Franchise brands › D1 Training
Franchise brand161 approvals since FY2018
SBA loans to D1 Training franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2018, 161 SBA loan approvals worth $82.9M carry the D1 Training franchise code, 115 of them in FY2021 to FY2025.
In FY2025 there were 42, up 45% on FY2024. The average approval in the five-year window was $503K.
25 lenders made the FY2021 to FY2025 loans across 26 states; the most active were The Huntington National Bank (59), First Bank of the Lake (10) and Ameris Bank (5).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 2.9% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 21 | $12.0M | $572K | 0 | 148 |
| FY2025 | 42 | $22.3M | $531K | 0 | 370 |
| FY2024 | 29 | $14.2M | $491K | 0 | 345 |
| FY2023 | 20 | $8.6M | $430K | 0 | 192 |
| FY2022 | 9 | $4.8M | $529K | 0 | 88 |
| FY2021 | 15 | $8.0M | $532K | 0 | 129 |
| FY2020 | 16 | $8.7M | $542K | 0 | 186 |
| FY2019 | 8 | $4.2M | $521K | 1 | 136 |
| FY2018 | 1 | — | — | 0 | 13 |
| FY2017 | 0 | — | — | 0 | 0 |
| FY2016 | 0 | — | — | 0 | 0 |
SBA's franchise field lists the brand as "D1 Training". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | D1 Training | All SBA loans |
|---|---|---|
| Approvals in these years | 40 | 725,496 |
| Cancelled or never disbursed | 6 | 91,827 |
| Disbursed loans | 34 | 633,669 |
| Paid in full | 12 | 471,304 |
| Charged off | 1 | 37,796 |
| Still outstanding (status exempt from disclosure) | 21 | 124,569 |
| Charged off, share of disbursed loans | 2.9% | 6.0% |
| Dollars charged off, share of disbursed dollars | 2.7% | 2.2% |
| Dollars charged off | $495K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 59 | $20.8M | 51.3% | |
| 2 | First Bank of the LakeOsage Beach, MO | 10 | $7.9M | 8.7% | |
| 3 | Ameris BankAtlanta, GA | 5 | $3.4M | 4.3% | |
| 4 | Citizens BankElizabethton, TN | 4 | $2.4M | 3.5% | |
| 5 | United Community BankGreenville, SC | 3 | $1.9M | 2.6% | |
| 6 | TowneBankPortsmouth, VA | 3 | $1.6M | 2.6% | |
| 7 | HomeTrust BankAsheville, NC | 2 | — | 1.7% | |
| 8 | Beacon Bank and TrustBrookline, MA | 2 | — | 1.7% | |
| 9 | Oconee State BankWatkinsville, GA | 2 | — | 1.7% | |
| 10 | Associated Bank National AssociationGreen Bay, WI | 2 | — | 1.7% | |
| 11 | Horizon BankMichigan City, IN | 2 | — | 1.7% | |
| 12 | Security National Bank of OmahaOmaha, NE | 1 | — | 0.9% | |
| 13 | Bank Five NineOconomowoc, WI | 1 | — | 0.9% | |
| 14 | Heritage Bank IncBurlington, KY | 1 | — | 0.9% | |
| 15 | Pinnacle BankNashville, TN | 1 | — | 0.9% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 24 | 20.9% | |
| 2 | Florida | 15 | 13.0% | |
| 3 | California | 10 | 8.7% | |
| 4 | Arizona | 7 | 6.1% | |
| 5 | Georgia | 6 | 5.2% | |
| 6 | Illinois | 6 | 5.2% | |
| 7 | Colorado | 6 | 5.2% | |
| 8 | North Carolina | 4 | 3.5% | |
| 9 | New York | 4 | 3.5% | |
| 10 | Virginia | 4 | 3.5% | |
| 11 | Michigan | 4 | 3.5% | |
| 12 | Ohio | 4 | 3.5% | |
| 13 | Utah | 3 | 2.6% | |
| 14 | Indiana | 3 | 2.6% | |
| 15 | Tennessee | 3 | 2.6% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Amusement and Recreation IndustriesNAICS 7139 | 85 | 73.9% | |
| 2 | Other Schools and InstructionNAICS 6116 | 29 | 25.2% | |
| 3 | Other Personal ServicesNAICS 8129 | 1 | 0.9% |
Approval sizes
- $50,000 or less26.1%30
- $50,001 to $150,0001.7%2
- $150,001 to $350,0000.9%1
- $350,001 to $1 million70.4%81
- $1 million to $2 million0.9%1
Age of the businesses
- Existing, more than 2 years old0.9%1
- New business, 2 years or less7.0%8
- Startup, loan funds will open the business92.2%106
Questions and answers
How many SBA loans go to D1 Training franchises?
161 approvals since FY2018, worth $82.9M; 115 in FY2021 to FY2025.
Which lenders make SBA loans for D1 Training franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (59), First Bank of the Lake (10), Ameris Bank (5), Citizens Bank (4), United Community Bank (3).
How large is a typical SBA loan for a D1 Training franchise?
The average approval in FY2021 to FY2025 was $503K.
What share of D1 Training SBA loans are charged off?
Of 34 disbursed loans approved in FY2010 to FY2021, 1 (2.9%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to D1 Training franchises rising?
Approvals in the three latest complete fiscal years total 91, against 40 in the three before: rising (+127%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error