Lenders › San Fernando Valley Small Business Development Corporation
504 CDCLos Angeles, Californiacertified development company133rd of 182 by approvals
San Fernando Valley Small Business Development Corporation
SBA 504 loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 to FY2025 SBA approved 31 504 loans, worth $43.1M, through San Fernando Valley Small Business Development Corporation of Los Angeles, California, a certified development company (CDC) that makes SBA 504 loans. By number of approvals that is 133rd among 182 active CDCs.
In FY2025, the latest complete fiscal year, it had 9 approvals totalling $11.6M, down 18% on FY2024 (11). FY2026 to 30 Jun 2026 adds 5 more.
The median approval was $947K, against $657K for the 504 program as a whole; 0.0% of its approvals were for $150,000 or less (program: 4.6%).
Its loans went to businesses in 1 state or territory and 7 counties, led by California (100.0%). The largest industry group was wholesale trade at 19.4% of approvals.
Of 68 disbursed loans approved in FY2010 to FY2021, SBA records 0 as charged off (0.0%), 47 as paid in full and 21 still outstanding; the 504 program figure for the same approval years is 1.2%, so the rate here is below it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 5 | $7.5M | $1.4M | $1.5M | 43 |
| FY2025 | 9 | $11.6M | $777K | $1.3M | 52 |
| FY2024 | 11 | $15.3M | $1.2M | $1.4M | 30 |
| FY2023 | 5 | $9.9M | $2.0M | $2.0M | 34 |
| FY2022 | 5 | $5.6M | $947K | $1.1M | 68 |
| FY2021 | 1 | — | — | — | 12 |
| FY2020 | 1 | — | — | — | 25 |
| FY2019 | 3 | $1.2M | $465K | $397K | 39 |
| FY2018 | 3 | $1.7M | $316K | $558K | 5 |
| FY2017 | 3 | $902K | $335K | $301K | 21 |
| FY2016 | 2 | — | — | — | 5 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 12 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | California | 504 program |
|---|---|---|---|
| Approvals in these years | 78 | 16,149 | 85,591 |
| Cancelled or never disbursed | 10 | 1,904 | 12,514 |
| Disbursed loans | 68 | 14,245 | 73,077 |
| Paid in full | 47 | 7,213 | 35,491 |
| Charged off | 0 | 54 | 905 |
| Still outstanding (status exempt from disclosure) | 21 | 6,978 | 36,681 |
| Charged off, share of disbursed loans | 0.0% | 0.4% | 1.2% |
| Dollars charged off, share of disbursed dollars | 0.0% | 0.3% | 0.9% |
| Dollars charged off | $0 | $38.6M | $499M |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 504 program, same year |
|---|---|---|---|---|---|
| FY2021 | 1 | 0 | 0 | — | 0.1% |
| FY2020 | 1 | 0 | 0 | — | 0.1% |
| FY2019 | 3 | 2 | 0 | — | 0.3% |
| FY2018 | 3 | 2 | 0 | — | 0.4% |
| FY2017 | 3 | 0 | 0 | — | 0.8% |
| FY2016 | 2 | 1 | 0 | — | 1.0% |
| FY2015 | 0 | 0 | 0 | — | 1.2% |
| FY2014 | 9 | 5 | 0 | — | 1.3% |
| FY2013 | 22 | 17 | 0 | — | 1.4% |
| FY2012 | 8 | 8 | 0 | — | 2.0% |
| FY2011 | 8 | 6 | 0 | — | 2.1% |
| FY2010 | 8 | 6 | 0 | — | 3.4% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 504 program
| FY2021–FY2025 | This lender | 504 program |
|---|---|---|
| Median approval | $947K | $657K |
| Average approval | $1.4M | $1.0M |
| Approvals of $150,000 or less | 0.0% | 4.6% |
| Approvals to startups and businesses 2 years old or less | 6.5% | 14.4% |
| Approvals to franchise businesses | 0.0% | 9.0% |
| Jobs supported per approval, as reported | 6.3 | 10.1 |
| Charged off, loans approved FY2010–FY2021 | 0.0% | 1.2% |
States served
| # | State of the business (1 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | California | 31 | $43.1M | 100.0% |
In California the lender accounts for 0.4% of all 504 approvals in FY2021–FY2025.
