SBA Ledger

Industries › Manufacturing › Miscellaneous Manufacturing › Other Miscellaneous Manufacturing

NAICS 3399Industry group0.5% of all approvals

SBA loans for other miscellaneous manufacturing

7(a) and 504 approvals to businesses SBA classifies under NAICS 3399, with the lenders and states behind them.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

Businesses classified under NAICS 3399, other miscellaneous manufacturing, received 1,762 SBA loan approvals worth $1.23bn in FY2021 to FY2025 (1,474 7(a), 288 504).

That is 0.5% of all approvals. Set against the 14,801 establishments the Census Bureau counts in the industry, it comes to 119.0 approvals per 1,000 establishments; across all industries the figure is 41.0.

In FY2025 there were 409 approvals, up 18% on FY2024. The median 7(a) approval was $243K, against $190K for all industries, and 10.0% of approvals went to franchise businesses.

Of 7(a) loans approved in FY2010 to FY2021 and disbursed, SBA records 6.9% as charged off, close to the 6.6% for all industries.

1,762approvals, FY2021–FY2025FY2025: 409
$1.23bndollars approved, FY2021–FY2025FY2025: $260M
$243Kmedian 7(a) approvalall industries: $190K
119.0approvals per 1,000 establishmentsall industries: 41.0
6.9%7(a) loans approved FY2010–FY2021 charged offall industries: 6.6%

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Volume by fiscal year

Fiscal year7(a) approvals7(a) dollarsMedian 7(a)504 approvals504 dollarsAll approvalsJobs supported, as reported
FY2026*190$120M$208K31$58.9M2212,181
FY2025349$178M$242K60$82.1M4094,249
FY2024322$171M$190K24$39.7M3463,309
FY2023266$137M$211K37$55.0M3032,872
FY2022239$133M$205K79$97.0M3182,884
FY2021298$229M$350K88$112M3865,419
FY2020186$115M$250K50$44.8M2362,678
FY2019249$121M$200K39$39.9M2883,402
FY2018341$138M$150K48$41.9M3893,590
FY2017343$157M$150K53$55.0M3964,738
FY2016393$143M$150K49$48.1M4424,296

SBA records the NAICS code in force when a loan was approved. The 2022 NAICS revision renumbered parts of retail trade and information, so some lines of business appear under one code before FY2023 and another after. FY2016–FY2020 approvals under this code: 1,751.

Lenders most active in this industry

By number of approvals, FY2021–FY2025; 406 lenders had at least one.

#LenderApprovalsDollarsShare
1The Huntington National BankColumbus, OH189$54.0M10.7%
2U.S. Bank, National AssociationCincinnati, OH56$20.4M3.2%
3Newtek Bank, National AssociationMiami, FL53$21.4M3.0%
4Northeast BankLewiston, ME49$10.0M2.8%
5BayFirst National BankSaint Petersburg, FL44$13.3M2.5%
6Wells Fargo Bank National AssociationSioux Falls, SD42$17.5M2.4%
7Live Oak Banking CompanyWilmington, NC36$53.5M2.0%
8Manufacturers and Traders Trust CompanyBuffalo, NY33$6.6M1.9%
9TD Bank, National AssociationWilmington, DE32$3.7M1.8%
10Readycap Lending, LLCBerkeley Heights, NJ27$8.2M1.5%
11Celtic Bank CorporationSalt Lake City, UT23$3.4M1.3%
12Small Business Growth CorporationSpringfield, IL · CDC21$23.6M1.2%
13Newtek Small Business Finance, Inc.Lake Success, NY21$22.5M1.2%
14Byline BankChicago, IL20$27.8M1.1%
15JPMorgan Chase Bank, National AssociationColumbus, OH20$9.1M1.1%
16Florida First Capital Finance Corporation, Inc.Tallahassee, FL · CDC19$21.7M1.1%
17SouthState Bank, National AssociationWinter Haven, FL16$21.1M0.9%
18First Bank of the LakeOsage Beach, MO16$17.5M0.9%
19Mortgage Capital Development CorporationOakland, CA · CDC15$20.4M0.9%
20Florida Business Development CorporationTampa, FL · CDC15$19.9M0.9%

States

#State of the businessApprovalsDollarsShare
1California186$169M10.6%
2Florida145$107M8.2%
3Ohio120$67.0M6.8%
4Texas117$97.5M6.6%
5Illinois110$82.6M6.2%
6Minnesota79$43.2M4.5%
7Michigan76$19.9M4.3%
8New York75$50.9M4.3%
9Wisconsin69$55.8M3.9%
10Colorado61$61.9M3.5%
11Pennsylvania54$29.0M3.1%
12Indiana47$40.1M2.7%
13Utah43$40.3M2.4%
14New Jersey43$26.8M2.4%
15North Carolina42$25.4M2.4%

Franchise brands

10.0% of approvals carried a franchise code.

#BrandApprovalsShare
1Fastsigns965.4%
2Signarama311.8%
3SIGNworld150.9%
4Image360100.6%
5Yesco40.2%
6Signs by Tomorrow40.2%
7Signs Now30.2%
8Closet Factory20.1%
9USA Insulation20.1%
10Board & Brush Creative Studios20.1%

Approval sizes

Age of the businesses

Charge-offs against all industries

Other Miscellaneous Manufacturing, 7(a)6.9%
All industries, 7(a)6.6%
Other Miscellaneous Manufacturing, 5040.8%
All industries, 5041.2%
Share of disbursed loans approved FY2010–FY2021 that SBA records as charged off.
Loans approved FY2010–FY2021This industry, 7(a)All 7(a)This industry, 504All 504
Approvals in these years3,739639,90570885,591
Cancelled or never disbursed45079,31310112,514
Disbursed loans3,289560,59260773,077
Paid in full2,559435,81331635,491
Charged off22836,8915905
Still outstanding (status exempt from disclosure)50287,88828636,681
Charged off, share of disbursed loans6.9%6.6%0.8%1.2%
Dollars charged off, share of disbursed dollars3.2%2.5%0.7%0.9%
Dollars charged off$47.3M$5.70bn$4.0M$499M

Against all industries

FY2021–FY2025NAICS 3399All industries
Median 7(a) approval$243K$190K
Median 504 approval$854K$657K
Average approval$701K$573K
Approvals per 1,000 establishments119.041.0
Approvals to franchise businesses10.0%11.2%
Jobs supported per approval, as reported10.610.5

Questions and answers

Which lenders make the most SBA loans for other miscellaneous manufacturing?

By approvals in FY2021 to FY2025: The Huntington National Bank (189), U.S. Bank, National Association (56), Newtek Bank, National Association (53), Northeast Bank (49), BayFirst National Bank (44). 406 lenders had at least one.

How large are typical SBA loans for other miscellaneous manufacturing?

The median 7(a) approval was $243K and the median 504 approval $854K; the average across both programs was $701K.

What share of SBA loans for other miscellaneous manufacturing are charged off?

Of 7(a) loans approved in FY2010 to FY2021 and disbursed, 6.9% are recorded as charged off, against 6.6% for all industries; for 504 loans, 0.8% against 1.2%.

Which states have the most SBA loans for other miscellaneous manufacturing?

California (186), Florida (145), Ohio (120), Texas (117), Illinois (110).

Is SBA lending for other miscellaneous manufacturing rising?

Approvals in the three latest complete fiscal years total 1,058, against 940 in the three before: rising (+13%).

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error