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County2nd of 41 in North Dakota by approvalsFIPS 38015
SBA loans in Burleigh County, North Dakota
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Burleigh County, North Dakota, received 118 SBA loan approvals worth $83.0M in FY2021 to FY2025 (74 7(a), 44 504).
That is 36.7 approvals per 1,000 business establishments (3,218 establishments in 2023), close to the North Dakota figure of 37.8 and close to the national 41.0.
It ranks 2nd of 41 North Dakota counties with approvals. In FY2025 there were 19, down 14% on FY2024.
34 lenders had approvals here; the most active were Dakota Business Lending (26), First Western Bank & Trust (21) and Lewis & Clark Certified Development Company (15). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Burleigh County
By number of approvals to businesses in the county, FY2021–FY2025; 34 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Dakota Business LendingFargo, ND · CDC | 26 | $23.9M | 22.0% | |
| 2 | First Western Bank & TrustMinot, ND | 21 | $4.7M | 17.8% | |
| 3 | Lewis & Clark Certified Development CompanyMandan, ND · CDC | 15 | $11.9M | 12.7% | |
| 4 | Capital Credit UnionBismarck, ND | 7 | $743K | 5.9% | |
| 5 | Starion BankBismarck, ND | 5 | $1.4M | 4.2% | |
| 6 | U.S. Bank, National AssociationCincinnati, OH | 5 | $218K | 4.2% | |
| 7 | Security First Bank of North DakotaNew Salem, ND | 3 | $686K | 2.5% | |
| 8 | Horizon Financial BankMunich, ND | 3 | $505K | 2.5% | |
| 9 | Commonwealth Business BankLos Angeles, CA | 2 | — | 1.7% | |
| 10 | Dacotah BankAberdeen, SD | 2 | — | 1.7% | |
| 11 | Newtek Bank, National AssociationMiami, FL | 2 | — | 1.7% | |
| 12 | Choice Financial GroupFargo, ND | 2 | — | 1.7% | |
| 13 | Bravera BankDickinson, ND | 2 | — | 1.7% | |
| 14 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 1.7% | |
| 15 | The Huntington National BankColumbus, OH | 2 | — | 1.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 14 | 11.9% | |
| 2 | Personal Care ServicesNAICS 8121 | 10 | 8.5% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 6 | 5.1% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 6 | 5.1% | |
| 5 | Traveler AccommodationNAICS 7211 | 5 | 4.2% | |
| 6 | Other Specialty Trade ContractorsNAICS 2389 | 4 | 3.4% | |
| 7 | Other Personal ServicesNAICS 8129 | 4 | 3.4% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 2.5% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 3 | 2.5% | |
| 10 | Business Support ServicesNAICS 5614 | 3 | 2.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 20 | 16.9% | |
| 2 | Other Services (except Public Administration) | 19 | 16.1% | |
| 3 | Health Care and Social Assistance | 13 | 11.0% | |
| 4 | Construction | 13 | 11.0% | |
| 5 | Retail Trade | 12 | 10.2% | |
| 6 | Professional, Scientific, and Technical Services | 9 | 7.6% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 8 | 6.8% | |
| 8 | Arts, Entertainment, and Recreation | 6 | 5.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 6 | $9.3M | $718K | 3 | $1.4M | 9 | 204 |
| FY2025 | 12 | $17.3M | $500K | 7 | $6.4M | 19 | 251 |
| FY2024 | 12 | $3.1M | $116K | 10 | $6.6M | 22 | 190 |
| FY2023 | 8 | $1.9M | $210K | 7 | $5.7M | 15 | 340 |
| FY2022 | 12 | $13.3M | $282K | 11 | $13.9M | 23 | 319 |
| FY2021 | 30 | $7.5M | $151K | 9 | $7.5M | 39 | 362 |
| FY2020 | 20 | $3.8M | $155K | 6 | $3.8M | 26 | 178 |
| FY2019 | 8 | $1.3M | $75K | 7 | $6.9M | 15 | 128 |
| FY2018 | 18 | $4.5M | $129K | 6 | $2.8M | 24 | 259 |
| FY2017 | 38 | $7.6M | $79K | 4 | $2.5M | 42 | 384 |
| FY2016 | 46 | $4.2M | $59K | 5 | $2.5M | 51 | 260 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 158 approvals.
Against North Dakota and the country
| FY2021–FY2025 | Burleigh County | North Dakota | United States |
|---|---|---|---|
| Approvals | 118 | 960 | 342,825 |
| Approvals per 1,000 establishments | 36.7 | 37.8 | 41.0 |
| Median 7(a) approval | $200K | $195K | $190K |
| Median 504 approval | $685K | $478K | $657K |
| Average approval | $704K | $568K | $573K |
| 504 share of approvals | 37.3% | 33.9% | 11.0% |
| Jobs supported per approval, as reported | 12.4 | 9.7 | 10.5 |
| Share of state approvals | 12.3% | 100.0% | — |
Approval sizes
- $50,000 or less8.5%10
- $50,001 to $150,00022.0%26
- $150,001 to $350,00020.3%24
- $350,001 to $1 million28.8%34
- $1 million to $2 million11.9%14
- Over $2 million8.5%10
Age of the businesses
- Existing, more than 2 years old57.6%68
- New business, 2 years or less10.2%12
- Startup, loan funds will open the business22.0%26
- Change of ownership9.3%11
- Not answered0.8%1
Questions and answers
Which lenders make the most SBA loans in Burleigh County?
By approvals in FY2021 to FY2025: Dakota Business Lending (26), First Western Bank & Trust (21), Lewis & Clark Certified Development Company (15), Capital Credit Union (7), Starion Bank (5). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Burleigh County?
The median 7(a) approval was $200K and the median 504 approval $685K; the North Dakota 7(a) median was $195K.
Which industries get the most SBA loans in Burleigh County?
Restaurants and Other Eating Places (14); Personal Care Services (10); Offices of Other Health Practitioners (6); Other Amusement and Recreation Industries (6); Traveler Accommodation (5).
Is SBA lending in Burleigh County rising?
Approvals in the three latest complete fiscal years total 56, against 88 in the three before: falling (-36%).
How does Burleigh County compare with the rest of North Dakota?
36.7 approvals per 1,000 establishments against 37.8 statewide, and 118 of the state's 960 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error