States › Nebraska › Dodge County
County8th of 72 in Nebraska by approvalsFIPS 31053
SBA loans in Dodge County, Nebraska
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Dodge County, Nebraska, received 36 SBA loan approvals worth $28.5M in FY2021 to FY2025 (29 7(a), 7 504).
That is 36.3 approvals per 1,000 business establishments (992 establishments in 2023), close to the Nebraska figure of 33.3 and close to the national 41.0.
It ranks 8th of 72 Nebraska counties with approvals. In FY2025 there were 7.
19 lenders had approvals here; the most active were Nebraska Economic Development Corporation (7), First State Bank Nebraska (3) and U.S. Bank, National Association (3). The most common industry was offices of dentists.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Dodge County
By number of approvals to businesses in the county, FY2021–FY2025; 19 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development CorporationLincoln, NE · CDC | 7 | $6.3M | 19.4% | |
| 2 | First State Bank NebraskaLincoln, NE | 3 | $6.0M | 8.3% | |
| 3 | U.S. Bank, National AssociationCincinnati, OH | 3 | $2.4M | 8.3% | |
| 4 | The Huntington National BankColumbus, OH | 2 | — | 5.6% | |
| 5 | First Bank & TrustBrookings, SD | 2 | — | 5.6% | |
| 6 | First National Bank of OmahaOmaha, NE | 2 | — | 5.6% | |
| 7 | Arbor BankNebraska City, NE | 2 | — | 5.6% | |
| 8 | BayFirst National BankSaint Petersburg, FL | 2 | — | 5.6% | |
| 9 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 5.6% | |
| 10 | Columbus Bank and Trust CompanyColumbus, NE | 2 | — | 5.6% | |
| 11 | Open BankLos Angeles, CA | 1 | — | 2.8% | |
| 12 | RVR BankFremont, NE | 1 | — | 2.8% | |
| 13 | Wells Fargo Bank National AssociationSioux Falls, SD | 1 | — | 2.8% | |
| 14 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.8% | |
| 15 | Associated Bank National AssociationGreen Bay, WI | 1 | — | 2.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Offices of DentistsNAICS 6212 | 4 | 11.1% | |
| 2 | Motion Picture and Video IndustriesNAICS 5121 | 3 | 8.3% | |
| 3 | Traveler AccommodationNAICS 7211 | 2 | 5.6% | |
| 4 | Nonresidential Building ConstructionNAICS 2362 | 2 | 5.6% | |
| 5 | Drycleaning and Laundry ServicesNAICS 8123 | 2 | 5.6% | |
| 6 | Sporting Goods, Hobby, and Musical Instrument StoresNAICS 4511 | 2 | 5.6% | |
| 7 | Other Amusement and Recreation IndustriesNAICS 7139 | 2 | 5.6% | |
| 8 | Architectural, Engineering, and Related ServicesNAICS 5413 | 2 | 5.6% | |
| 9 | Poultry and Egg ProductionNAICS 1123 | 1 | 2.8% | |
| 10 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 1 | 2.8% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 6 | 16.7% | |
| 2 | Professional, Scientific, and Technical Services | 6 | 16.7% | |
| 3 | Retail Trade | 4 | 11.1% | |
| 4 | Accommodation and Food Services | 3 | 8.3% | |
| 5 | Construction | 3 | 8.3% | |
| 6 | Other Services (except Public Administration) | 3 | 8.3% | |
| 7 | Information | 3 | 8.3% | |
| 8 | Manufacturing | 2 | 5.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $1.4M | $50K | 0 | — | 3 | 29 |
| FY2025 | 7 | $12.6M | $1.1M | 0 | — | 7 | 109 |
| FY2024 | 8 | $1.4M | $150K | 1 | — | 9 | 62 |
| FY2023 | 3 | $377K | $150K | 1 | — | 4 | 23 |
| FY2022 | 3 | $406K | $100K | 3 | $688K | 6 | 25 |
| FY2021 | 8 | $7.3M | $499K | 2 | — | 10 | 212 |
| FY2020 | 3 | $955K | $305K | 3 | $911K | 6 | 23 |
| FY2019 | 3 | $569K | $100K | 1 | — | 4 | 37 |
| FY2018 | 5 | $1.3M | $85K | 0 | — | 5 | 187 |
| FY2017 | 11 | $4.1M | $250K | 1 | — | 12 | 277 |
| FY2016 | 2 | — | — | 1 | — | 3 | 10 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 30 approvals.
Against Nebraska and the country
| FY2021–FY2025 | Dodge County | Nebraska | United States |
|---|---|---|---|
| Approvals | 36 | 1,882 | 342,825 |
| Approvals per 1,000 establishments | 36.3 | 33.3 | 41.0 |
| Median 7(a) approval | $203K | $188K | $190K |
| Median 504 approval | $264K | $641K | $657K |
| Average approval | $791K | $517K | $573K |
| 504 share of approvals | 19.4% | 13.1% | 11.0% |
| Jobs supported per approval, as reported | 12.0 | 11.5 | 10.5 |
| Share of state approvals | 1.9% | 100.0% | — |
Approval sizes
- $50,000 or less13.9%5
- $50,001 to $150,00022.2%8
- $150,001 to $350,00027.8%10
- $350,001 to $1 million16.7%6
- $1 million to $2 million5.6%2
- Over $2 million13.9%5
Age of the businesses
- Existing, more than 2 years old50.0%18
- New business, 2 years or less16.7%6
- Startup, loan funds will open the business13.9%5
- Change of ownership19.4%7
Questions and answers
Which lenders make the most SBA loans in Dodge County?
By approvals in FY2021 to FY2025: Nebraska Economic Development Corporation (7), First State Bank Nebraska (3), U.S. Bank, National Association (3), The Huntington National Bank (2), First Bank & Trust (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Dodge County?
The median 7(a) approval was $203K and the median 504 approval $264K; the Nebraska 7(a) median was $188K.
Which industries get the most SBA loans in Dodge County?
Offices of Dentists (4); Motion Picture and Video Industries (3); Traveler Accommodation (2); Nonresidential Building Construction (2); Drycleaning and Laundry Services (2).
Is SBA lending in Dodge County rising?
Approvals in the three latest complete fiscal years total 20, against 22 in the three before: broadly level (-9%).
How does Dodge County compare with the rest of Nebraska?
36.3 approvals per 1,000 establishments against 33.3 statewide, and 36 of the state's 1,882 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error