States › Oklahoma › Rogers County
County7th of 70 in Oklahoma by approvalsFIPS 40131
SBA loans in Rogers County, Oklahoma
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Rogers County, Oklahoma, received 49 SBA loan approvals worth $26.4M in FY2021 to FY2025 (43 7(a), 6 504).
That is 25.1 approvals per 1,000 business establishments (1,953 establishments in 2023), close to the Oklahoma figure of 29.1 and below the national 41.0.
It ranks 7th of 70 Oklahoma counties with approvals. In FY2025 there were 13.
23 lenders had approvals here; the most active were BancFirst (6), SpiritBank (5) and First Oklahoma Bank (5). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Rogers County
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | BancFirstOklahoma City, OK | 6 | $1.2M | 12.2% | |
| 2 | SpiritBankTulsa, OK | 5 | $3.1M | 10.2% | |
| 3 | First Oklahoma BankJenks, OK | 5 | $2.2M | 10.2% | |
| 4 | First Bank of OwassoOwasso, OK | 4 | $497K | 8.2% | |
| 5 | Security BankTulsa, OK | 3 | $2.5M | 6.1% | |
| 6 | Small Business Capital CorporationTulsa, OK · CDC | 3 | $1.4M | 6.1% | |
| 7 | Northeast BankLewiston, ME | 3 | $610K | 6.1% | |
| 8 | The Huntington National BankColumbus, OH | 3 | $508K | 6.1% | |
| 9 | Tulsa Economic Development CorporationTulsa, OK · CDC | 2 | — | 4.1% | |
| 10 | Regent BankTulsa, OK | 2 | — | 4.1% | |
| 11 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.0% | |
| 12 | Rural Enterprises of Oklahoma, Inc.Durant, OK · CDC | 1 | — | 2.0% | |
| 13 | First Financial BankEl Dorado, AR | 1 | — | 2.0% | |
| 14 | First Pryority BankPryor, OK | 1 | — | 2.0% | |
| 15 | OMB BankSpringfield, MO | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 5 | 10.2% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 4 | 8.2% | |
| 3 | Child Day Care ServicesNAICS 6244 | 4 | 8.2% | |
| 4 | Offices of Other Health PractitionersNAICS 6213 | 3 | 6.1% | |
| 5 | Special Food ServicesNAICS 7223 | 2 | 4.1% | |
| 6 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 2 | 4.1% | |
| 7 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 4.1% | |
| 8 | Coating, Engraving, Heat Treating, and Allied ActivitiesNAICS 3328 | 2 | 4.1% | |
| 9 | Other Personal ServicesNAICS 8129 | 2 | 4.1% | |
| 10 | Cement and Concrete Product ManufacturingNAICS 3273 | 1 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 8 | 16.3% | |
| 2 | Construction | 8 | 16.3% | |
| 3 | Manufacturing | 7 | 14.3% | |
| 4 | Health Care and Social Assistance | 7 | 14.3% | |
| 5 | Transportation and Warehousing | 5 | 10.2% | |
| 6 | Other Services (except Public Administration) | 4 | 8.2% | |
| 7 | Retail Trade | 3 | 6.1% | |
| 8 | Agriculture, Forestry, Fishing and Hunting | 2 | 4.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 9 | $9.5M | $350K | 0 | — | 9 | 91 |
| FY2025 | 11 | $3.8M | $150K | 2 | — | 13 | 103 |
| FY2024 | 3 | $1.3M | $500K | 0 | — | 3 | 33 |
| FY2023 | 10 | $6.4M | $339K | 0 | — | 10 | 85 |
| FY2022 | 12 | $3.5M | $207K | 3 | $5.0M | 15 | 137 |
| FY2021 | 7 | $4.5M | $529K | 1 | — | 8 | 126 |
| FY2020 | 8 | $3.9M | $295K | 0 | — | 8 | 81 |
| FY2019 | 8 | $2.6M | $148K | 3 | $747K | 11 | 61 |
| FY2018 | 9 | $4.1M | $250K | 0 | — | 9 | 61 |
| FY2017 | 9 | $3.4M | $175K | 0 | — | 9 | 51 |
| FY2016 | 19 | $9.5M | $212K | 1 | — | 20 | 171 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 57 approvals.
Against Oklahoma and the country
| FY2021–FY2025 | Rogers County | Oklahoma | United States |
|---|---|---|---|
| Approvals | 49 | 2,802 | 342,825 |
| Approvals per 1,000 establishments | 25.1 | 29.1 | 41.0 |
| Median 7(a) approval | $229K | $250K | $190K |
| Median 504 approval | $691K | $569K | $657K |
| Average approval | $538K | $611K | $573K |
| 504 share of approvals | 12.2% | 7.4% | 11.0% |
| Jobs supported per approval, as reported | 9.9 | 12.2 | 10.5 |
| Share of state approvals | 1.7% | 100.0% | — |
Approval sizes
- $50,000 or less4.1%2
- $50,001 to $150,00028.6%14
- $150,001 to $350,00024.5%12
- $350,001 to $1 million28.6%14
- $1 million to $2 million8.2%4
- Over $2 million6.1%3
Age of the businesses
- Existing, more than 2 years old51.0%25
- New business, 2 years or less10.2%5
- Startup, loan funds will open the business26.5%13
- Change of ownership12.2%6
Questions and answers
Which lenders make the most SBA loans in Rogers County?
By approvals in FY2021 to FY2025: BancFirst (6), SpiritBank (5), First Oklahoma Bank (5), First Bank of Owasso (4), Security Bank (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Rogers County?
The median 7(a) approval was $229K and the median 504 approval $691K; the Oklahoma 7(a) median was $250K.
Which industries get the most SBA loans in Rogers County?
Restaurants and Other Eating Places (5); Building Equipment Contractors (4); Child Day Care Services (4); Offices of Other Health Practitioners (3); Special Food Services (2).
Is SBA lending in Rogers County rising?
Approvals in the three latest complete fiscal years total 26, against 31 in the three before: falling (-16%).
How does Rogers County compare with the rest of Oklahoma?
25.1 approvals per 1,000 establishments against 29.1 statewide, and 49 of the state's 2,802 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error