FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Arkansas, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 236 loans in Arkansas: 217 under 7(a) and 19 under 504, worth $185M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Arkansas accounted for 0.5% of the 45,283 approvals nationwide that year. 59 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 20.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Arkansas businesses in FY2026, of 59 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 7(a) | 20 | $1.8M | 8.5% | 25 | — |
| 2 | Newtek Bank, National Association | 7(a) | 18 | $3.6M | 7.6% | 18 | — |
| 3 | Arvest Bank | 7(a) | 18 | $2.1M | 7.6% | 18 | — |
| 4 | Southern Bancorp Bank | 7(a) | 17 | $22.4M | 7.2% | 41 | — |
| 5 | Rural Missouri, Inc. | 504 | 16 | $14.8M | 6.8% | 17 | — |
| 6 | First Financial Bank | 7(a) | 15 | $13.7M | 6.4% | 16 | — |
| 7 | First Service Bank | 7(a) | 11 | $17.8M | 4.7% | 26 | — |
| 8 | Readycap Lending, LLC | 7(a) | 8 | $2.6M | 3.4% | 16 | — |
| 9 | Northeast Bank | 7(a) | 8 | $1.4M | 3.4% | 34 | — |
| 10 | FNBC Bank | 7(a) | 7 | $5.0M | 3.0% | 16 | — |
| 11 | Live Oak Banking Company | 7(a) | 6 | $18.7M | 2.5% | 16 | — |
| 12 | Celtic Bank Corporation | 7(a) | 5 | $4.1M | 2.1% | 9 | — |
| 13 | Regions Bank | 7(a) | 5 | $3.1M | 2.1% | 6 | — |
| 14 | Stone Bank | 7(a) | 5 | $1.3M | 2.1% | 3 | — |
| 15 | Encore Bank | 7(a) | 4 | $3.1M | 1.7% | 3 | — |
| 16 | First Community Bank | 7(a) | 4 | $2.2M | 1.7% | 3 | — |
| 17 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 4 | $760K | 1.7% | 0 | — |
| 18 | Southern Bank | 7(a) | 4 | $468K | 1.7% | 2 | — |
| 19 | Port 51 Lending LLC | 7(a) | 3 | $5.2M | 1.3% | 1 | — |
| 20 | First Horizon Bank | 7(a) | 3 | $3.0M | 1.3% | 2 | — |
| 21 | Firstar Bank | 7(a) | 3 | $881K | 1.3% | 0 | — |
| 22 | Fifth Third Bank | 7(a) | 2 | — | 0.8% | 1 | — |
| 23 | ACC Capital | 7(a) | 2 | — | 0.8% | 3 | — |
| 24 | American Bank | 7(a) | 2 | — | 0.8% | 0 | — |
| 25 | Equity Bank | 7(a) | 2 | — | 0.8% | 3 | — |
| 26 | Pathward National Association | 7(a) | 2 | — | 0.8% | 1 | — |
| 27 | United Midwest Savings Bank National Association | 7(a) | 2 | — | 0.8% | 5 | — |
| 28 | Shinhan Bank America | 7(a) | 2 | — | 0.8% | 0 | — |
| 29 | Bank Five Nine | 7(a) | 2 | — | 0.8% | 2 | — |
| 30 | Magnifi Financial CU | 7(a) | 2 | — | 0.8% | 1 | — |
| 31 | Bank of America, National Association | 7(a) | 2 | — | 0.8% | 4 | — |
| 32 | The Huntington National Bank | 7(a) | 2 | — | 0.8% | 16 | — |
| 33 | Simmons Bank | 7(a) | 2 | — | 0.8% | 1 | — |
| 34 | The Citizens National Bank of Meridian | 7(a) | 2 | — | 0.8% | 2 | — |
| 35 | First Security Bank | 7(a) | 2 | — | 0.8% | 7 | — |
| 36 | Grasshopper Bank National Association | 7(a) | 1 | — | 0.4% | 0 | — |
| 37 | Dominion Bank | 7(a) | 1 | — | 0.4% | 0 | — |
| 38 | US Metro Bank | 7(a) | 1 | — | 0.4% | 0 | — |
| 39 | Shoreham Bank | 7(a) | 1 | — | 0.4% | 0 | — |
| 40 | GBank | 7(a) | 1 | — | 0.4% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Pulaski County | 50 | $42.9M | 21.2% | 65 | — |