Counties served
| # | County of the business (7 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Los Angeles County, CA | 20 | $26.8M | 64.5% | |
| 2 | San Bernardino County, CA | 5 | $8.1M | 16.1% | |
| 3 | Riverside County, CA | 2 | — | 6.5% | |
| 4 | San Joaquin County, CA | 1 | — | 3.2% | |
| 5 | Ventura County, CA | 1 | — | 3.2% | |
| 6 | San Francisco County, CA | 1 | — | 3.2% | |
| 7 | Kern County, CA | 1 | — | 3.2% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Wholesale Trade | 6 | 19.4% | |
| 2 | Transportation and Warehousing | 3 | 9.7% | |
| 3 | Manufacturing | 3 | 9.7% | |
| 4 | Construction | 3 | 9.7% | |
| 5 | Accommodation and Food Services | 3 | 9.7% | |
| 6 | Professional, Scientific, and Technical Services | 3 | 9.7% | |
| 7 | Arts, Entertainment, and Recreation | 2 | 6.5% | |
| 8 | Retail Trade | 2 | 6.5% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Miscellaneous Durable Goods Merchant WholesalersNAICS 4239 | 4 | 12.9% | |
| 2 | General Freight TruckingNAICS 4841 | 2 | 6.5% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 2 | 6.5% | |
| 4 | Restaurants and Other Eating PlacesNAICS 7225 | 2 | 6.5% | |
| 5 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 2 | 6.5% | |
| 6 | General Rental CentersNAICS 5323 | 1 | 3.2% | |
| 7 | Freight Transportation ArrangementNAICS 4885 | 1 | 3.2% | |
| 8 | Coating, Engraving, Heat Treating, and Allied ActivitiesNAICS 3328 | 1 | 3.2% | |
| 9 | Beer, Wine, and Distilled Alcoholic Beverage Merchant WholesalersNAICS 4248 | 1 | 3.2% | |
| 10 | Independent Artists, Writers, and PerformersNAICS 7115 | 1 | 3.2% |
Approval sizes
- $150,001 to $350,0009.7%3
- $350,001 to $1 million45.2%14
- $1 million to $2 million19.4%6
- Over $2 million25.8%8
Loan terms
- Over 10 to 20 years3.2%1
- Over 20 years96.8%30
Age of the businesses
- Existing, more than 2 years old90.3%28
- Startup, loan funds will open the business6.5%2
- Change of ownership3.2%1
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | 504 Basic | 26 | 83.9% | |
| 2 | 504 Refinancing Program | 5 | 16.1% |
Franchise share
0 of 31 approvals in FY2021–FY2025 (0.0%) carried an SBA franchise code; across the 504 program the share is 9.0%.
Questions and answers
How many SBA loans does San Fernando Valley Small Business Development Corporation make?
SBA approved 9 504 loans through San Fernando Valley Small Business Development Corporation in FY2025, worth $11.6M, and 31 over FY2021 to FY2025. That ranks 133rd of 182 active CDCs by number of approvals.
How large are San Fernando Valley Small Business Development Corporation's typical SBA loans?
The median 504 approval in FY2021 to FY2025 was $947K and the average $1.4M. The program-wide median was $657K.
What is San Fernando Valley Small Business Development Corporation's charge-off rate?
Of 68 disbursed loans approved in FY2010 to FY2021, SBA records 0 as charged off (0.0%), 47 as paid in full and 21 still outstanding; the 504 program figure for the same approval years is 1.2%, so the rate here is below it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does San Fernando Valley Small Business Development Corporation lend to most?
By number of approvals in FY2021 to FY2025: miscellaneous durable goods merchant wholesalers (4); general freight trucking (2); building equipment contractors (2); restaurants and other eating places (2).
Where does San Fernando Valley Small Business Development Corporation make SBA loans?
In 1 state or territory. California 31. In California it accounts for 0.4% of all 504 approvals.
Is San Fernando Valley Small Business Development Corporation's SBA lending rising?
Volumes are too small to compare periods.
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error