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County1st of 72 in Nebraska by approvalsFIPS 31055
SBA loans in Douglas County, Nebraska
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Douglas County, Nebraska, received 629 SBA loan approvals worth $331M in FY2021 to FY2025 (549 7(a), 80 504).
That is 37.6 approvals per 1,000 business establishments (16,710 establishments in 2023), close to the Nebraska figure of 33.3 and close to the national 41.0.
It ranks 1st of 72 Nebraska counties with approvals. In FY2025 there were 128, about level with FY2024.
83 lenders had approvals here; the most active were Nebraska Economic Development Corporation (79), Union Bank and Trust Company (66) and U.S. Bank, National Association (56). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Douglas County
By number of approvals to businesses in the county, FY2021–FY2025; 83 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Nebraska Economic Development CorporationLincoln, NE · CDC | 79 | $67.1M | 12.6% | |
| 2 | Union Bank and Trust CompanyLincoln, NE | 66 | $26.3M | 10.5% | |
| 3 | U.S. Bank, National AssociationCincinnati, OH | 56 | $2.3M | 8.9% | |
| 4 | Associated Bank National AssociationGreen Bay, WI | 37 | $13.0M | 5.9% | |
| 5 | The Huntington National BankColumbus, OH | 32 | $10.8M | 5.1% | |
| 6 | First National Bank of OmahaOmaha, NE | 32 | $9.2M | 5.1% | |
| 7 | Emprise BankWichita, KS | 29 | $20.1M | 4.6% | |
| 8 | Wells Fargo Bank National AssociationSioux Falls, SD | 29 | $15.6M | 4.6% | |
| 9 | Arbor BankNebraska City, NE | 24 | $5.8M | 3.8% | |
| 10 | Northwest BankSpencer, IA | 21 | $5.2M | 3.3% | |
| 11 | Readycap Lending, LLCBerkeley Heights, NJ | 14 | $5.4M | 2.2% | |
| 12 | BayFirst National BankSaint Petersburg, FL | 12 | $3.6M | 1.9% | |
| 13 | i3 BankBennington, NE | 11 | $8.6M | 1.7% | |
| 14 | Dundee BankOmaha, NE | 11 | $2.6M | 1.7% | |
| 15 | Security National Bank of OmahaOmaha, NE | 10 | $8.8M | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 51 | 8.1% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 35 | 5.6% | |
| 3 | Services to Buildings and DwellingsNAICS 5617 | 29 | 4.6% | |
| 4 | Personal Care ServicesNAICS 8121 | 25 | 4.0% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 23 | 3.7% | |
| 6 | Child Day Care ServicesNAICS 6244 | 22 | 3.5% | |
| 7 | Automotive Repair and MaintenanceNAICS 8111 | 21 | 3.3% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 19 | 3.0% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 19 | 3.0% | |
| 10 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 19 | 3.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 91 | 14.5% | |
| 2 | Construction | 89 | 14.1% | |
| 3 | Accommodation and Food Services | 71 | 11.3% | |
| 4 | Other Services (except Public Administration) | 65 | 10.3% | |
| 5 | Retail Trade | 64 | 10.2% | |
| 6 | Professional, Scientific, and Technical Services | 50 | 7.9% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 47 | 7.5% | |
| 8 | Manufacturing | 33 | 5.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 73 | $32.0M | $225K | 8 | $7.3M | 81 | 910 |
| FY2025 | 117 | $56.9M | $200K | 11 | $11.7M | 128 | 1,593 |
| FY2024 | 129 | $52.9M | $200K | 7 | $11.3M | 136 | 1,234 |
| FY2023 | 93 | $37.4M | $203K | 7 | $6.3M | 100 | 1,227 |
| FY2022 | 109 | $56.4M | $192K | 28 | $21.9M | 137 | 1,675 |
| FY2021 | 101 | $59.5M | $220K | 27 | $17.0M | 128 | 2,601 |
| FY2020 | 104 | $43.6M | $143K | 18 | $13.0M | 122 | 1,588 |
| FY2019 | 120 | $54.6M | $208K | 14 | $15.3M | 134 | 1,867 |
| FY2018 | 92 | $30.6M | $150K | 11 | $13.5M | 103 | 1,605 |
| FY2017 | 118 | $44.6M | $150K | 10 | $5.2M | 128 | 1,921 |
| FY2016 | 151 | $59.4M | $150K | 12 | $7.1M | 163 | 2,407 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 650 approvals.
Against Nebraska and the country
| FY2021–FY2025 | Douglas County | Nebraska | United States |
|---|---|---|---|
| Approvals | 629 | 1,882 | 342,825 |
| Approvals per 1,000 establishments | 37.6 | 33.3 | 41.0 |
| Median 7(a) approval | $200K | $188K | $190K |
| Median 504 approval | $686K | $641K | $657K |
| Average approval | $527K | $517K | $573K |
| 504 share of approvals | 12.7% | 13.1% | 11.0% |
| Jobs supported per approval, as reported | 13.2 | 11.5 | 10.5 |
| Share of state approvals | 33.4% | 100.0% | — |
Approval sizes
- $50,000 or less20.0%126
- $50,001 to $150,00019.1%120
- $150,001 to $350,00023.1%145
- $350,001 to $1 million23.2%146
- $1 million to $2 million9.7%61
- Over $2 million4.9%31
Age of the businesses
- Existing, more than 2 years old48.0%302
- New business, 2 years or less22.3%140
- Startup, loan funds will open the business18.8%118
- Change of ownership10.8%68
- Not answered0.2%1
Questions and answers
Which lenders make the most SBA loans in Douglas County?
By approvals in FY2021 to FY2025: Nebraska Economic Development Corporation (79), Union Bank and Trust Company (66), U.S. Bank, National Association (56), Associated Bank National Association (37), The Huntington National Bank (32). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Douglas County?
The median 7(a) approval was $200K and the median 504 approval $686K; the Nebraska 7(a) median was $188K.
Which industries get the most SBA loans in Douglas County?
Restaurants and Other Eating Places (51); Offices of Other Health Practitioners (35); Services to Buildings and Dwellings (29); Personal Care Services (25); Other Amusement and Recreation Industries (23).
Is SBA lending in Douglas County rising?
Approvals in the three latest complete fiscal years total 364, against 387 in the three before: broadly level (-6%).
How does Douglas County compare with the rest of Nebraska?
37.6 approvals per 1,000 establishments against 33.3 statewide, and 629 of the state's 1,882 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error