Franchise brands › Urban Air Adventure Park
Franchise brand196 approvals since FY2017
SBA loans to Urban Air Adventure Park franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 196 loan approvals since FY2017 under the Urban Air Adventure Park franchise brand, worth $513M; 86 of them came in FY2021 to FY2025.
In FY2025 there were 20, up 33% on FY2024. The average approval in the five-year window was $3.3M, and 7 of the approvals were 504 loans.
31 lenders made the FY2021 to FY2025 loans across 32 states; the most active were KeyBank National Association (10), Celtic Bank Corporation (9) and Wilmington Savings Fund Society FSB (7).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 4.5% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 18 | $61.5M | $3.4M | 2 | 892 |
| FY2025 | 20 | $70.9M | $3.5M | 3 | 1,146 |
| FY2024 | 15 | $61.0M | $4.1M | 1 | 953 |
| FY2023 | 14 | $46.3M | $3.3M | 0 | 1,375 |
| FY2022 | 22 | $67.1M | $3.0M | 3 | 1,566 |
| FY2021 | 15 | $40.5M | $2.7M | 0 | 1,133 |
| FY2020 | 12 | $20.2M | $1.7M | 0 | 879 |
| FY2019 | 44 | $88.3M | $2.0M | 1 | 3,084 |
| FY2018 | 34 | $51.2M | $1.5M | 2 | 1,742 |
| FY2017 | 2 | — | — | 1 | 75 |
| FY2016 | 0 | — | — | 0 | 0 |
SBA's franchise field lists the brand as "Urban Air Adventure Park". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Urban Air Adventure Park | All SBA loans |
|---|---|---|
| Approvals in these years | 107 | 725,496 |
| Cancelled or never disbursed | 19 | 91,827 |
| Disbursed loans | 88 | 633,669 |
| Paid in full | 58 | 471,304 |
| Charged off | 4 | 37,796 |
| Still outstanding (status exempt from disclosure) | 26 | 124,569 |
| Charged off, share of disbursed loans | 4.5% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.9% | 2.2% |
| Dollars charged off | $1.5M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | KeyBank National AssociationCleveland, OH | 10 | $37.3M | 11.6% | |
| 2 | Celtic Bank CorporationSalt Lake City, UT | 9 | $31.7M | 10.5% | |
| 3 | Wilmington Savings Fund Society FSBWilmington, DE | 7 | $26.8M | 8.1% | |
| 4 | Happen BankLehi, UT | 6 | $21.7M | 7.0% | |
| 5 | FDIC - Community Bank & Trust-West GeorgiaLagrange, GA | 4 | $19.0M | 4.7% | |
| 6 | Everwise Credit UnionSouth Bend, IN | 4 | $14.4M | 4.7% | |
| 7 | Five Star BankRancho Cordova, CA | 4 | $10.6M | 4.7% | |
| 8 | FWBankChicago, IL | 3 | $13.9M | 3.5% | |
| 9 | Community Banks of Colorado, A Division of NBH BankGreenwood Village, CO | 3 | $8.9M | 3.5% | |
| 10 | First Bank of the LakeOsage Beach, MO | 2 | — | 2.3% | |
| 11 | Manufacturers and Traders Trust CompanyBuffalo, NY | 2 | — | 2.3% | |
| 12 | Capital Certified Development CorporationAustin, TX · CDC | 2 | — | 2.3% | |
| 13 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 2.3% | |
| 14 | Bell BankFargo, ND | 2 | — | 2.3% | |
| 15 | First Internet Bank of IndianaFishers, IN | 2 | — | 2.3% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 10 | 11.6% | |
| 2 | Florida | 8 | 9.3% | |
| 3 | Pennsylvania | 7 | 8.1% | |
| 4 | Indiana | 5 | 5.8% | |
| 5 | Illinois | 5 | 5.8% | |
| 6 | Virginia | 4 | 4.7% | |
| 7 | Ohio | 4 | 4.7% | |
| 8 | California | 3 | 3.5% | |
| 9 | Colorado | 3 | 3.5% | |
| 10 | Georgia | 3 | 3.5% | |
| 11 | Massachusetts | 3 | 3.5% | |
| 12 | Maryland | 3 | 3.5% | |
| 13 | Washington | 2 | 2.3% | |
| 14 | North Carolina | 2 | 2.3% | |
| 15 | South Carolina | 2 | 2.3% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Amusement and Recreation IndustriesNAICS 7139 | 61 | 70.9% | |
| 2 | Amusement Parks and ArcadesNAICS 7131 | 22 | 25.6% | |
| 3 | Support Activities for Air TransportationNAICS 4881 | 2 | 2.3% | |
| 4 | Management of Companies and EnterprisesNAICS 5511 | 1 | 1.2% |
Approval sizes
- $150,001 to $350,0001.2%1
- $350,001 to $1 million8.1%7
- $1 million to $2 million14.0%12
- Over $2 million76.7%66
Age of the businesses
- Existing, more than 2 years old15.1%13
- New business, 2 years or less11.6%10
- Startup, loan funds will open the business62.8%54
- Change of ownership10.5%9
Questions and answers
How many SBA loans go to Urban Air Adventure Park franchises?
196 approvals since FY2017, worth $513M; 86 in FY2021 to FY2025.
Which lenders make SBA loans for Urban Air Adventure Park franchises?
By approvals in FY2021 to FY2025: KeyBank National Association (10), Celtic Bank Corporation (9), Wilmington Savings Fund Society FSB (7), Happen Bank (6), FDIC - Community Bank & Trust-West Georgia (4).
How large is a typical SBA loan for a Urban Air Adventure Park franchise?
The average approval in FY2021 to FY2025 was $3.3M.
What share of Urban Air Adventure Park SBA loans are charged off?
Of 88 disbursed loans approved in FY2010 to FY2021, 4 (4.5%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Urban Air Adventure Park franchises rising?
Approvals in the three latest complete fiscal years total 49, against 49 in the three before: broadly level (0%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error