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County5th of 16 in Nevada by approvalsFIPS 32005
SBA loans in Douglas County, Nevada
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 51 loans to businesses in Douglas County, Nevada, in FY2021 to FY2025, worth $38.4M: 46 under 7(a) and 5 under 504.
That is 29.8 approvals per 1,000 business establishments (1,714 establishments in 2023), below the Nevada figure of 48.8 and below the national 41.0.
It ranks 5th of 16 Nevada counties with approvals. In FY2025 there were 16, up 23% on FY2024.
20 lenders had approvals here; the most active were U.S. Bank, National Association (12), Wells Fargo Bank National Association (6) and Zions Bank, A Division of (5). The most common industry was services to buildings and dwellings.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Douglas County
By number of approvals to businesses in the county, FY2021–FY2025; 20 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 12 | $1.8M | 23.5% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 6 | $2.5M | 11.8% | |
| 3 | Zions Bank, A Division ofSalt Lake City, UT | 5 | $7.1M | 9.8% | |
| 4 | BayFirst National BankSaint Petersburg, FL | 4 | $685K | 7.8% | |
| 5 | Nevada State Development CorporationLas Vegas, NV · CDC | 3 | $9.6M | 5.9% | |
| 6 | Newtek Bank, National AssociationMiami, FL | 3 | $480K | 5.9% | |
| 7 | First Internet Bank of IndianaFishers, IN | 2 | — | 3.9% | |
| 8 | Harvest Small Business Finance, LLCLaguna Hills, CA | 2 | — | 3.9% | |
| 9 | First Bank of the LakeOsage Beach, MO | 2 | — | 3.9% | |
| 10 | Northeast BankLewiston, ME | 2 | — | 3.9% | |
| 11 | Beacon Bank and TrustBrookline, MA | 1 | — | 2.0% | |
| 12 | Seacoast National BankStuart, FL | 1 | — | 2.0% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.0% | |
| 14 | JPMorgan Chase Bank, National AssociationColumbus, OH | 1 | — | 2.0% | |
| 15 | California Statewide Certified Development CorporationDavis, CA · CDC | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Services to Buildings and DwellingsNAICS 5617 | 5 | 9.8% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 5 | 9.8% | |
| 3 | Other Specialty Trade ContractorsNAICS 2389 | 4 | 7.8% | |
| 4 | Residential Building ConstructionNAICS 2361 | 3 | 5.9% | |
| 5 | Automotive Parts, Accessories, and Tire StoresNAICS 4413 | 2 | 3.9% | |
| 6 | Lessors of Real EstateNAICS 5311 | 2 | 3.9% | |
| 7 | Offices of DentistsNAICS 6212 | 2 | 3.9% | |
| 8 | Household Appliances and Electrical and Electronic Goods Merchant WholesalersNAICS 4236 | 2 | 3.9% | |
| 9 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 2 | 3.9% | |
| 10 | Offices of Other Health PractitionersNAICS 6213 | 2 | 3.9% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 10 | 19.6% | |
| 2 | Retail Trade | 7 | 13.7% | |
| 3 | Accommodation and Food Services | 6 | 11.8% | |
| 4 | Administrative and Support and Waste Management and Remediation Services | 6 | 11.8% | |
| 5 | Health Care and Social Assistance | 5 | 9.8% | |
| 6 | Real Estate and Rental and Leasing | 4 | 7.8% | |
| 7 | Professional, Scientific, and Technical Services | 4 | 7.8% | |
| 8 | Transportation and Warehousing | 3 | 5.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 16 | $11.1M | $225K | 0 | — | 16 | 145 |
| FY2025 | 14 | $8.3M | $150K | 2 | — | 16 | 124 |
| FY2024 | 13 | $7.5M | $335K | 0 | — | 13 | 117 |
| FY2023 | 8 | $2.1M | $167K | 1 | — | 9 | 93 |
| FY2022 | 6 | $5.3M | $250K | 2 | — | 8 | 86 |
| FY2021 | 5 | $4.6M | $460K | 0 | — | 5 | 23 |
| FY2020 | 4 | $7.8M | $1.4M | 3 | $3.1M | 7 | 87 |
| FY2019 | 7 | $2.7M | $173K | 4 | $3.0M | 11 | 96 |
| FY2018 | 13 | $6.0M | $150K | 4 | $4.3M | 17 | 105 |
| FY2017 | 16 | $4.7M | $223K | 0 | — | 16 | 76 |
| FY2016 | 9 | $1.0M | $130K | 2 | — | 11 | 16 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 62 approvals.
Against Nevada and the country
| FY2021–FY2025 | Douglas County | Nevada | United States |
|---|---|---|---|
| Approvals | 51 | 3,774 | 342,825 |
| Approvals per 1,000 establishments | 29.8 | 48.8 | 41.0 |
| Median 7(a) approval | $250K | $232K | $190K |
| Median 504 approval | $1.2M | $678K | $657K |
| Average approval | $752K | $620K | $573K |
| 504 share of approvals | 9.8% | 16.5% | 11.0% |
| Jobs supported per approval, as reported | 8.7 | 12.2 | 10.5 |
| Share of state approvals | 1.4% | 100.0% | — |
Approval sizes
- $50,000 or less23.5%12
- $50,001 to $150,00013.7%7
- $150,001 to $350,00015.7%8
- $350,001 to $1 million27.5%14
- $1 million to $2 million5.9%3
- Over $2 million13.7%7
Age of the businesses
- Existing, more than 2 years old58.8%30
- New business, 2 years or less27.5%14
- Startup, loan funds will open the business5.9%3
- Change of ownership7.8%4
Questions and answers
Which lenders make the most SBA loans in Douglas County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (12), Wells Fargo Bank National Association (6), Zions Bank, A Division of (5), BayFirst National Bank (4), Nevada State Development Corporation (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Douglas County?
The median 7(a) approval was $250K and the median 504 approval $1.2M; the Nevada 7(a) median was $232K.
Which industries get the most SBA loans in Douglas County?
Services to Buildings and Dwellings (5); Restaurants and Other Eating Places (5); Other Specialty Trade Contractors (4); Residential Building Construction (3); Automotive Parts, Accessories, and Tire Stores (2).
Is SBA lending in Douglas County rising?
Approvals in the three latest complete fiscal years total 38, against 20 in the three before: rising (+90%).
How does Douglas County compare with the rest of Nevada?
29.8 approvals per 1,000 establishments against 48.8 statewide, and 51 of the state's 3,774 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error