Lenders › Associated Bank National Association
7(a) lenderGreen Bay, WisconsinFDIC-insured bank102nd of 2,184 by approvals
Associated Bank National Association
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Associated Bank National Association (Green Bay, Wisconsin) is an FDIC-insured bank in the SBA 7(a) program, 102nd of 2,184 by approvals in FY2021 to FY2025: 374 loans worth $216M.
In FY2025, the latest complete fiscal year, it had 93 approvals totalling $62.3M, up 31% on FY2024 (71). FY2026 to 30 Jun 2026 adds 49 more.
The median approval was $282K, against $190K for the 7(a) program as a whole; 34.0% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 24 states and territories and 100 counties, led by Wisconsin (38.2%), Minnesota (16.0%) and Nebraska (14.2%). The largest industry group was health care and social assistance at 23.8% of approvals, and 22.2% of approvals were to franchise businesses.
Of 1,867 disbursed loans approved in FY2010 to FY2021, SBA records 86 as charged off (4.6%), 1,689 as paid in full and 92 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 49 | $39.7M | $326K | $810K | 1,108 |
| FY2025 | 93 | $62.3M | $294K | $670K | 1,801 |
| FY2024 | 71 | $43.1M | $365K | $608K | 1,305 |
| FY2023 | 58 | $32.1M | $236K | $553K | 1,375 |
| FY2022 | 75 | $36.1M | $250K | $482K | 1,787 |
| FY2021 | 77 | $42.3M | $250K | $549K | 2,052 |
| FY2020 | 43 | $14.2M | $145K | $330K | 527 |
| FY2019 | 103 | $15.6M | $50K | $152K | 505 |
| FY2018 | 145 | $12.7M | $50K | $87K | 312 |
| FY2017 | 78 | $19.2M | $100K | $247K | 1,444 |
| FY2016 | 87 | $18.6M | $100K | $213K | 2,095 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 456 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Wisconsin | 7(a) program |
|---|---|---|---|
| Approvals in these years | 2,242 | 16,853 | 639,905 |
| Cancelled or never disbursed | 375 | 1,983 | 79,313 |
| Disbursed loans | 1,867 | 14,870 | 560,592 |
| Paid in full | 1,689 | 12,167 | 435,813 |
| Charged off | 86 | 736 | 36,891 |
| Still outstanding (status exempt from disclosure) | 92 | 1,967 | 87,888 |
| Charged off, share of disbursed loans | 4.6% | 4.9% | 6.6% |
| Dollars charged off, share of disbursed dollars | 2.9% | 2.6% | 2.5% |
| Dollars charged off | $9.6M | $143M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 71 | 21 | 0 | 0.0% | 2.8% |
| FY2020 | 39 | 26 | 0 | 0.0% | 4.0% |
| FY2019 | 93 | 82 | 1 | 1.1% | 6.7% |
| FY2018 | 135 | 123 | 6 | 4.4% | 7.9% |
| FY2017 | 72 | 63 | 4 | 5.6% | 7.7% |
| FY2016 | 83 | 80 | 1 | 1.2% | 7.2% |
| FY2015 | 95 | 83 | 11 | 11.6% | 6.9% |
| FY2014 | 209 | 202 | 6 | 2.9% | 6.4% |
| FY2013 | 201 | 189 | 12 | 6.0% | 6.0% |
| FY2012 | 236 | 221 | 13 | 5.5% | 6.3% |
| FY2011 | 371 | 347 | 22 | 5.9% | 6.9% |
| FY2010 | 262 | 252 | 10 | 3.8% | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $282K | $190K |
| Average approval | $577K | $518K |
| Approvals of $150,000 or less | 34.0% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 41.4% | 34.3% |
| Approvals to franchise businesses | 22.2% | 11.5% |
| Jobs supported per approval, as reported | 22.2 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 4.6% | 6.6% |
States served
| # | State of the business (24 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Wisconsin | 143 | $68.6M | 38.2% | |
| 2 | Minnesota | 60 | $51.0M | 16.0% | |
| 3 | Nebraska | 53 | $22.2M | 14.2% | |
| 4 | Illinois | 38 | $23.8M | 10.2% | |
| 5 | Texas | 11 | $9.4M | 2.9% | |
| 6 | Colorado | 9 | $8.3M | 2.4% | |
| 7 | Iowa | 9 | $3.5M | 2.4% | |
| 8 | California | 8 | $7.4M | 2.1% | |
| 9 | Massachusetts | 7 | $2.4M | 1.9% | |
| 10 | Florida | 5 | $3.8M | 1.3% | |
| 11 | Arizona | 4 | $4.4M | 1.1% | |
| 12 | Michigan | 3 | $1.7M | 0.8% |
In Wisconsin the lender accounts for 2.6% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (100 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Douglas County, NE | 37 | $13.0M | 9.9% | |
| 2 | Hennepin County, MN | 26 | $18.6M | 7.0% | |
| 3 | Waukesha County, WI | 24 | $14.5M | 6.4% | |
