Franchise brands › Tint World
Franchise brand92 approvals since FY2012
SBA loans to Tint World franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2012, 92 SBA loan approvals worth $32.0M carry the Tint World franchise code, 64 of them in FY2021 to FY2025.
In FY2025 there were 7, down 53% on FY2024. The average approval in the five-year window was $429K.
18 lenders made the FY2021 to FY2025 loans across 25 states; the most active were First Bank of the Lake (14), The Huntington National Bank (13) and SouthState Bank, National Association (11).
These are loans to independent franchise owners, not to the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 4 | $840K | $210K | 0 | 10 |
| FY2025 | 7 | $2.4M | $346K | 0 | 44 |
| FY2024 | 15 | $6.1M | $404K | 0 | 109 |
| FY2023 | 17 | $7.6M | $447K | 0 | 108 |
| FY2022 | 14 | $5.8M | $415K | 0 | 98 |
| FY2021 | 11 | $5.5M | $503K | 0 | 89 |
| FY2020 | 6 | $1.3M | $210K | 0 | 40 |
| FY2019 | 4 | $781K | $195K | 0 | 27 |
| FY2018 | 3 | $483K | $161K | 0 | 13 |
| FY2017 | 2 | — | — | 0 | 11 |
| FY2016 | 5 | $670K | $134K | 0 | 21 |
SBA's franchise field lists the brand as "TINT WORLD"; "Tint World". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Tint World | All SBA loans |
|---|---|---|
| Approvals in these years | 35 | 725,496 |
| Cancelled or never disbursed | 7 | 91,827 |
| Disbursed loans | 28 | 633,669 |
| Paid in full | 17 | 471,304 |
| Charged off | 1 | 37,796 |
| Still outstanding (status exempt from disclosure) | 10 | 124,569 |
| Charged off, share of disbursed loans | too few loans | 6.0% |
| Dollars charged off, share of disbursed dollars | too few loans | 2.2% |
| Dollars charged off | — | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | First Bank of the LakeOsage Beach, MO | 14 | $7.9M | 21.9% | |
| 2 | The Huntington National BankColumbus, OH | 13 | $3.8M | 20.3% | |
| 3 | SouthState Bank, National AssociationWinter Haven, FL | 11 | $4.2M | 17.2% | |
| 4 | ConnectOne BankEnglewood Cliffs, NJ | 7 | $3.7M | 10.9% | |
| 5 | Customers BankMalvern, PA | 4 | $1.9M | 6.3% | |
| 6 | Live Oak Banking CompanyWilmington, NC | 2 | — | 3.1% | |
| 7 | United Midwest Savings Bank National AssociationDe Graff, OH | 2 | — | 3.1% | |
| 8 | Wilmington Savings Fund Society FSBWilmington, DE | 1 | — | 1.6% | |
| 9 | Zions Bank, A Division ofSalt Lake City, UT | 1 | — | 1.6% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 1.6% | |
| 11 | Midwest BankCentreSaint Louis, MO | 1 | — | 1.6% | |
| 12 | Colony BankFitzgerald, GA | 1 | — | 1.6% | |
| 13 | City State BankNorwalk, IA | 1 | — | 1.6% | |
| 14 | Citizens BankElizabethton, TN | 1 | — | 1.6% | |
| 15 | Centennial BankConway, AR | 1 | — | 1.6% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 10 | 15.6% | |
| 2 | Florida | 9 | 14.1% | |
| 3 | New Jersey | 5 | 7.8% | |
| 4 | California | 4 | 6.3% | |
| 5 | North Carolina | 3 | 4.7% | |
| 6 | Wisconsin | 3 | 4.7% | |
| 7 | Georgia | 3 | 4.7% | |
| 8 | Colorado | 3 | 4.7% | |
| 9 | Illinois | 3 | 4.7% | |
| 10 | Washington | 2 | 3.1% | |
| 11 | Ohio | 2 | 3.1% | |
| 12 | Alabama | 2 | 3.1% | |
| 13 | New Mexico | 2 | 3.1% | |
| 14 | Pennsylvania | 2 | 3.1% | |
| 15 | South Carolina | 1 | 1.6% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Automotive Repair and MaintenanceNAICS 8111 | 60 | 93.8% | |
| 2 | Automotive Parts, Accessories, and Tire StoresNAICS 4413 | 3 | 4.7% | |
| 3 | Motor Vehicle and Motor Vehicle Parts and Supplies Merchant WholesalersNAICS 4231 | 1 | 1.6% |
Approval sizes
- $50,000 or less7.8%5
- $50,001 to $150,00010.9%7
- $150,001 to $350,00021.9%14
- $350,001 to $1 million56.3%36
- $1 million to $2 million3.1%2
Age of the businesses
- Existing, more than 2 years old6.3%4
- New business, 2 years or less6.3%4
- Startup, loan funds will open the business85.9%55
- Change of ownership1.6%1
Questions and answers
How many SBA loans go to Tint World franchises?
92 approvals since FY2012, worth $32.0M; 64 in FY2021 to FY2025.
Which lenders make SBA loans for Tint World franchises?
By approvals in FY2021 to FY2025: First Bank of the Lake (14), The Huntington National Bank (13), SouthState Bank, National Association (11), ConnectOne Bank (7), Customers Bank (4).
How large is a typical SBA loan for a Tint World franchise?
The average approval in FY2021 to FY2025 was $429K.
What share of Tint World SBA loans are charged off?
There are fewer than 30 disbursed loans from the matured approval years, too few for a rate.
Are SBA loans to Tint World franchises rising?
Approvals in the three latest complete fiscal years total 39, against 31 in the three before: rising (+26%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error