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County7th of 72 in Nebraska by approvalsFIPS 31079
SBA loans in Hall County, Nebraska
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Hall County, Nebraska, received 37 SBA loan approvals worth $17.2M in FY2021 to FY2025 (28 7(a), 9 504).
That is 19.9 approvals per 1,000 business establishments (1,857 establishments in 2023), below the Nebraska figure of 33.3 and below the national 41.0.
It ranks 7th of 72 Nebraska counties with approvals. In FY2025 there were 5.
17 lenders had approvals here; the most active were Nebraska Economic Development Corporation (7), First National Bank of Omaha (4) and Union Bank and Trust Company (3). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Hall County
By number of approvals to businesses in the county, FY2021–FY2025; 17 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development CorporationLincoln, NE · CDC | 7 | $7.8M | 18.9% | |
| 2 | First National Bank of OmahaOmaha, NE | 4 | $1.2M | 10.8% | |
| 3 | Union Bank and Trust CompanyLincoln, NE | 3 | $1.8M | 8.1% | |
| 4 | Heritage BankWood River, NE | 3 | $313K | 8.1% | |
| 5 | Wells Fargo Bank National AssociationSioux Falls, SD | 3 | $60K | 8.1% | |
| 6 | Live Oak Banking CompanyWilmington, NC | 2 | — | 5.4% | |
| 7 | Newtek Bank, National AssociationMiami, FL | 2 | — | 5.4% | |
| 8 | United Midwest Savings Bank National AssociationDe Graff, OH | 2 | — | 5.4% | |
| 9 | Emprise BankWichita, KS | 2 | — | 5.4% | |
| 10 | Home Federal Savings and Loan Association of Grand IslandGrand Island, NE | 2 | — | 5.4% | |
| 11 | Frontier Financial Partners, Inc.Emporia, KS · CDC | 1 | — | 2.7% | |
| 12 | Siouxland Economic Development CorporationSioux City, IA · CDC | 1 | — | 2.7% | |
| 13 | Northwest BankSpencer, IA | 1 | — | 2.7% | |
| 14 | Pathway BankCairo, NE | 1 | — | 2.7% | |
| 15 | Henderson State BankHenderson, NE | 1 | — | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 9 | 24.3% | |
| 2 | Other Miscellaneous ManufacturingNAICS 3399 | 4 | 10.8% | |
| 3 | Residential Building ConstructionNAICS 2361 | 2 | 5.4% | |
| 4 | Sporting Goods, Hobby, and Musical Instrument RetailersNAICS 4591 | 2 | 5.4% | |
| 5 | Clothing StoresNAICS 4481 | 2 | 5.4% | |
| 6 | Greenhouse, Nursery, and Floriculture ProductionNAICS 1114 | 2 | 5.4% | |
| 7 | Other Financial Investment ActivitiesNAICS 5239 | 1 | 2.7% | |
| 8 | Traveler AccommodationNAICS 7211 | 1 | 2.7% | |
| 9 | Offices of DentistsNAICS 6212 | 1 | 2.7% | |
| 10 | Building Material and Supplies DealersNAICS 4441 | 1 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 11 | 29.7% | |
| 2 | Retail Trade | 8 | 21.6% | |
| 3 | Manufacturing | 5 | 13.5% | |
| 4 | Construction | 5 | 13.5% | |
| 5 | Other Services (except Public Administration) | 2 | 5.4% | |
| 6 | Agriculture, Forestry, Fishing and Hunting | 2 | 5.4% | |
| 7 | Finance and Insurance | 1 | 2.7% | |
| 8 | Health Care and Social Assistance | 1 | 2.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 5 | $1.1M | $250K | 0 | — | 5 | 70 |
| FY2025 | 5 | $782K | $200K | 0 | — | 5 | 31 |
| FY2024 | 8 | $3.0M | $350K | 1 | — | 9 | 108 |
| FY2023 | 2 | — | — | 2 | — | 4 | 15 |
| FY2022 | 5 | $1.7M | $140K | 5 | $7.0M | 10 | 145 |
| FY2021 | 8 | $2.0M | $89K | 1 | — | 9 | 65 |
| FY2020 | 5 | $6.5M | $76K | 3 | $4.0M | 8 | 98 |
| FY2019 | 11 | $2.0M | $150K | 4 | $5.8M | 15 | 182 |
| FY2018 | 7 | $982K | $125K | 1 | — | 8 | 46 |
| FY2017 | 10 | $899K | $75K | 1 | — | 11 | 56 |
| FY2016 | 18 | $2.5M | $55K | 2 | — | 20 | 80 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 62 approvals.
Against Nebraska and the country
| FY2021–FY2025 | Hall County | Nebraska | United States |
|---|---|---|---|
| Approvals | 37 | 1,882 | 342,825 |
| Approvals per 1,000 establishments | 19.9 | 33.3 | 41.0 |
| Median 7(a) approval | $188K | $188K | $190K |
| Median 504 approval | $629K | $641K | $657K |
| Average approval | $464K | $517K | $573K |
| 504 share of approvals | 24.3% | 13.1% | 11.0% |
| Jobs supported per approval, as reported | 9.8 | 11.5 | 10.5 |
| Share of state approvals | 2.0% | 100.0% | — |
Approval sizes
- $50,000 or less18.9%7
- $50,001 to $150,00018.9%7
- $150,001 to $350,00027.0%10
- $350,001 to $1 million18.9%7
- $1 million to $2 million13.5%5
- Over $2 million2.7%1
Age of the businesses
- Existing, more than 2 years old45.9%17
- New business, 2 years or less13.5%5
- Startup, loan funds will open the business18.9%7
- Change of ownership21.6%8
Questions and answers
Which lenders make the most SBA loans in Hall County?
By approvals in FY2021 to FY2025: Nebraska Economic Development Corporation (7), First National Bank of Omaha (4), Union Bank and Trust Company (3), Heritage Bank (3), Wells Fargo Bank National Association (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Hall County?
The median 7(a) approval was $188K and the median 504 approval $629K; the Nebraska 7(a) median was $188K.
Which industries get the most SBA loans in Hall County?
Restaurants and Other Eating Places (9); Other Miscellaneous Manufacturing (4); Residential Building Construction (2); Sporting Goods, Hobby, and Musical Instrument Retailers (2); Clothing Stores (2).
Is SBA lending in Hall County rising?
Approvals in the three latest complete fiscal years total 18, against 27 in the three before: falling (-33%).
How does Hall County compare with the rest of Nebraska?
19.9 approvals per 1,000 establishments against 33.3 statewide, and 37 of the state's 1,882 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error