| 2 | Benton County | 38 | $29.7M | 16.1% | 56 | — |
| 3 | Washington County | 24 | $20.6M | 10.2% | 37 | — |
| 4 | Faulkner County | 10 | $13.5M | 4.2% | 14 | — |
| 5 | Garland County | 10 | $2.3M | 4.2% | 19 | — |
| 6 | Sebastian County | 10 | $4.9M | 4.2% | 20 | — |
| 7 | Saline County | 7 | $877K | 3.0% | 23 | — |
| 8 | Baxter County | 5 | $1.8M | 2.1% | 5 | — |
| 9 | White County | 5 | $5.8M | 2.1% | 9 | — |
| 10 | Hot Spring County | 5 | $4.5M | 2.1% | 1 | — |
| 11 | Crawford County | 4 | $382K | 1.7% | 5 | — |
| 12 | Pope County | 4 | $878K | 1.7% | 2 | — |
| 13 | Yell County | 4 | $7.4M | 1.7% | 0 | — |
| 14 | Conway County | 4 | $2.2M | 1.7% | 5 | — |
| 15 | Greene County | 4 | $764K | 1.7% | 3 | — |
| 16 | Marion County | 4 | $1.2M | 1.7% | 4 | — |
| 17 | Lonoke County | 3 | $1.7M | 1.3% | 8 | — |
| 18 | Randolph County | 3 | $2.4M | 1.3% | 8 | — |
| 19 | Crittenden County | 3 | $1.8M | 1.3% | 4 | — |
| 20 | Jefferson County | 3 | $892K | 1.3% | 8 | — |
| 21 | Cleburne County | 3 | $1.4M | 1.3% | 4 | — |
| 22 | Franklin County | 3 | $7.0M | 1.3% | 2 | — |
| 23 | Union County | 2 | — | 0.8% | 11 | — |
| 24 | Lincoln County | 2 | — | 0.8% | 0 | — |
| 25 | Craighead County | 2 | — | 0.8% | 12 | — |
| 26 | Hempstead County | 2 | — | 0.8% | 0 | — |
| 27 | Sharp County | 2 | — | 0.8% | 0 | — |
| 28 | Miller County | 2 | — | 0.8% | 1 | — |
| 29 | Polk County | 2 | — | 0.8% | 2 | — |
| 30 | Arkansas County | 2 | — | 0.8% | 2 | — |
| 31 | Independence County | 1 | — | 0.4% | 3 | — |
| 32 | Perry County | 1 | — | 0.4% | 1 | — |
| 33 | Madison County | 1 | — | 0.4% | 8 | — |
| 34 | Mississippi County | 1 | — | 0.4% | 3 | — |
| 35 | Boone County | 1 | — | 0.4% | 5 | — |
| 36 | Grant County | 1 | — | 0.4% | 1 | — |
| 37 | Cleveland County | 1 | — | 0.4% | 3 | — |
| 38 | Carroll County | 1 | — | 0.4% | 7 | — |
| 39 | Van Buren County | 1 | — | 0.4% | 2 | — |
| 40 | St. Francis County | 1 | — | 0.4% | 1 | — |
The 40 counties with the most approvals; every county is on the Arkansas page.
FY2026 against FY2025
| Arkansas | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 217 | 401 |
| 7(a) dollars | $166M | $247M |
| Median 7(a) approval | $250K | $249K |
| 504 approvals | 19 | 20 |
| 504 dollars | $18.4M | $15.5M |
| Jobs supported, as reported | 2,444 | 4,194 |
Questions and answers
Which lenders made the most SBA loans in Arkansas in FY2026?
U.S. Bank, National Association (20), Newtek Bank, National Association (18), Arvest Bank (18), Southern Bancorp Bank (17), Rural Missouri, Inc. (16). 59 lenders had at least one approval.
How many SBA loans were approved in Arkansas in FY2026?
236 to 30 Jun 2026: 217 under 7(a) worth $166M and 19 under 504 worth $18.4M.
Which Arkansas counties had the most SBA approvals in FY2026?
Pulaski County (50), Benton County (38), Washington County (24), Faulkner County (10), Garland County (10).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error