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County6th of 70 in Oklahoma by approvalsFIPS 40037
SBA loans in Creek County, Oklahoma
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Creek County, Oklahoma, received 51 SBA loan approvals worth $41.1M in FY2021 to FY2025 (50 7(a), 1 504).
That is 36.0 approvals per 1,000 business establishments (1,416 establishments in 2023), above the Oklahoma figure of 29.1 and close to the national 41.0.
It ranks 6th of 70 Oklahoma counties with approvals. In FY2025 there were 15.
21 lenders had approvals here; the most active were Arvest Bank (10), Security Bank (5) and First Oklahoma Bank (5). The most common industry was building equipment contractors.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Creek County
By number of approvals to businesses in the county, FY2021–FY2025; 21 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Arvest BankFayetteville, AR | 10 | $772K | 19.6% | |
| 2 | Security BankTulsa, OK | 5 | $9.2M | 9.8% | |
| 3 | First Oklahoma BankJenks, OK | 5 | $6.2M | 9.8% | |
| 4 | First Pryority BankPryor, OK | 5 | $2.8M | 9.8% | |
| 5 | BancFirstOklahoma City, OK | 4 | $6.9M | 7.8% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 3 | $1.7M | 5.9% | |
| 7 | Triad Bank, National AssociationTulsa, OK | 2 | — | 3.9% | |
| 8 | Mabrey BankBixby, OK | 2 | — | 3.9% | |
| 9 | BayFirst National BankSaint Petersburg, FL | 2 | — | 3.9% | |
| 10 | Equity BankAndover, KS | 2 | — | 3.9% | |
| 11 | American Bank and Trust CompanyTulsa, OK | 1 | — | 2.0% | |
| 12 | First Internet Bank of IndianaFishers, IN | 1 | — | 2.0% | |
| 13 | American Exchange BankHenryetta, OK | 1 | — | 2.0% | |
| 14 | Grasshopper Bank National AssociationNew York, NY | 1 | — | 2.0% | |
| 15 | Small Business Capital CorporationTulsa, OK · CDC | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Building Equipment ContractorsNAICS 2382 | 8 | 15.7% | |
| 2 | General Freight TruckingNAICS 4841 | 7 | 13.7% | |
| 3 | Other Amusement and Recreation IndustriesNAICS 7139 | 4 | 7.8% | |
| 4 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 3.9% | |
| 5 | Offices of Other Health PractitionersNAICS 6213 | 2 | 3.9% | |
| 6 | Nonresidential Building ConstructionNAICS 2362 | 2 | 3.9% | |
| 7 | Metalworking Machinery ManufacturingNAICS 3335 | 2 | 3.9% | |
| 8 | Sporting Goods, Hobby, and Musical Instrument RetailersNAICS 4591 | 2 | 3.9% | |
| 9 | Agriculture, Construction, and Mining Machinery ManufacturingNAICS 3331 | 1 | 2.0% | |
| 10 | Architectural and Structural Metals ManufacturingNAICS 3323 | 1 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 11 | 21.6% | |
| 2 | Retail Trade | 8 | 15.7% | |
| 3 | Manufacturing | 7 | 13.7% | |
| 4 | Transportation and Warehousing | 7 | 13.7% | |
| 5 | Other Services (except Public Administration) | 4 | 7.8% | |
| 6 | Arts, Entertainment, and Recreation | 4 | 7.8% | |
| 7 | Health Care and Social Assistance | 3 | 5.9% | |
| 8 | Real Estate and Rental and Leasing | 2 | 3.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 1 | — | — | 1 | — | 2 | 5 |
| FY2025 | 15 | $8.0M | $150K | 0 | — | 15 | 91 |
| FY2024 | 8 | $4.4M | $286K | 0 | — | 8 | 51 |
| FY2023 | 8 | $9.3M | $588K | 0 | — | 8 | 81 |
| FY2022 | 10 | $11.7M | $390K | 1 | — | 11 | 106 |
| FY2021 | 9 | $7.3M | $243K | 0 | — | 9 | 176 |
| FY2020 | 11 | $7.6M | $130K | 1 | — | 12 | 93 |
| FY2019 | 5 | $1.4M | $284K | 2 | — | 7 | 38 |
| FY2018 | 10 | $3.5M | $254K | 0 | — | 10 | 78 |
| FY2017 | 13 | $12.3M | $232K | 0 | — | 13 | 151 |
| FY2016 | 3 | $4.6M | $262K | 1 | — | 4 | 73 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 46 approvals.
Against Oklahoma and the country
| FY2021–FY2025 | Creek County | Oklahoma | United States |
|---|---|---|---|
| Approvals | 51 | 2,802 | 342,825 |
| Approvals per 1,000 establishments | 36.0 | 29.1 | 41.0 |
| Median 7(a) approval | $266K | $250K | $190K |
| Median 504 approval | — | $569K | $657K |
| Average approval | $807K | $611K | $573K |
| 504 share of approvals | 2.0% | 7.4% | 11.0% |
| Jobs supported per approval, as reported | 9.9 | 12.2 | 10.5 |
| Share of state approvals | 1.8% | 100.0% | — |
Approval sizes
- $50,000 or less13.7%7
- $50,001 to $150,00029.4%15
- $150,001 to $350,00011.8%6
- $350,001 to $1 million17.6%9
- $1 million to $2 million17.6%9
- Over $2 million9.8%5
Age of the businesses
- Existing, more than 2 years old52.9%27
- New business, 2 years or less23.5%12
- Startup, loan funds will open the business21.6%11
- Change of ownership2.0%1
Questions and answers
Which lenders make the most SBA loans in Creek County?
By approvals in FY2021 to FY2025: Arvest Bank (10), Security Bank (5), First Oklahoma Bank (5), First Pryority Bank (5), BancFirst (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Creek County?
The median 7(a) approval was $266K; the Oklahoma 7(a) median was $250K.
Which industries get the most SBA loans in Creek County?
Building Equipment Contractors (8); General Freight Trucking (7); Other Amusement and Recreation Industries (4); Other Fabricated Metal Product Manufacturing (2); Offices of Other Health Practitioners (2).
Is SBA lending in Creek County rising?
Approvals in the three latest complete fiscal years total 31, against 32 in the three before: broadly level (-3%).
How does Creek County compare with the rest of Oklahoma?
36.0 approvals per 1,000 establishments against 29.1 statewide, and 51 of the state's 2,802 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error