SBA Ledger

States › Florida › FY2019

FY20191 Oct 2018 – 30 Sep 2019

SBA loans in Florida, FY2019

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2019 (1 October 2018 to 30 September 2019) SBA approved 3,854 loans in Florida: 3,376 under 7(a) and 478 under 504, worth $2.04bn.

That is about level with FY2018, when there were 4,116 approvals worth $2.05bn.

Florida accounted for 6.6% of the 58,006 approvals nationwide that year. 159 lenders had at least one approval in the state; TD Bank, National Association had the most, 652.

3,854approvalsFY2018: 4,116
$2.04bndollars approvedFY2018: $2.05bn
$155Kmedian 7(a) approvalFY2018: $150K
159lenders with an approval
35,948jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Florida businesses in FY2019, of 159 active.

#LenderProgramApprovalsDollarsShare of stateFY2018Change
1TD Bank, National Association7(a)652$60.8M16.9%817-165
2Wells Fargo Bank National Association7(a)337$59.4M8.7%311+26
3Florida First Capital Finance Corporation, Inc.504266$240M6.9%213+53
4Florida Business Development Corporation504172$130M4.5%167+5
5BayFirst National Bank7(a)172$58.3M4.5%101+71
6Truist Bank7(a)162$93.7M4.2%154+8
7JPMorgan Chase Bank, National Association7(a)152$26.3M3.9%217-65
8The Huntington National Bank7(a)111$46.0M2.9%91+20
9Newtek Small Business Finance, Inc.7(a)108$59.4M2.8%86+22
10Seacoast National Bank7(a)104$53.1M2.7%131-27
11Stearns Bank National Association7(a)87$22.3M2.3%95-8
12United Midwest Savings Bank National Association7(a)67$11.7M1.7%60+7
13Live Oak Banking Company7(a)64$119M1.7%70-6
14Bank of America, National Association7(a)59$41.1M1.5%28+31
15PNC Bank, National Association7(a)59$41.0M1.5%89-30
16SouthState Bank, National Association7(a)56$44.5M1.5%560
17Celtic Bank Corporation7(a)54$22.3M1.4%87-33
18Fifth Third Bank7(a)53$14.3M1.4%65-12
19Northeast Bank7(a)53$7.1M1.4%113-60
20Independence Bank7(a)47$6.7M1.2%77-30
21BankUnited, National Association7(a)38$33.9M1.0%66-28
22United Community Bank7(a)38$26.3M1.0%29+9
23Sunshine State Economic Development Corporation50437$31.1M1.0%36+1
24Five Star Bank7(a)33$8.5M0.9%22+11
25Valley National Bank7(a)30$17.6M0.8%36-6
26Stone Bank7(a)26$26.5M0.7%24+2
27Paradise Bank7(a)24$36.6M0.6%23+1
28Lake Michigan CU7(a)23$26.1M0.6%4+19
29The Bank of Tampa7(a)23$23.0M0.6%16+7
30Midwest Regional Bank7(a)23$14.3M0.6%230
31Ameris Bank7(a)21$22.0M0.5%42-21
32Banesco USA7(a)21$21.9M0.5%18+3
33Readycap Lending, LLC7(a)21$17.6M0.5%22-1
34American Momentum Bank7(a)21$15.8M0.5%19+2
35Regions Bank7(a)21$13.2M0.5%68-47
36Hancock Whitney Bank7(a)21$10.2M0.5%37-16
37Pinnacle Bank7(a)18$23.3M0.5%29-11
38Centennial Bank7(a)18$22.6M0.5%14+4
39First-Citizens Bank & Trust Company7(a)18$11.2M0.5%28-10
40CRF Small Business Loan Company, LLC7(a)18$10.5M0.5%13+5

Approvals by county

#CountyApprovalsDollarsShare of stateFY2018Change
1Miami-Dade County672$269M17.4%797-125
2Broward County451$195M11.7%447+4
3Palm Beach County338$141M8.8%386-48
4Hillsborough County299$181M7.8%317-18
5Orange County266$172M6.9%267-1
6Pinellas County202$97.3M5.2%198+4
7Lee County148$81.9M3.8%124+24
8Duval County137$95.8M3.6%176-39
9Seminole County117$63.3M3.0%97+20
10Brevard County105$70.4M2.7%121-16
11Volusia County98$48.6M2.5%87+11
12Sarasota County96$55.7M2.5%102-6
13Polk County67$45.1M1.7%72-5
14Pasco County66$48.8M1.7%82-16
15Manatee County64$42.0M1.7%78-14
16Collier County59$28.3M1.5%82-23
17Osceola County58$29.4M1.5%57+1
18St. Johns County54$34.1M1.4%55-1
19St. Lucie County52$20.2M1.3%37+15
20Martin County49$23.3M1.3%28+21
21Lake County39$20.0M1.0%47-8
22Escambia County38$19.3M1.0%42-4
23Okaloosa County36$33.3M0.9%48-12
24Marion County29$20.9M0.8%43-14
25Charlotte County29$15.9M0.8%32-3
26Alachua County25$17.2M0.6%34-9
27Clay County24$14.4M0.6%16+8
28Indian River County23$22.5M0.6%24-1
29Bay County20$17.6M0.5%24-4
30Santa Rosa County19$15.5M0.5%12+7
31Leon County19$8.2M0.5%27-8
32Walton County16$6.8M0.4%18-2
33Hernando County15$7.1M0.4%16-1
34Sumter County14$11.4M0.4%12+2
35Flagler County13$4.0M0.3%14-1
36Monroe County13$12.1M0.3%12+1
37Suwannee County11$1.8M0.3%6+5
38Nassau County10$9.2M0.3%16-6
39Citrus County10$4.5M0.3%5+5
40Highlands County6$855K0.2%60

The 40 counties with the most approvals; every county is on the Florida page.

FY2019 against FY2018

FloridaFY2019FY2018
7(a) approvals3,3763,692
7(a) dollars$1.63bn$1.69bn
Median 7(a) approval$155K$150K
504 approvals478424
504 dollars$408M$360M
Jobs supported, as reported35,94839,974

Questions and answers

Which lenders made the most SBA loans in Florida in FY2019?

TD Bank, National Association (652), Wells Fargo Bank National Association (337), Florida First Capital Finance Corporation, Inc. (266), Florida Business Development Corporation (172), BayFirst National Bank (172). 159 lenders had at least one approval.

How many SBA loans were approved in Florida in FY2019?

3,854: 3,376 under 7(a) worth $1.63bn and 478 under 504 worth $408M.

Which Florida counties had the most SBA approvals in FY2019?

Miami-Dade County (672), Broward County (451), Palm Beach County (338), Hillsborough County (299), Orange County (266).

When does FY2019 start and end?

The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error