| 4 | Milwaukee County, WI | 22 | $9.8M | 5.9% | |
| 5 | Cook County, IL | 21 | $13.8M | 5.6% | |
| 6 | Sarpy County, NE | 13 | $8.4M | 3.5% | |
| 7 | Ramsey County, MN | 13 | $7.7M | 3.5% | |
| 8 | Brown County, WI | 12 | $8.7M | 3.2% | |
| 9 | Dane County, WI | 11 | $3.3M | 2.9% | |
| 10 | Walworth County, WI | 8 | $3.4M | 2.1% | |
| 11 | Manitowoc County, WI | 6 | $6.0M | 1.6% | |
| 12 | Outagamie County, WI | 6 | $1.5M | 1.6% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 89 | 23.8% | |
| 2 | Manufacturing | 41 | 11.0% | |
| 3 | Professional, Scientific, and Technical Services | 34 | 9.1% | |
| 4 | Construction | 34 | 9.1% | |
| 5 | Retail Trade | 33 | 8.8% | |
| 6 | Accommodation and Food Services | 31 | 8.3% | |
| 7 | Other Services (except Public Administration) | 23 | 6.1% | |
| 8 | Transportation and Warehousing | 20 | 5.3% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Home Health Care ServicesNAICS 6216 | 63 | 16.8% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 24 | 6.4% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 14 | 3.7% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 11 | 2.9% | |
| 5 | Other Wood Product ManufacturingNAICS 3219 | 10 | 2.7% | |
| 6 | Architectural, Engineering, and Related ServicesNAICS 5413 | 10 | 2.7% | |
| 7 | Offices of Other Health PractitionersNAICS 6213 | 10 | 2.7% | |
| 8 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 9 | 2.4% | |
| 9 | Other Financial Investment ActivitiesNAICS 5239 | 8 | 2.1% | |
| 10 | Building Finishing ContractorsNAICS 2383 | 8 | 2.1% |
Approval sizes
- $50,000 or less11.8%44
- $50,001 to $150,00022.2%83
- $150,001 to $350,00022.7%85
- $350,001 to $1 million27.5%103
- $1 million to $2 million10.2%38
- Over $2 million5.6%21
Loan terms
- 5 years or less6.1%23
- Over 5 to 10 years79.4%297
- Over 10 to 20 years5.1%19
- Over 20 years9.4%35
Age of the businesses
- Existing, more than 2 years old36.9%138
- New business, 2 years or less30.2%113
- Startup, loan funds will open the business11.2%42
- Change of ownership21.7%81
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 191 | 51.1% | |
| 2 | SBA Express Program | 179 | 47.9% | |
| 3 | 7a General | 4 | 1.1% |
Franchise share
83 of 374 approvals in FY2021–FY2025 (22.2%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | Home Instead | 40 | 10.7% | |
| 2 | Visiting Angels | 7 | 1.9% | |
| 3 | BrightStar Care | 5 | 1.3% | |
| 4 | Right at Home | 5 | 1.3% | |
| 5 | Homewatch CareGivers | 3 | 0.8% | |
| 6 | Interim HealthCare | 2 | 0.5% | |
| 7 | Camp Bow Wow | 2 | 0.5% | |
| 8 | Two Men and a Truck | 2 | 0.5% |
Questions and answers
How many SBA loans does Associated Bank National Association make?
SBA approved 93 7(a) loans through Associated Bank National Association in FY2025, worth $62.3M, and 374 over FY2021 to FY2025. That ranks 102nd of 2,184 active 7(a) lenders by number of approvals.
How large are Associated Bank National Association's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $282K and the average $577K. The program-wide median was $190K.
What is Associated Bank National Association's charge-off rate?
Of 1,867 disbursed loans approved in FY2010 to FY2021, SBA records 86 as charged off (4.6%), 1,689 as paid in full and 92 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does Associated Bank National Association lend to most?
By number of approvals in FY2021 to FY2025: home health care services (63); restaurants and other eating places (24); building equipment contractors (14); services to buildings and dwellings (11).
Where does Associated Bank National Association make SBA loans?
In 24 states and territories. Wisconsin 143, Minnesota 60, Nebraska 53, Illinois 38, Texas 11. In Wisconsin it accounts for 2.6% of all 7(a) approvals.
Is Associated Bank National Association's SBA lending rising?
Approvals in the three latest complete fiscal years total 222, against 195 in the three before: rising (+14%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error