Franchise brands › The Cleaning Authority
Franchise brand89 approvals since FY2013
SBA loans to The Cleaning Authority franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 89 loan approvals since FY2013 under the The Cleaning Authority franchise brand, worth $23.1M; 27 of them came in FY2021 to FY2025.
In FY2025 there were 4. The average approval in the five-year window was $357K, and 1 of the approvals were 504 loans.
14 lenders made the FY2021 to FY2025 loans across 16 states; the most active were United Midwest Savings Bank National Association (5), Readycap Lending, LLC (4) and The Huntington National Bank (4).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 11.3% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 5 | $1.3M | $263K | 0 | 50 |
| FY2025 | 4 | $785K | $196K | 0 | 20 |
| FY2024 | 3 | $644K | $215K | 0 | 25 |
| FY2023 | 10 | $3.3M | $333K | 1 | 273 |
| FY2022 | 3 | $2.7M | $898K | 0 | 59 |
| FY2021 | 7 | $2.2M | $312K | 0 | 189 |
| FY2020 | 4 | $1.1M | $275K | 0 | 144 |
| FY2019 | 5 | $1.6M | $323K | 0 | 140 |
| FY2018 | 10 | $1.8M | $179K | 1 | 145 |
| FY2017 | 5 | $1.2M | $231K | 0 | 91 |
| FY2016 | 11 | $1.5M | $140K | 1 | 277 |
SBA's franchise field lists the brand as "THE CLEANING AUTHORITY"; "The Cleaning Authority". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | The Cleaning Authority | All SBA loans |
|---|---|---|
| Approvals in these years | 64 | 725,496 |
| Cancelled or never disbursed | 11 | 91,827 |
| Disbursed loans | 53 | 633,669 |
| Paid in full | 34 | 471,304 |
| Charged off | 6 | 37,796 |
| Still outstanding (status exempt from disclosure) | 13 | 124,569 |
| Charged off, share of disbursed loans | 11.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 6.5% | 2.2% |
| Dollars charged off | $830K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | United Midwest Savings Bank National AssociationDe Graff, OH | 5 | $720K | 18.5% | |
| 2 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $612K | 14.8% | |
| 3 | The Huntington National BankColumbus, OH | 4 | $537K | 14.8% | |
| 4 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 7.4% | |
| 5 | Newtek Small Business Finance, Inc.Lake Success, NY | 2 | — | 7.4% | |
| 6 | First Bank of the LakeOsage Beach, MO | 2 | — | 7.4% | |
| 7 | Midwest Regional BankFestus, MO | 1 | — | 3.7% | |
| 8 | Washington Trust BankSpokane, WA | 1 | — | 3.7% | |
| 9 | First BankSouthern Pines, NC | 1 | — | 3.7% | |
| 10 | Bank of America, National AssociationCharlotte, NC | 1 | — | 3.7% | |
| 11 | Central BankProvo, UT | 1 | — | 3.7% | |
| 12 | Business Finance Group, Inc.Fairfax, VA · CDC | 1 | — | 3.7% | |
| 13 | VelocitySBA, LLCIrving, TX | 1 | — | 3.7% | |
| 14 | Truist BankCharlotte, NC | 1 | — | 3.7% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Ohio | 4 | 14.8% | |
| 2 | Florida | 3 | 11.1% | |
| 3 | Illinois | 3 | 11.1% | |
| 4 | Missouri | 2 | 7.4% | |
| 5 | North Carolina | 2 | 7.4% | |
| 6 | Kentucky | 2 | 7.4% | |
| 7 | California | 2 | 7.4% | |
| 8 | Washington | 1 | 3.7% | |
| 9 | Oregon | 1 | 3.7% | |
| 10 | Utah | 1 | 3.7% | |
| 11 | Virginia | 1 | 3.7% | |
| 12 | New Jersey | 1 | 3.7% | |
| 13 | Indiana | 1 | 3.7% | |
| 14 | Tennessee | 1 | 3.7% | |
| 15 | Nebraska | 1 | 3.7% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Services to Buildings and DwellingsNAICS 5617 | 24 | 88.9% | |
| 2 | Other Personal ServicesNAICS 8129 | 2 | 7.4% | |
| 3 | Support Activities for MiningNAICS 2131 | 1 | 3.7% |
Approval sizes
- $50,000 or less7.4%2
- $50,001 to $150,00040.7%11
- $150,001 to $350,00025.9%7
- $350,001 to $1 million14.8%4
- $1 million to $2 million11.1%3
Age of the businesses
- Existing, more than 2 years old14.8%4
- New business, 2 years or less18.5%5
- Startup, loan funds will open the business44.4%12
- Change of ownership22.2%6
Questions and answers
How many SBA loans go to The Cleaning Authority franchises?
89 approvals since FY2013, worth $23.1M; 27 in FY2021 to FY2025.
Which lenders make SBA loans for The Cleaning Authority franchises?
By approvals in FY2021 to FY2025: United Midwest Savings Bank National Association (5), Readycap Lending, LLC (4), The Huntington National Bank (4), Wells Fargo Bank National Association (2), Newtek Small Business Finance, Inc. (2).
How large is a typical SBA loan for a The Cleaning Authority franchise?
The average approval in FY2021 to FY2025 was $357K.
What share of The Cleaning Authority SBA loans are charged off?
Of 53 disbursed loans approved in FY2010 to FY2021, 6 (11.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to The Cleaning Authority franchises rising?
Approvals in the three latest complete fiscal years total 17, against 14 in the three before: rising (+21%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error