County6th of 16 in Nevada by approvalsFIPS 32019
SBA loans in Lyon County, Nevada
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Lyon County, Nevada, received 48 SBA loan approvals worth $32.1M in FY2021 to FY2025 (39 7(a), 9 504).
That is 54.9 approvals per 1,000 business establishments (874 establishments in 2023), close to the Nevada figure of 48.8 and above the national 41.0.
It ranks 6th of 16 Nevada counties with approvals. In FY2025 there were 15.
22 lenders had approvals here; the most active were Wells Fargo Bank National Association (6), Nevada State Development Corporation (6) and U.S. Bank, National Association (6). The most common industry was automotive repair and maintenance.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Lyon County
By number of approvals to businesses in the county, FY2021–FY2025; 22 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National AssociationSioux Falls, SD | 6 | $4.7M | 12.5% | |
| 2 | Nevada State Development CorporationLas Vegas, NV · CDC | 6 | $2.2M | 12.5% | |
| 3 | U.S. Bank, National AssociationCincinnati, OH | 6 | $206K | 12.5% | |
| 4 | Zions Bank, A Division ofSalt Lake City, UT | 4 | $516K | 8.3% | |
| 5 | Open BankLos Angeles, CA | 3 | $9.9M | 6.3% | |
| 6 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 4.2% | |
| 7 | Plumas BankQuincy, CA | 2 | — | 4.2% | |
| 8 | Customers BankMalvern, PA | 2 | — | 4.2% | |
| 9 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 4.2% | |
| 10 | The Huntington National BankColumbus, OH | 2 | — | 4.2% | |
| 11 | Rural Community Assistance CorporationWest Sacramento, CA | 2 | — | 4.2% | |
| 12 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 1 | — | 2.1% | |
| 13 | First Bank of the LakeOsage Beach, MO | 1 | — | 2.1% | |
| 14 | California Statewide Certified Development CorporationDavis, CA · CDC | 1 | — | 2.1% | |
| 15 | Mortgage Capital Development CorporationOakland, CA · CDC | 1 | — | 2.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Automotive Repair and MaintenanceNAICS 8111 | 5 | 10.4% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 4 | 8.3% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 4 | 8.3% | |
| 4 | Traveler AccommodationNAICS 7211 | 3 | 6.3% | |
| 5 | Remediation and Other Waste Management ServicesNAICS 5629 | 3 | 6.3% | |
| 6 | Coating, Engraving, Heat Treating, and Allied ActivitiesNAICS 3328 | 3 | 6.3% | |
| 7 | Personal and Household Goods Repair and MaintenanceNAICS 8114 | 3 | 6.3% | |
| 8 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and MaintenanceNAICS 8113 | 2 | 4.2% | |
| 9 | Services to Buildings and DwellingsNAICS 5617 | 2 | 4.2% | |
| 10 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 1 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Services (except Public Administration) | 10 | 20.8% | |
| 2 | Accommodation and Food Services | 8 | 16.7% | |
| 3 | Construction | 7 | 14.6% | |
| 4 | Manufacturing | 6 | 12.5% | |
| 5 | Administrative and Support and Waste Management and Remediation Services | 5 | 10.4% | |
| 6 | Transportation and Warehousing | 3 | 6.3% | |
| 7 | Professional, Scientific, and Technical Services | 3 | 6.3% | |
| 8 | Retail Trade | 2 | 4.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $1.5M | $607K | 0 | — | 3 | 31 |
| FY2025 | 15 | $12.1M | $50K | 0 | — | 15 | 84 |
| FY2024 | 4 | $3.9M | $77K | 2 | — | 6 | 28 |
| FY2023 | 7 | $1.7M | $168K | 1 | — | 8 | 44 |
| FY2022 | 8 | $2.8M | $298K | 2 | — | 10 | 38 |
| FY2021 | 5 | $6.1M | $262K | 4 | $1.4M | 9 | 91 |
| FY2020 | 6 | $1.5M | $178K | 3 | $1.8M | 9 | 164 |
| FY2019 | 6 | $1.9M | $250K | 2 | — | 8 | 32 |
| FY2018 | 9 | $1.4M | $100K | 2 | — | 11 | 49 |
| FY2017 | 10 | $6.6M | $255K | 2 | — | 12 | 59 |
| FY2016 | 5 | $8.0M | $1.7M | 0 | — | 5 | 73 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 45 approvals.
Against Nevada and the country
| FY2021–FY2025 | Lyon County | Nevada | United States |
|---|---|---|---|
| Approvals | 48 | 3,774 | 342,825 |
| Approvals per 1,000 establishments | 54.9 | 48.8 | 41.0 |
| Median 7(a) approval | $150K | $232K | $190K |
| Median 504 approval | $394K | $678K | $657K |
| Average approval | $669K | $620K | $573K |
| 504 share of approvals | 18.8% | 16.5% | 11.0% |
| Jobs supported per approval, as reported | 5.9 | 12.2 | 10.5 |
| Share of state approvals | 1.3% | 100.0% | — |
Approval sizes
- $50,000 or less33.3%16
- $50,001 to $150,00010.4%5
- $150,001 to $350,00012.5%6
- $350,001 to $1 million25.0%12
- $1 million to $2 million8.3%4
- Over $2 million10.4%5
Age of the businesses
- Existing, more than 2 years old60.4%29
- New business, 2 years or less25.0%12
- Startup, loan funds will open the business8.3%4
- Change of ownership6.3%3
Questions and answers
Which lenders make the most SBA loans in Lyon County?
By approvals in FY2021 to FY2025: Wells Fargo Bank National Association (6), Nevada State Development Corporation (6), U.S. Bank, National Association (6), Zions Bank, A Division of (4), Open Bank (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Lyon County?
The median 7(a) approval was $150K and the median 504 approval $394K; the Nevada 7(a) median was $232K.
Which industries get the most SBA loans in Lyon County?
Automotive Repair and Maintenance (5); Restaurants and Other Eating Places (4); Building Equipment Contractors (4); Traveler Accommodation (3); Remediation and Other Waste Management Services (3).
Is SBA lending in Lyon County rising?
Approvals in the three latest complete fiscal years total 29, against 28 in the three before: broadly level (+4%).
How does Lyon County compare with the rest of Nevada?
54.9 approvals per 1,000 establishments against 48.8 statewide, and 48 of the state's 3,774 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error