — | 25 | 325 |
| FY2016 | 23 | $16.0M | $200K | 2 | — | 25 | 415 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 119 approvals.
Against Kansas and the country
| FY2021–FY2025 | Wyandotte County | Kansas | United States |
|---|---|---|---|
| Approvals | 111 | 2,451 | 342,825 |
| Approvals per 1,000 establishments | 35.3 | 32.2 | 41.0 |
| Median 7(a) approval | $236K | $225K | $190K |
| Median 504 approval | $1.7M | $581K | $657K |
| Average approval | $671K | $539K | $573K |
| 504 share of approvals | 5.4% | 8.6% | 11.0% |
| Jobs supported per approval, as reported | 15.1 | 11.5 | 10.5 |
| Share of state approvals | 4.5% | 100.0% | — |
Approval sizes
- $50,000 or less22.5%25
- $50,001 to $150,00017.1%19
- $150,001 to $350,00017.1%19
- $350,001 to $1 million23.4%26
- $1 million to $2 million10.8%12
- Over $2 million9.0%10
Age of the businesses
- Existing, more than 2 years old60.4%67
- New business, 2 years or less19.8%22
- Startup, loan funds will open the business7.2%8
- Change of ownership12.6%14
Questions and answers
Which lenders make the most SBA loans in Wyandotte County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (15), OakStar Bank (8), Southern Bank (7), Small Business Bank (7), CommunityAmerica Federal Credit Union (6). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Wyandotte County?
The median 7(a) approval was $236K and the median 504 approval $1.7M; the Kansas 7(a) median was $225K.
Which industries get the most SBA loans in Wyandotte County?
Services to Buildings and Dwellings (14); Restaurants and Other Eating Places (10); Building Finishing Contractors (7); Traveler Accommodation (4); Building Equipment Contractors (4).
Is SBA lending in Wyandotte County rising?
Approvals in the three latest complete fiscal years total 70, against 59 in the three before: rising (+19%).
How does Wyandotte County compare with the rest of Kansas?
35.3 approvals per 1,000 establishments against 32.2 statewide, and 111 of the state's 2,451 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error